The gentle giant of the feline world, the Maine Coon, is a playful kitty with a regal look. They come with tufted ears, bushy tails, and a lion-like ruff around their necks; they exude a wild, majestic charm. The reason they are called the gentle giants, though, is that they are very affectionate and social. Don’t be surprised if they follow you around all the time. You won’t hear a lot of ‘meows’ though. They usually make a sound like a chirp or a trill.
Now, you may ask why these royal felines need insurance. There’s no doubt that they are like queens. But mischievous ones. Their high energy levels and curiosity can sometimes lead to injuries and accidents. Moreover, there are some medical conditions too that they are prone to in their life.
We’ll come to the average insurance cost for these royal giants, but we thought of intriguing you with some interesting facts about the breed. It looks like you’ve just brought one home or are about to get one. Whatever the case, it’s always good to know everything about your little babies.
Maine Coon is the largest domestic cat breed in the world, and some of them can even weigh up to 25 pounds. The average weight of a domestic cat is around 8-12 pounds. The longest-registered cat, 48.5 inches long, was none other than, yours truly.
You can throw them in water, and they’ll come out completely dry. Okay, that’s exaggerated, but yes, they have a waterproof coat.
They have more toes than other average cats.
The tabby Maine Coons have a distinct ‘M’ marking on their foreheads.
You can get a Maine Coon in 75 different color and pattern combinations.
For all the Potterheads reading this – Mrs. Norris was a Maine Coon (actually 6 of them doing all the tricks)
A Maine Coon also became the first commercially cloned cat when a Texas woman paid for her previous cat Nicky to be cloned after he died.
All of these may be a lot for you to digest, but we are sure you like this breed a little more than you already do. (1)
Now that you’ve cleared the basic level course for Maine Coons, we can move forward to giving you the answers you came looking here for -
What is the Average Premium for Maine Coons?
The average monthly premium for a Maine Coon is $36.75†. This is a fair cost and in line with the average cost of insurance for cats. The cost is typically calculated using factors like the breed, predisposition conditions, age, past medical history, location, etc.
How Many Claims Did Maine Coon Owners Make?
The number of claims that Maine Coon owners made was 2957*.This includes the claims we got for medical conditions, injuries, infections, etc.
What are Some Common Maine Coon Health Problems?
One of the most important factors affecting the cost of insurance premiums is the medical conditions that a breed is prone to. This is because some medical conditions can be quite severe and may need extensive treatment that may easily cost 4-digit thousand dollars in total.
Even queens get sick. Some issues may be hereditary; others are lifestyle-related. The common hereditary health problems that Maine Coons face in their lives include – (2)
Spinal Muscular Atrophy – It is the loss of nerves (spinal cord neurons) that control a cat’s limbs.
HCM or Hypertrophic cardiomyopathy – It is a heart disease that causes the heart walls to thicken, hence, preventing efficient blood supply.
Hip Dysplasia – It is an abnormal hip joint development that leads to dislocation of the hip bone.
Stomatitis – It is caused by a widespread oral inflammation.
Then there are some lifestyle-related issues that are seen commonly in Maine Coons. These include –
Obesity
Diabetes
Dental problems, etc.
Are Maine Coons High Maintenance?
Yes, Maine Coons can be high maintenance. As a pet owner, you invest your time, money and resources to take care of your feline buddy. In the case of a Maine Coon, the below are the costs that can be a little higher compared to that for other cats –
Grooming – Cats usually groom themselves, and so does a Maine Coon. However, their beautiful long fur requires professional grooming every once in a while, to prevent matting and tangles.
Time – These cats are extremely social and need a lot of attention and playtime. And time is money, right? Not an issue if spent on good things in life, though!
Health – We have mentioned the number of genetic and lifestyle-related medical disorders Maine Coons can be prone to in their lives. The treatment cost can make up the majority of pet care expenses in most cases.
We can help you save up to 90% of treatment related costs like vet visits, medications, prescription diets, etc. Even if the treatment requires alternate therapies or a behavioral specialist, we have you covered.
More About Spot Pet Insurance
Cat Insurance helps to provide pet parents with additional financial support and peace of mind when it comes to the health and wellness of their pets. With a Spot plan, pet parents can receive up to 90% cash back on eligible vet bills. This way pet parents can focus on caring for and supporting their pets. Spot plans also offer preventive care add-ons, which can help cover the eligible costs of spaying and neutering, dental cleaning, vaccinations, and other routine care services.
† Average premiums are based on current policyholders as of 2024 with accident-only or accident-and-illness plans and may vary due to plan options such as annual limit, co-insurance, and annual deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
* Using administrative claims data from Jan 2024 to Dec 2024. Coverage and reimbursement may vary based on plan type and selected options. Variations in coinsurance rate, annual limit, and annual deductible, can affect the amount reimbursed for eligible claims. Please review plan details carefully, as coverage and reimbursement will differ by plan and are subject to specific terms, conditions, and exclusions.
With 10 years of experience as a pet parent, I aim to empower pet owners with insights into pet insurance and maintaining their pet's well-being. I aspire to be a trusted source, combining knowledge with a commitment to the welfare of our beloved pets.
With 15 years as a dog and cat parent, my pet articles are a mix of humor and firsthand experience - proof that the best stories often come with paws and purrs.
