Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Quick service
Quick service, and very friendly customer support.
After my Doberman had knee surgery my…
After my Doberman had knee surgery my claim was processed quickly and I received my check with no problems what so ever! I’m really grateful for the excellent service!
Everything is excellent
Everything is excellent
Very easy to file claims and monitor…
Very easy to file claims and monitor progress.
Excellent flow and ease with submitting…
Excellent flow and ease with submitting the claims. They keep you informed!
Coverage is exactly what it’s supposed very responsive…
Coverage is exactly what it’s supposed to be when you start. Very responsive check in the mail is slow.
Best Pet Insurance
Easy claims process, fair coverage with no surprises or hidden loopholes to deny claims, straight forward reimbursements, transparent through and through. Feel like it’s the only pet insurance worth the money to keep your pet covered.
Sent my receipts to SPOT and they…
Sent my receipts to SPOT and they contacted my vet for proof and sent a check after taking out the deductible...very easy process
I took my kitty to the emergency vet .
I took my kitty to the emergency vet .. pretty traumatizing for both of us and my pocket book... I turned the vet bill In to spot with all the notes and itemized receipt...which was easy to do on line with my phone... and within 10 days they reviewed it and said they are paying all except my $250.00 deductible... pretty amazing... thank you Spot. I've shared this with my friends and they were pleasantly surprised as well.
The customer service representative did…a GREAT JOB.
The customer service representative did a great job. The turn around time for reimbursement was exceptional. Very pleased. :)
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.