Nationwide Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
One of the best ways to determine which pet insurance policy is right for you and your pet is to compare some of the leading providers’ plans. After you learn more about Nationwide Pet Insurance Plans and other top providers’ plans, you will be able to see which coverage options speak to you. Wondering why we’re so ready to compare ourselves to some of the leading pet insurance providers? At Spot, we're happy to compare ourselves to others because we're confident in the products we offer! We’re passionate about helping ensure that your pets are well cared for. The plans we offer are created with you and your beloved pet in mind.
See How Spot Plans Stack Up
Want to learn more about how Nationwide Pet Insurance plans compare to Spot Pet Insurance plans? We’ve rounded up a few significant differences.
Here’s some differences you need to know:
Nationwide plans don't allow policyholders to choose their annual deductible amount.
Nationwide Wellness plans require you to meet your deductible and copay.
Nationwide has an upper age limit for new enrollments for some plans.
Nationwide plans’ multi-pet discount is 5 percent off the second and third pet and then 10 percent off the fourth pet and any pets after. Spot plans’ multi-pet discount is 10 percent off the second pet and all after.
Nationwide plans’ money-back guarantee period is 10 days. Spot plans’ money-back gurantee period is 30 days (available if no claims have been covered, not available in NY).
Read on for more about differentiators between Spot plans and Nationwide plans.
No Upper Age Limit
Exam Fees
Behavioral Issues
Preventive Care
Microchip
Prescription Foods
Alternative Therapies
Chronic Conditions
One Annual Deductible
Specialists
Hereditary & Congenital Conditions
Dental Illness
Multi Pet Discount
30-Day Money Back Guarantee
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Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
Top Reasons to Consider Spot:
Spot Pet Insurance Plans vs. Nationwide Pet Insurance Plans: Age Limits
Nationwide does not accept new enrollments of dogs and cats over ten years old for Nationwide Major Medical plans and Feline Select Plans. Also, pets must be a minimum age of one year old to enroll in Whole Pet with Wellness plans.
Spot plans don’t have upper age limits, and pets just need to be eight weeks old to enroll.
Microchip Implantation is Covered in Spot's Base Plans
Microchip implantation is covered in Spot's base plans. Microchips help to increase the chance that you and your pet will be reunited if they ever become lost or stolen. We want to help make sure that your pet is able to come home again.
With a Nationwide plan, microchip implantation is only covered if you add wellness coverage to your plan, which costs an additional fee.
Nationwide plans’ 5 Percent Multi-pet Discount vs. Spot Plan's 10 Percent Multi-pet Discount on All Additional Pets
Do you have multiple pets? If so, you’re going to want to learn more about the difference between the plans provided by Spot and Nationwide.
With Nationwide plans’ multi-pet discount, you get a 5 percent discount on added policies for a second and third pet. When you add your fourth pet with Nationwide plans, you get a 10 percent discount on that policy and any added beyond that.
With Spot's multi-pet discount, all additional pet policies get a 10 percent multi-pet discount. Yes, it’s really that easy to help ensure that all of your family’s pets are protected and cared for.
10-Day Money-Back Guarantee vs. 30-Day Money-Back Guarantee
When you enroll in a Nationwide policy, you have a 10-day window that you can get your money back, should you change your mind.
Spot plans’ money-back guarantee period is 30 days, giving you more time to feel comfortable in your decision. The 30-day money-back guarantee is available if no claims have been covered, but it is not available in NY.
We want you to be happy and confident in your decision to enroll in a plan provided by Spot.
Tucker's Road to Recovery
When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.
Cost of Treatment: $4,305
Spot Plan Reimbursed: $3,874.505
Happy Pet Parents Trust Spot
Prompt payment of invoice following…
Prompt payment of invoice following death of my pet. Sympathy card in mail as well as nice email.
Fast claim processing, clear policy document
Great experience
My border collie broke her leg…
My border collie broke her leg in multiple places. Surgery was required. My bills totaled roughly $11,000, which could have hit us hard. However, with Spot Pet Insurance, the claims were easily submitted and processed in a timely manner. The customer service was outstanding as well. Thank you, Spot Pet!!!
You guys are amazing
You guys are amazing. On your website there are clear instructions how to submit the claim and you are very honest with reimbursement, also it is very easy to reach customer service if there is a need for it. Thank you
The way to file a claim
The way to file a claim, it was easy and quick.
Was paid promptly for claims and when I…
Was paid promptly for claims and when I submitted a claim for my dogs euthanasia I gat a sympathy email and it also said they were canceling my insurance effective the date of his passing. I then got a call a few days latter from a lady just telling me how sorry she was and to reach out if I needed anything,
WAS reluctant to get insurance...
I was reluctant to get insurance for my family's kitty, but am relieved for making the decision to do so. Spot's claim process was easy for his new condition, and getting a reimbursement wasn't a problem.
I am so glad I decided on SPOT for my…
I am so glad I decided on SPOT for my puppies insurance. Filling out a claim is easy and the turn around for reimbursement is great. My dog gets recurring ear infections, no matter what I do. SPOT has saved me so much and I am very thankful!
Claims are quickly processed.
Easy to complete the claim questions and attach a copy of the receipt from the vet.
Spot Is a Pack Leader
