Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Snoopy - 14 year old Shit Tzu
Snoopy was a 14 year old Shit Tzu, the star of our family. Suddenly, his hind legs wouldn't support him and he was rushed to Urgent Care and they recommended that he had to go to Emergency Care and get a Spinal Decompression Surgery. Also, this moved so fast that in a couple of days, his surgery was complete he was on his way to recovery. That was the first time I informed Spot Pet Insurance about this issue and submitted claims. All claims were reviewed and promptly approved. This has been a wonderful experience with Spot Insurance even though we couldn't even give them a heads-up of this major issue. Thank you for standing up for Snoopy even though he was a 14 year old. Unfortunately, Snoopy made good recovery for a couple of weeks after surgery, even got his stiches off but developed other complications with Pancreas and Liver and he passed away peacefully today. We wish Spot Insurance the very best and thank you for being there for Snoopy until the very end.
Smooth & Efficient Service
I've been using SPOT for about 4 years now. It's very easy to submit a claim with documentation and claims are always processed efficiently and fairly. Payments go straight to my bank account. I love how smooth the whole process is and would recommend SPOT to anyone.
Everything is easy
Everything is easy. From signing up to filing claims. Quick responses to all as well.
Excellent and easy service.
Excellent and easy service.
They are great at keeping in touch
They are great at keeping in touch, quick response to concrrns after luxating patella surgery.
Spot has provided both the level of…
Spot has provided both the level of coverage and superior customer/claim service that was sold to us and we expected.
No hassle, filing or with reimbursement
My cat broke his foot. To leave the emotions out and just make a long story short I needed an amputation Bill came around 5K. The way their process works as you basically pay upfront and they reimburse you. Once I submitted all my paperwork I think about two weeks later I had my reimbursement no hassle submitting the paperwork is very straightforward. Very good experience.
Great coverage
I have had spot for quite a while but never filed a claim. My cat had a problem and had to have follow up tests to determine any issues. I was pleasantly surprised to find that spot covered everything to the extent of my insurance
This was fast and efficient
This was fast and efficient
Everyone was very helpful navigating me…
Everyone was very helpful navigating me thru the claims process. Claims were paid very quickly and accurate . ❤️😊
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.