Bengal Cat – A Quick Introduction
The Bengal cat is a hybrid cat – a mix of an Asian Leopard Cat and a domestic cat. Originating from the United States, they are large and muscular. With a coat like that of a leopard, they have a wild appearance with bold markings and spots all over their body.
Lifespan: 10-16 years
Weight: 10-15 lbs.
Coat Colors: Brown spotted, seal lynx point (snow), sepia, silver, and mink spotted tabby
Quick Facts
Bengals are water babies. These cats don't mind water, so don’t be surprised if your Bengal jumps into the bath with you.
Bengal cats are highly social and trainable. So, if you have another pet in the house, you’ve just got them a new best friend.
Bengal cats are natural hunters - keep any small pets like hamsters and birds away.
Most importantly, it is not legal to have a Bengal Cat in some U.S. states. The legality will depend on the generation of the cat. The earlier the generation, the higher the wild genes and hence, the higher the chance of the state not allowing them as pets.
The Cost of Pet Insurance for Bengal Cats
The average premium for Bengal cats is $35.04*. In general, you’ll find the insurance cost of cats to be comparatively lower than that of dogs. The insurance cost is calculated using factors like breed, past medical conditions, location, etc. You may find the cost to be a little higher if you live in an area where access to the wild is easy, as there is a chance for these cats to get out and get themselves injured or infected.
Is Pet Insurance Worth It for Bengal Cats?
The biggest cost of owning any pet is almost always the medical bills. After the cost of adoption, pet parents tend to spend about $60-$250 per month (or $720-$3000 annually) on their pet(1). The majority goes towards vet bills, including routine check-ups, spaying/neutering, vaccinations, preventive medications, etc.
Treatment of medical conditions or injuries may not be a regular expense, but the costs can be high and can quickly increase a family's annual pet expenses.
Cats can face a lot of health problems during their lifetime. Below are some of the common health conditions that affect Bengal Cats – (2)
Lymphoma – It is a type of cancer that affects the lymphatic system, which includes the lymph nodes, ducts, spleen, bone marrow, thymus, and parts of the gastrointestinal tract. While all cats are prone to developing cancer, Bengal cats are slightly more at risk of developing Lymphoma.
Patellar Luxation – This is when the kneecap moves or becomes dislocated from its normal position. These cats are very sturdy and athletic in general. However, not all of them are born with sturdy knees.
Hypertrophic cardiomyopathy (HCM) – It is the thickening of the heart muscle. Most cats are prone to this in their lifetime.
Pyruvate Kinase Deficiency (PYD) – This is a genetic disorder in cats that causes the red blood cells to break down faster than normal. This leads to anemia and other blood-related problems.
Here are the average treatment costs for these conditions –
Lymphoma - $5,000-$8,000 including diagnostics, chemotherapy, medications, and vet visits. (3)
Patellar Luxation - $1,000-$5000 depending on the technique used (4)
HCM - $1,500 for diagnosis and up to $300 per month for treatment (5)
PYD - $1,800-$2,000 including examination and treatment
An accident and illness pet insurance plan can help pet parents get up to 90% cash back on covered vet bills.
About Spot Pet Insurance
Cat Insurance helps to provide pet parents with additional financial support and peace of mind when it comes to the health and wellness of their pets. With a Spot plan, pet parents can receive up to 90% cash back on covered vet bills. This way, pet parents can focus on caring for and supporting their pets. Spot's also offers preventive care add-ons at an additional cost, which can help cover the eligible costs of spaying and neutering, dental cleaning, vaccinations, and other routine care services.
Our plans also help cover prescription diets, alternative therapies, specialist vet visits, and much more.
Get a quote today!
Creative manager by day, pet enthusiast all the time! After 19 years with my dog (hopefully he wins the award for oldest pet in the world), I enjoy spending my days brainstorming tail-wagging content, and sniffing out the latest trends in the pet world.
How much do cats costs? annual, monthly & more expenses. (2025, January 30). The Dog People by Rover.com. https://www.rover.com/blog/cost-of-cat-parenthood/
Leeson, J. (2024, April 19). Bengal. https://www.petmd.com/cat/breeds/bengal
Do you know how much feline lymphoma treatment can cost? – IMPriMed. (n.d.). https://www.imprimedicine.com/blog/cat-treatment-cost
Valentini, K. (2024, August 12). What to do if your dog has been diagnosed with a luxating patella. Daily Paws. https://www.dailypaws.com/dogs-puppies/health-care/dog-conditions/luxating-patella
Hypertrophic cardiomyopathy in cats. (n.d.). https://www.petco.com/content/content-hub/home/ConditionsPage/01/cat/hypertrophic-cardiomyopathy.html
*2025 Spot Pet Insurance Services, LLC claims data.
