Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Spot has always been a seamless and…
Spot has always been a seamless and helpful insurance for my dog and I. The app is extremely helpful and pretty much answers all your questions. Love it and will renew next year as well!
Very fast response and reimbursement…
Very fast response and reimbursement mail. Thank you.
Excellent experience
Excellent experience
Prompt payment
Claim was paid in a timely fashion according to the easily understood guidelines.
Spot Insurance makes things so easy and…
Spot Insurance makes things so easy and seamless. Reimbursements are quick! Can’t beat that!
Claim processing and reimbursement fast.
Claim processing and reimbursement fast.
Ease of claim submission; quick response!
The submission of a claim was straight forward and relatively easy. As expected the bills and Vet records needed to be downloaded, which was easy. The review process was short and the funds deposited in my bank account as was alluded to. Great Company!
I am glad to receive the support from Spot!
Spot app is easy to navigate and to claim my pet illness. The entire process was smooth and no hustle at all. I highly recommend to join Spot pet insurance! Their customer service was fantastic that I did talk to the customer service PERSON right away.
Excellent service quick turnaround for…
Excellent service quick turnaround for reimbursement.
Awesome!
Super prompt and easy to navigate their website to submit claims
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.