Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
I’m retired and on a fixed income
I’m retired and on a fixed income. I didn’t expect my two Pomeranians to get accidents and illnesses. I’m also disabled so Spot Insurance has helped me a lot. Without their insurance I don’t think I would have the money to take care of them. My only concern now is I hope my premiums won’t go up because I’ve used the insurance. When you retire your income is fixed so finances play a big role in your life.
Outstanding customer service
Outstanding customer service . The team at spot insurance and claims department is very helpful and caring for my pet . Thank you
I have no experience with pet…
I have no experience with pet insurance, so when my puppy broke her elbow and needed surgery I was unsure how the claim process would go. I'm pleased to say that it went very well. Working with Spot and submitting a claim was very easy.
Easy to file claims
I had to use the insurance this year, and I was surprised to find out that filing claims and getting paid was so easy.
Claims process was fast and simple
Claims process was fast and simple, no fuss.
Very easy to make a claim and quick…
Very easy to make a claim and quick response!
Great service
We’ve been a customer for about 8 months. We have had our dog Wilson going for Lymphoma treatments since last July. Spot Insurance has been really great getting our claims and reimbursing us rather quickly. I’m very happy with your service.
Spot is the best pet insurance out…
Spot is the best pet insurance out there. Don't spend time or waste money on other companies.
Easy to submit and prompt payment
Easy to submit and prompt payment! Thank you!
Quick and easy
Quick and easy Being reimbursed very quickly and easily made this a great experience.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.