Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Easy peezy
Quick and easy to submit claim. Review and reimbursement was fast. Very satisfied.
I had 2 claims to put in for my dogs…
I had 2 claims to put in for my dogs TPLO surgery and they were extremely fast and efficient in getting my claims completed and funds reimbursed.
So glad to have Spot!!
So glad to have Spot! It’s affordable and they take care of claims quickly and efficiently - I didn’t have to keep calling to check the status of my claim. My pup had surgery 2 weeks ago and the claim was paid before the 10 day follow up visit. It’s been a relief, thank you Spot!!!
I have had Spot insurance for probably…
I have had Spot insurance for probably almost 2 years! My cat Meeko needed surgery to remove bladder stones that could not be treated with medication! Filing a claim was easy and the response was swift.
Quick turn around
Quick turn around
Great pet insurance !
We have enjoyed working with Spot Insurance. They make the application process easy to apply and understand. They quickly assess claims and refund their percentage of reimbursement. We have been very pleased!
Great service and professionalism
Great service and professionalism. I submitted my cat Orbit's bill from the emergency vet office and they processed it quickly. I did not expect this to happen to my cat and the expense was a surprise but having this insurance has been such a blessing.
Claim was handled quickly and…
Claim was handled quickly and efficiently.
Spot has been a huge money saver for…
Spot has been a huge money saver for us, our cat recently had a UTI and was diagnosed with asthma. The process of uploading the bill was as easy as uploading a picture. The App makes it easy even for an old person like me. Spot contacted our Vet and got the background information they needed on our cat and quickly issued us the reimbursements. I recommend Spot for any pet owner who wants to have the confidence of being able to take your pet to the vet when needed without worries of not being able to pay the rent that month.
Great platform and very responsive
Great platform and very responsive. Claims are reviewed and paid in an expedited manner.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.