Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Representatives were knowlegeable and…
Representatives were knowlegeable and communicated well how the process work. The reimbursement was quick meaning it was done in a reasonable time frame. Completing the claim is easy, meaning the app is user friendly. Very happy with whole process.
Fast coverage faster refunds love it…
Fast coverage faster refunds love it good choice.
I liked that the Wellness part active…
I liked that the Wellness part active the following day! Very easy to sign up & file & get your claim.
Very easy to file claims
Very easy to file claims. And they are complete completed and a reasonable amount of time.
I submitted my first claim and it was…
I submitted my first claim and it was completed by the end of the following day.
Spot insurance is awesome I'm going on…
Spot insurance is awesome I'm going on 3 years with them and filing claims is very easy not to mention that once it's been verified the funds are issued right away into my account have had no problems with Spot and I recommend them to anyone who has pets and looking for an awesome Insurance Company for their furry ones.My claims took less than a week to receive funds that qualify for payment.
Good company
This was my first time making a claim. putting in the all the information was easy, and hearing back from them took just a little time. I am expecting a check any day now! Very nice so far.
I am so glad I decided to get Spot
I am so glad I decided to get Spot! My dog was attacked by another dog and without the insurance I don’t know what I would have done. The experience was one of the worst I’ve ever had to go through but Areo was able to pull through because we had the financial support of Spot. They processed my claim within just a day or two.
Fast and reliable
Spot is great, had other insurer and was not as good. Very content
Excellent customer service
They are quick and efficient.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.