Nationwide Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
One of the best ways to determine which pet insurance policy is right for you and your pet is to compare some of the leading providers’ plans. After you learn more about Nationwide Pet Insurance Plans and other top providers’ plans, you will be able to see which coverage options speak to you. Wondering why we’re so ready to compare ourselves to some of the leading pet insurance providers? At Spot, we're happy to compare ourselves to others because we're confident in the products we offer! We’re passionate about helping ensure that your pets are well cared for. The plans we offer are created with you and your beloved pet in mind.
See How Spot Plans Stack Up
Want to learn more about how Nationwide Pet Insurance plans compare to Spot Pet Insurance plans? We’ve rounded up a few significant differences.
Here’s some differences you need to know:
Nationwide plans don't allow policyholders to choose their annual deductible amount.
Nationwide Wellness plans require you to meet your deductible and copay.
Nationwide has an upper age limit for new enrollments for some plans.
Nationwide plans’ multi-pet discount is 5 percent off the second and third pet and then 10 percent off the fourth pet and any pets after. Spot plans’ multi-pet discount is 10 percent off the second pet and all after.
Nationwide plans’ money-back guarantee period is 10 days. Spot plans’ money-back gurantee period is 30 days (available if no claims have been covered, not available in NY).
Read on for more about differentiators between Spot plans and Nationwide plans.
Behavioral Issues
No Upper Age Limit
Exam Fees
Preventive Care
Microchip
Prescription Foods
Alternative Therapies
Chronic Conditions
One Annual Deductible
Specialists
Hereditary & Congenital Conditions
Dental Illness
Multi Pet Discount
30-Day Money Back Guarantee
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Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
Top Reasons to Consider Spot:
Spot Pet Insurance Plans vs. Nationwide Pet Insurance Plans: Age Limits
Nationwide does not accept new enrollments of dogs and cats over ten years old for Nationwide Major Medical plans and Feline Select Plans. Also, pets must be a minimum age of one year old to enroll in Whole Pet with Wellness plans.
Spot plans don’t have upper age limits, and pets just need to be eight weeks old to enroll.
Microchip Implantation is Covered in Spot's Base Plans
Microchip implantation is covered in Spot's base plans. Microchips help to increase the chance that you and your pet will be reunited if they ever become lost or stolen. We want to help make sure that your pet is able to come home again.
With a Nationwide plan, microchip implantation is only covered if you add wellness coverage to your plan, which costs an additional fee.
Nationwide plans’ 5 Percent Multi-pet Discount vs. Spot Plan's 10 Percent Multi-pet Discount on All Additional Pets
Do you have multiple pets? If so, you’re going to want to learn more about the difference between the plans provided by Spot and Nationwide.
With Nationwide plans’ multi-pet discount, you get a 5 percent discount on added policies for a second and third pet. When you add your fourth pet with Nationwide plans, you get a 10 percent discount on that policy and any added beyond that.
With Spot's multi-pet discount, all additional pet policies get a 10 percent multi-pet discount. Yes, it’s really that easy to help ensure that all of your family’s pets are protected and cared for.
10-Day Money-Back Guarantee vs. 30-Day Money-Back Guarantee
When you enroll in a Nationwide policy, you have a 10-day window that you can get your money back, should you change your mind.
Spot plans’ money-back guarantee period is 30 days, giving you more time to feel comfortable in your decision. The 30-day money-back guarantee is available if no claims have been covered, but it is not available in NY.
We want you to be happy and confident in your decision to enroll in a plan provided by Spot.
Tucker's Road to Recovery
When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.
Cost of Treatment: $4,305
Spot Plan Reimbursed: $3,874.505
Happy Pet Parents Trust Spot
Compensation was quick.
Compensation was quick. My dog had to have surgery at a massive price. Spot Pet reimbursed me a portion of it quickly once I submitted the documentation. The reimbursement was for a little less than a third of the total cost.
Quick claim processing and quick to…
Quick claim processing and quick to answer if I have any questions!
You always make everything very easy…
You always make everything very easy and i would definitely recommend you to all pet owners.
Easy instructions for filling out…
Easy instructions for filling out paperwork, and fast payment!
So far this is one of the best animal…
So far this is one of the best animal insurance for accident and illness because they pay full price 90% you only have $250 deductible on other stuff but when it comes to stuff that's very urgent they pay 90% of it so I appreciate them for helping my dog walk again.
Customer service has always been…
Customer service has always been amazing, they pay claims very quickly!
Amazing pet insurance company!!!
I have had nothing but an excellent experience with Spot insurance so far. Everyone has been very knowledgeable, courteous and helpful. I highly recommend this pet insurance!
Very fast with processing claims
Had an amazing experience. Very fast claim processing. Easy to navigate!
I’ve been happy with this insurance so…
I’ve been happy with this insurance so far, but I do with there was an option for 100 coverage after the deductible is met instead of 80%. Maybe there is one and I’m not aware. Also, sometimes it takes a little longer to get reimbursed for a claim but overall not bad.
Fast and hassle free
it was easy and fast submitted the claim and within days was reimbursed.
Spot Is a Pack Leader
