Lemonade Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
Check out this comparison between Spot Pet Insurance plans and Lemonade Pet Insurance plans to see which is the better fit for your pet's health needs.
Spot Vs. Lemonade Comparison
Is pet insurance right for you? The benefits are numerous, but situations vary widely from pet parent to pet parent. You have to consider whether your pets have the appropriate vaccines, whether they have pre-existing conditions, whether you’re interested in microchipping, and much more. Responsible pet owners also have to worry about neutering/spaying, preventative care, and occasional blood work. Vet bills can get high, especially if you have to handle multiple vet visits or hospitalizations.
If pet insurance is the answer, which pet insurance provider should you go with? There are dozens of options with differences that aren’t always easy to spot.
Here at Spot Pet Insurance, we do the research to help make yours a little easier. Today, we’re going over some key differences that set apart Spot Pet Insurance plans from Lemonade Pet Insurance plans.
Remember that every pet family’s needs are different, so obtaining a quote is the best way to find the right fit for you. However, we aim to show you some differences that may not be clear with just a quote.
No Upper Age Limit
Exam Fees
Behavioral Issues
Preventive Care
Microchip
Prescription Foods
Alternative Therapies
Chronic Conditions
One Annual Deductible
Specialists
Hereditary & Congenital Conditions
Dental Illness
Multi Pet Discount
30-Day Money Back Guarantee
/
Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
Spot plans are Available in All 50 States
We’re proud to offer Spot Pet Insurance plans in all 50 states. Lemonade plans are not offered in all US states at this time.
Spot Pet Insurance Plans Don’t Have Upper Age Limits
We know that pet health care becomes even more essential as our furry friends get older. Upper age limits aren’t present with Spot Pet Insurance plans. As long as your dog or cat is at least eight weeks old, they are welcome to enroll.
With Lemonade Pet Insurance plans, there are upper age limits that vary by breed.
Spot Pet Insurance Plans Have a 10 Percent Multi-pet Discount
When it comes to pets, the more, the merrier! Caring for multiple pets can add up, but Spot Pet Insurance is here to help. Spot plans have a 10 percent multi-pet discount for all additional pets.
Lemonade pet insurance plans, on the other hand, offer a five percent discount.
Base Policies vs. Coverage Add-Ons
Spot Pet Insurance base plans cover alternative therapies that are prescribed to treat covered conditions.
With plans provided by Lemonade, you would need to add on alternative therapy coverage for an additional cost. Lemonade also does not cover any conditions that are deemed "preventable."
Spot Accident & Illness Plans Cover Dental Illnesses and Behavioral Problems
Accident & Illness plans provided by Spot cover dental illnesses and behavioral problems. Lemonade plans don’t cover dental illnesses or behavioral problems.
Conclusion
With highly customizable pet insurance plan options and extensive pet parent education resources to answer all kinds of questions, we are structured to help give incredible service for your fur family.
Get a quote today!
Tucker's Road to Recovery
When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.
Cost of Treatment: $4,305
Spot Plan Reimbursed: $3,874.505
Happy Pet Parents Trust Spot
quick service
quick service
This was my first time putting a claim…
This was my first time putting a claim through ~ was easy to navigate on the app . Had a full response within the week! Thank you
Very simple process for submission to…
Very simple process for submission to approval.
The Best!
From the very first day I called Spot Insurance to ask questions because I was thinking of joining, they answered all my questions and concerns with so much details and patience. When the time came that I needed to take my dog to vet because of an emergency, I felt so much relief that I could easily pay the vet bill knowing I would get some of my money reimbursed back. I was even more relieved of how easy it was to fill the claim out. The best part was how fast the claim was processed and how fast your money is reimbursed back to you. I would 100% recommend family and friends about Spot Insurance.
Easy to use & quick response!
I just submitted my first claim to Spot. It was very easy to use, and they responded quickly to me. The whole process was very fast and easy.
Always very responsive to your claims
Always very responsive to your claims. So glad that I have piece of mind for my fur baby. Worth every penny!!!!😊
Great service
Filing a claim was so easy and I was pleasantly surprised at how quickly my claim was completed. When I call for clarification on a question I had, my question was answered quickly and comprehensively.
The ease of submitting claims !!!
The ease of submitting claims and the way the process was seamless and quick was very impressive!!!
Great, reliable company
I appreciate the ease of submitting claims, the transparency of what is and is not covered, the reliability of reimbursement, and I appreciate the peace of mind for if there is an accident or an emergency. I have recommended this company to my friends. Very trustworthy. Also, great app and great website.
Fast response!
Fast response after submitting the claim. Just a couple of days and got reimbursed. I was very happy!
Spot Is a Pack Leader
