Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Fast action on claims and easy to…
Fast action on claims and easy to contact
excellent service processing claims…
excellent service processing claims with accuracy.👋
The online Spot app is user friendly!
Unfortunately, my doggy had an illness that I had to file a claim after seeing a vet. I went online to file the claim and Spot made it very user friendly by having everything easy to use, and the claim was processed quickly and efficiently.
I especially appreciate you website…
I especially appreciate your website which is easy to navigate and very explanatory.
Claims are always easy to file online…
Claims are always easy to file online and are promptly reviewed and processed. I like Spot because it covers annual well care visits. Plus gave me several options to choose from when I enrolled and also changed my plan to a higher copay for a lower premium. Excellent pet insurance that I feel comfortable having, but hope I never have to file a claim for anything really serious because I love my Lola.
Great Insurance!
The coverage was exactly what it should have been. Very easy claim process, and the payment was issued before her stitches even came out! Great company!!
Lightening fast claim processing
Lightening fast claim processing, user friendly app, and truly pay and reimburse as clearly detailed in policy. I also love that I can customize coverage to fit our needs. Highly recommend
The form is uncomplicated and I found I…
The form is uncomplicated and I found I didn’t have to wait so much for my reimbursement.
Easy and fast
Easy and fast, very convenient.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.