Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Compensation was quick.
Compensation was quick. My dog had to have surgery at a massive price. Spot Pet reimbursed me a portion of it quickly once I submitted the documentation. The reimbursement was for a little less than a third of the total cost.
Quick claim processing and quick to…
Quick claim processing and quick to answer if I have any questions!
You always make everything very easy…
You always make everything very easy and i would definitely recommend you to all pet owners.
Easy instructions for filling out…
Easy instructions for filling out paperwork, and fast payment!
So far this is one of the best animal…
So far this is one of the best animal insurance for accident and illness because they pay full price 90% you only have $250 deductible on other stuff but when it comes to stuff that's very urgent they pay 90% of it so I appreciate them for helping my dog walk again.
Customer service has always been…
Customer service has always been amazing, they pay claims very quickly!
Amazing pet insurance company!!!
I have had nothing but an excellent experience with Spot insurance so far. Everyone has been very knowledgeable, courteous and helpful. I highly recommend this pet insurance!
Very fast with processing claims
Had an amazing experience. Very fast claim processing. Easy to navigate!
I’ve been happy with this insurance so…
I’ve been happy with this insurance so far, but I do with there was an option for 100 coverage after the deductible is met instead of 80%. Maybe there is one and I’m not aware. Also, sometimes it takes a little longer to get reimbursed for a claim but overall not bad.
Fast and hassle free
it was easy and fast submitted the claim and within days was reimbursed.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.