Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
My experience was excellent with Spot…
My experience was excellent with Spot Insurance for two important reasons. First they showed compassion for my dog and myself. Second they acted quickly. I submitted my invoices and they took care of the rest. As a follow up, they sent an email expressing their compassion and later made a personal call checking up on me. I appreciate everything they did knowing how difficult my situation was.
Quick and easy
Simple to upload And status thru out the process
Love Spot Insurance
Price Representatives - Great Customer Service
What peace of mind to have Spot Pet…
What peace of mind to have Spot Pet Insurance! They have taken care of my claims, rapidly, with no issues. They reimburse me quickly. I appreciate having Spot Pet Insurance for sure!
Our dog Ryders had spot insurance for…
Our dog Ryders had spot insurance for over a year now and she recently has to get surgery due to a blockage, Spot helped us get through it by covering 70% or it. We are super grateful to have them as provider. Highly recommend them.
Great service
I have nothing but good things to say about SPOT. My pup Bullitt was diagnosed with a luxating patella. The cost of the surgery was expensive. I submitted my claim with the paperwork from the hospital and was reimbursed within a week. Easy to use. Thankfull to have it.
Always here for our pets
Always here for our pets, never let them down! and price is very competitive.
Submitting a claim was so easy
Submitting a claim was so easy! I also appreciated the expedient processing time and the fact that Spot worked with my vet to get my dog's medical history since I wasn't able to provide it. It made dealing with the aftermath of the accident and surgery less stressful and took one more thing off my plate.
Quick and easy
Filing a claim with Spot was quick and straightforward — the online process is simple, and everything was processed fast. Reimbursements came through smoothly, and the customer service team was friendly, professional, and easy to reach. Overall, a great experience and real peace of mind knowing they handle things efficiently.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.