How Spot Works
1
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
2
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
3
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What Spot Plans Cover
Accident & Illness
Covers the following and more:
Accidents
Illnesses: Cancer, Respiratory Infections, and Diabetes
Hereditary conditions
Accident Only
Covers the following and more:
Fractures and cuts
Swallowed objects
Toxic ingestions
Bites
Preventative Care Coverage
Optional Add-on for an extra cost:
Starts at $9.95/mo, covers annual check-ups,
dental cleanings.
Pet Insurance FAQs
How are My Pet Insurance Premiums Calculated?
Do Plans Provided by Spot Have a Money-back Guarantee?
Does Spot Offer a Plan for Preventive Care Coverage?
What Do Pet Insurance Plans Provided by Spot Cover?
Pet Parents are Loving Spot
Thank you for having such incredible coverage. Because of your insurance I didn’t question taking my boy to the emergency vet for stomach issues. And because of the traveling emergency vet who happened to be there that day, she caught the beginning of spinal disease that normally isn't caught until paralysis. We aren’t sure where treatment will lead us, but if it wasn’t for your insurance coverage we would have been in a far worse position.
-Jackie and Ollie
