Dog Insurance for Cavapoos Cost Overview

Can you imagine a teddy bear that came to life but with way more energy and a knack for stealing your snacks when you’re not looking? Don’t worry if you can’t. Just spend some time with a Cavapoo and you’ll know what we are talking about. A cloud and a ball of sunshine in the name of ‘Cavapoo’ is what you get when you mix a Cavalier King Charles Spaniel and a Poodle. 

Cavapoos are small to medium-sized dogs that typically weigh around 12 to 25 pounds and stand about 9 to 14 inches tall. They come with a wavy to curly coat that comes in a variety of colors including cream, apricot, red, chocolate, black, or a mix of these shades. You probably already know all these facts, don’t you? 

Here are some interesting facts about the breed that we feel you should know before knowing the insurance cost (it will probably help you decide if it’s worth paying that premium every month) ⁽¹⁾

If these facts are not making you get one (if you’ve not already got one), then just go on Instagram and search for Cavapoos. The amount of cuteness there will make you search ‘Cavapoo Price’ next.

Now that you’re falling in love with this breed, it is important to know about their health as well. When it comes to insurance, the common health conditions that a dog is prone to can affect the cost of insurance. Since Cavapoos are a mixed breed, the conditions that the parents are prone to are usually the ones passed on to the offspring. They include - ⁽²⁾

Apart from these, there are other conditions like dental problems, allergies, etc. that all dogs are prone to.  

Let’s answer the question you searched for now that you have got sufficient information about the breed. 

What is the Average Monthly Premium for Cavapoos? 

The average monthly premium is $44.76^†. This is a fairly reasonable cost as compared to the insurance premium cost of other breeds, especially the larger ones. The premium may vary depending on the age, past medical history, location, lifestyle, etc. 

How Many Claims Did Cavapoo Owners Submit?

There were 8861* claims made by the proud owners of Cavapoos.  You may find this number low, and it is. This could be because of two reasons. One is that they are a fairly healthy breed, and the second is that while they have a lot of energy and motivation to play all day long, they are a lap dog. Lapdogs are usually less  prone to injuries and accidents. 

Is Insurance for Cavapoos worth it?

Cavapoos are generally healthy dogs and don’t get sick often. This can make you feel that you probably may not need insurance. It may be true, but unfortunately, if your dog does get affected by any of the above-mentioned health conditions, the treatment cost can easily reach four-digit thousand dollars. One big bill can potentially dent your savings. With insurance, you can save up to 90% of eligible vet costs. 

Don’t forget the peaceful sleep that you can be getting every day, knowing that you’re all covered in case something bad happens. 

With Spot Pet Insurance, along with covered treatment costs, you can get reimbursed on other eligible costs including prescription diets, spaying/neutering, microchipping, alternative therapies, and more. 

More About Spot Pet Insurance

Dog Insurance can help provide financial assistance for eligible veterinary care in case of unexpected accidents, illnesses, or injuries. Our plans can help pet parents manage the eligible costs of covered veterinary care and help ensure that their pets can receive the best treatment possible. Here are some ways that Spot pet insurance plans can help:

To learn more about Spot Plans or to get a free quote, click here.

† Average premiums are based on current policyholders as of 2024 with accident-only or accident-and-illness plans and may vary due to plan options such as annual limit, co-insurance, and annual deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
* Using administrative claims data from Jan 2024 to Dec 2024. Coverage and reimbursement may vary based on plan type and selected options. Variations in coinsurance rate, annual limit, and annual deductible, can affect the amount  reimbursed for eligible claims. Please review plan details carefully, as coverage and  reimbursement will differ by plan and are subject to specific terms, conditions, and exclusions.