Elizabeth Kowalski holds a bachelor’s degree in biology from the University of Illinois and an associate’s degree in veterinary technology from Purdue University. After more than 10 years working as a certified veterinary technician, she chose to pursue veterinary writing, combining years of practical knowledge with a talent and passion for the written word. Elizabeth enjoys creating content for pet owners and veterinary professionals alike, and spends her free time playing sand volleyball and lounging at home with her pitbull, Piglet, and husband, Brenton.
What's Not Covered by Pet Insurance: Exclusions Guide
Most pet insurance plans cover accidents and illnesses — but they all have exclusions. Pre-existing conditions, routine wellness care, elective procedures, and breed-specific limitations are among the most common things standard policies won't cover....
Why Pet Insurance?
Pre-Existing Conditions in Pet Insurance: What You Should Know
A pre-existing condition is any illness, injury, or symptom your pet had before your policy’s start date — or that developed during the waiting period. Most pet insurance policies exclude these conditions from coverage. But that doesn’t mean your pet...
Why Pet Insurance?
Free and Low-Cost Vet Care for Seniors: 2026 Guide
Senior citizens on fixed incomes can sometimes access free and low-cost veterinary care through programs like Meals on Wheels America, The Pet Fund, and RedRover Relief, as well as low-cost clinics through humane societies and veterinary schools....
Why Pet Insurance?
Does Pet Insurance Cover Hospitalization?
With rising veterinary costs and the unpredictability of pet health, many owners are discovering the advantages of having pet insurance for emergency hospitalization. Considering how quickly the fees for advanced veterinary testing and care can add up,...
Why Pet Insurance?
