Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
The process is straight forward
The process is straight forward. I've had no issues to date. I have 4 cats on the plan and having this insurance is very helpful and does give me some peace of mind. Thank you. Minor H.
Dog had go into surgery filed a claim…
Dog had go into surgery filed a claim and was refunded without any hassle within 2 weeks
Easy process and prompt service
Easy process and prompt service. Thank you!
Good insurance company that's fast to process claims
Spot Pet Insurance has decent rates and is quick to process my claims and provide payout once I've met the deductible. I appreciate that they have an option to cover everything--including regular routine visits--so they can also be applied to the deductible. I'm glad to know my pets are covered.
Easy to file claim online
Easy to file claim online. Quick processing of refund from Spot
First time using Spot
First time using Spot, and I'm pleased by the response. Filing online was easy, and form upload was very straightforward. The claim took 2-3 weeks to process, and I received email notification that the claim had been approved and that a check was in the mail. (Yes, a real, paper check.) After paying the deductible, my cat's ER visit was less than $200. Here's hoping I won't need it again, but cats ARE cats.
Stress Reliever
The insurance is made to do exactly what is meant. Having this insurance really helped when Dior unexpectedly got sick. I'm so glad I purchased it because it allowed me to not feel stress over getting her the help she needs.
It was very easy and convenient to…
It was very easy and convenient to submit a claim. I was kept informed while my claim was being processed. My claim and refund was processed in a timely manner.
Spot is a reliable pet insurance…
Spot is a reliable pet insurance company. My pet had a serious illness and was taken to a veterinary hospital, where the bill totaled $2,000. I filed a claim online the next day. Within two weeks, I was reimbursed for the expenses, minus a $250 deductible. I recommend Spot insurance.
I’ve never had an issue with spot pet…
I’ve never had an issue with spot pet insurance since I’ve had them
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.