Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Easy to use
Easy to use, highly recommend
Easy and quick
Overall very simply to sign your pet up with insurance.
Submitting claims is easy and they are…
Submitting claims is easy and they are handle in a timely manner
Quick and efficient
Quick and efficient
Good customer service
Good customer service. And spot actually pays claims instead of arguing everything to get out of them! Honest company
Worth the value
Filing a claim was very easy and the review and response time were incredibly fast. They communicated and made sure I knew what was happening with my claim every step of the way. The little bit extra I pay for wellness care is absolutely worth it for my pup.
Quick claims review
Quick claims review
Easy to work with
Easy to work with. Claims are processed in a timely manner. When my pet died they responded with a lot of empathy.
They processed my claim in a very quick…
They processed my claim in a very quick and efficient manner.
everything has went well so far
everything has went well so far
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.