Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
We has an unfortunate situation with…
We has an unfortunate situation with our girl dog Sadie and she had to have surgery. We use our insurance for the first time and it was simple. Fallow the steps and your done.
Muy buena experiencia porque llevé a mi…
Muy buena experiencia porque llevé a mi mascota al veterinario para sus vacunas luego envié la factura del procedimiento y los tres días me reintegraron el valor que pagué
helpful , good comcation
helpful comcation
Easy claim service on the portal
Easy claim service on the portal. Spot reached out to my vet for additional medical records. Claim was processed in an about 2 weeks. Check is coming I the mail. Easy and great service. Glad I had them!
Easy, fast!
Claims were easy to make and were processed quickly and clearly.
Quick Responses
I appreciated the quick response to my questions and my claim.
I am a returning client
I am a returning client after the passing of our dog. I now have two new cats registered through Spot Pet and the process was simple. and excellent company.
I have been with this company for 4…
I have been with this company for 4 years and the only constructive criticism i have to say is about the increase on the annual fee, i know how everything is expensive now a days and the only hope to afford care, is insurance as long as is reachable. For the rest i can say only good things, every time I had a claim has been processed with no problems and efficiently.
Spot Insurance
Spot delivers on its promises! Ease of Claims: Super simple submitting invoices online without endless forms. Fast Payouts: Direct deposit hit my bank account in record time. Peace of Mind: Fantastic service when you need it most. Couldn't be happier with their service—worth every penny for hassle-free pet care!
I had my first big claim on my cat
I had my first big claim on my cat. I sent everything to spot. It only took a couple days for them to review everything then I was told my check would get to me in about 6 to 10 days. It was that easy. Thank you for making this bad time simple for me!!! Christine Joyce
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.