Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Very easy to submit a claim,and it was…
Very easy to submit a claim,and it was processed in a timely manner. Everyone I spoke to answered all my questions and made things easier.
Thank you for making it easy to file a…
Thank you for making it easy to file a claim and paying promptly. I tell everyone about Spot!! Thank you V Koski
Pet insurance
So far it’s been everything we expected we had a different insurance for our last dog happy we found Spot
Excellent customer
Excellent customer. Quick processing of claims. They're great!
Thanks!
Spot definitely helped cover some of my expenses when my cat caught an illness. Grateful !
I submitted my invoice from the vet and…
I submitted my invoice from the vet and I was refunded most of the cost I spent at the vet. I've only had it for a month but so far so good took a week to get paid back . I dont know how they are long term and the limits yet, for example do I get 25$ off 1 time for the whole year for flea medication? That is kinda lame . But other than that so far they have been good. I pay 50$ a month total in CA.
Putting in my claim was easy and they…
Putting in my claim was easy and they were quick to send me my check. Thank you spot your the best.
Excellent Coverage and Hassle-Free Claims
I'm very satisfied with Spot Pet Insurance. They have consistently paid my claims according to the policy terms, and I really appreciate their reliable coverage. Thanks to Spot, I've been able to provide my cat with the medical care she needs without worrying excessively about the cost of treatment. The claims submission process is simple and straightforward. Spot also appears to communicate directly with the veterinary clinic to obtain any necessary medical information, which makes the process even easier for me. Overall, I'm very happy with Spot and would highly recommend them to other pet owners.
Claim process review
Easy to submit claim and was processed in a timely manner.
Transparency and clear communication
Transparency and clear communication! Easy to understand app.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.