Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
SPOT to the rescue!
When our fur baby unexpectedly started whining and refusing to walk, we thought she had broken her legs or hip after slipping like “Bambi on ice” we ended up taking her to a nearby emergency vet at 4am. Spot paid out the claim in about a week.
Quickly processed
They processed my claim quickly and it really helped to pay the bill.
Reps are very helpful
Reps are very helpful Website easy to use for claims
Reimbursement was quick
Reimbursement was quick
Always great customer service
Always great customer service
Quick, easy, and predictable
Very easy to file and quick outcome exactly as predicted based on deductible and percentage once met deductible. No messing around and coverage exactly as stated.
The claims process was easy and…
The claims process was easy and straight forward
I have NEVER…
I have NEVER had any sort of insurance respond and act as fast as Spotpet did. They did exactly what the policy said it would do and we are ALL happy. In fact I’ve already recommended them to a friend with a new puppy. Thank you Spotpet!!! , Lucy’s mom
It's nice to find a pet insurance that…
It's nice to find a pet insurance that covers some wellness, most are just catastrophic coverage.
spot did exactly what they told me they…
spot did exactly what they told me they would do. i am extremely happy that i got my pet insurance through them.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.