Elizabeth Kowalski holds a bachelor’s degree in biology from the University of Illinois and an associate’s degree in veterinary technology from Purdue University. After more than 10 years working as a certified veterinary technician, she chose to pursue veterinary writing, combining years of practical knowledge with a talent and passion for the written word. Elizabeth enjoys creating content for pet owners and veterinary professionals alike, and spends her free time playing sand volleyball and lounging at home with her pitbull, Piglet, and husband, Brenton.

Free and Low-Cost Vet Care for Seniors: 2026 Guide
Senior citizens on fixed incomes can sometimes access free and low-cost veterinary care through programs like Meals on Wheels America, The Pet Fund, and RedRover Relief, as well as low-cost clinics through humane societies and veterinary schools....
Why Pet Insurance?
Pre-Existing Conditions & Pet Insurance: What You Should Know
Pet insurance companies consider a pre-existing condition any disease or symptom noted in your pet’s medical records before their insurance plan enrollment. Although some providers, including Spot Pet Insurance, distinguish between curable and...
Why Pet Insurance?

What Does Pet Insurance NOT Cover? A Guide to Common Exclusions
Pet health insurance helps pet parents pay for costly veterinary care, but like most insurance products, it’s not a blanket solution. Comprehensive pet policies, like Spot Pet Insurance plans, generally cover diagnostics and treatments related to...
Why Pet Insurance?

Does Pet Insurance Cover Hospitalization?
With rising veterinary costs and the unpredictability of pet health, many owners are discovering the advantages of having pet insurance for emergency hospitalization. Considering how quickly the fees for advanced veterinary testing and care can add up,...
Why Pet Insurance?











