Dogs are naturally curious, exploring their environments and any new additions. It’s a trait that can result in a lot of joy and laughter, but can also land dogs in harmful situations. Have you ever had a pet eat something they shouldn’t of off your plate? Or eat a new decoration you set out for the holidays? In these situations, pet insurance can help pet parents get cash back on their vet bills, helping provide the financial support needed to focus on your pet’s medical care rather than the cost of it.
Read more: Is Pet Insurance Worth It?
The Benefits of Dog Insurance
Dog insurance can help provide multiple benefits to pet families, both financial and emotional. Examples include:
Coverage for Unexpected Vet Bills: Dog insurance can help cover the cost of unexpected accidents and injuries. Examples include, falls, dog fights, hereditary or chronic conditions, and the cost of medication, surgery, or hospitalization. If you have more questions, read this blog on what pet insurance covers.
Financial Security: Pet insurance can help pet parents get up to 90% cash back on their covered vet bills, helping reduce the financial strain high vet bills can place on families.
Access to Care: Most pet insurance providers don’t use networks. Your pet can go to any licensed vet, emergency clinic, or specialist in the United States or Canada for treatment. Even if you aren’t at home, your pet can access the care they need when they need it.
Peace of Mind: When an unexpected accident or illness happens, pet parents can focus on choosing the best treatment option for their pet, rather than limiting care options according to cost. This means pet parents can focus on supporting their pet as they recover, placing less focus on the cost of their care.
How to Choose the Right Policy for Your Dog
Dog Breed and Age: Certain dog breeds are more likely to experience certain health conditions. If you have a breed that is known to have high health risk and are considering dog insurance it’s best to enroll them early before any pre-existing conditions have a chance to develop.
If you’re not sure if your dog is prone to any health conditions, visit our breed pages for more information.
Policy Details: Some pet insurance companies, like Spot Pet Insurance, offer customizable coverage. Pet parents can select their deductible, annual limit, and reimbursement rate from a variety of options. This allows pet parents to create a plan that can suit their pet’s needs and their budget.
How Much Can I Save with Pet Insurance?
To help demonstrate the benefit of pet insurance, here is an example scenario. An aging dog now needs cataract surgery to help improve their vision. According to Better Pet, the average cost of cataract surgery is $3,500 (How Much Does Dog Cataract Surgery Cost?). A pet parent with a dog insurance plan that features $500 annual deductible, and a 90% reimbursement rate could expect to get up to $2,700* reimbursed for the cost of their dog’s cataract surgery.
Read more: How much does dog insurance cost for a German Shepherd?
Conclusion
Dog insurance can be a great tool to help pet parents get cash back on unexpected vet bills, providing additional peace of mind during difficult times. To learn more about how pet insurance works, or if your curious about preventive care coverage, the BlogBowl is a great resource. To customize your dog’s coverage, get a free quote.
With 10 years of experience as a pet parent, I aim to empower pet owners with insights into pet insurance and maintaining their pet's well-being. I aspire to be a trusted source, combining knowledge with a commitment to the welfare of our beloved pets.
As Spot’s resident cat enthusiast, I am dedicated to researching and sharing information that helps pet owners take the best care of their pets. Pet ownership comes with it’s share of challenges, but my goal is to help make this journey easier.
