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What is Pet Insurance for Dogs and Cats?
The concept of pet insurance is similar to health insurance for us humans. Pet insurance can help cover the costs of expenses for accidents and illnesses that can happen to your pet. Learn more about what does pet insurance cover.
Pets provide us with physical and mental well-being. We wouldn’t want anything unfortunate to affect their health, but if it happens, we should be prepared financially to help get them the best care.
The medical costs for our pet's accidents and illnesses can go up to thousands of dollars. Being ready with pet insurance can help here. We may not be able to control the occurrence of these unexpected situations, but we can definitely control our financial preparedness by getting a pet insurance plan. Learn more about if pet insurance covers spaying and neutering and does pet insurance covers dental.
Why We Recommend Pet Insurance in Kansas?
Cold Weather
Kansas City’s average snowfall for each year is 18.2 inches. There are a lot of snowfall fans but not necessarily our four-legged friends. The snow-melting methods that are commonly used can be very harmful to our pets. Rock salt for example can shoot up sodium levels heavily in them, magnesium chloride, calcium chloride, or potassium chloride can cause problems like skin irritation, eyes, nose, and lung burning, and nausea if ingested. Apart from this, there is always a chance of hypothermia. Severe cases can lead to cardiac and respiratory failure, brain damage, coma, and sometimes death.
Read moreHow Spot Plans Help Protect Your Pet
Hypothermia and Frostbite
Spot plans can cover hypothermia and frostbite that may happen to your pet in colder climates.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
External Parasites
Fleas and ticks are present almost everywhere on the planet and Kansas is no exception. They are responsible for relentless itching in cats and dogs. This can cause allergies, inflammations, and other diseases. Flea saliva can also pose a severe threat to our pets, especially when it comes in contact with exposed skin. It can even damage some internal organs.
Read moreHow Spot Plans Help Protect Your Pet
Diseases from Parasites
Spot accident & illness plans can cover eligible illnesses and diseases resulting from parasites.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Pesticides or Fertilizers
Kansas is home to many grassy areas and favorable summer temperatures for the residents there. The summers average 81 degrees around July and make the perfect temperature for homeowners to maintain their yards and gardens. This weather can also be enjoyed by our pets, but it’s our job to make sure we are keeping them safe while they take advantage of the warmer weather. Some fertilizers and pesticides can be harmful to our pets if ingested. Furthermore, you should take care to bathe your dog after rolling around in the grass to remove any harmful chemicals from their skin or fur and help prevent these chemicals from getting into your home. Bathing your pet also allows you to check for ticks!
Read moreHow Spot Plans Help Protect Your Pet
Poison Control Consultation Fees
Spot plans can cover the eligible cost of poison control consultation fees if your pet ingests unknown chemicals or gets bit by something poisonous.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Why Spot Plans?
We believe in helping provide peace of mind and ease of claiming to our pet parents. Spot plans offer customizable coverage options so you can pick the plan that’s best for you and your pet.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada.
Kansas Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Kansas.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Why Does Pet Insurance Go Up?
These necessary increases provide you the opportunity to get help offering your pet the best medical treatment options available for eligible conditions.
Additionally, your premium will be affected by your pet’s age each year, as the risk for more costly claims grows higher. SPOT strives to provide plans with coverage that continue well into your pet’s old-age by not placing upper-age limitations on coverage or enrollments.
Your premium will not increase due to filing a claim.
What are the Three Types of Insurance Covered in Kansas?
The three types of pet insurance available with Spot in (state) include accident-only plans, accident and illness coverage, and an optional wellness add-on. These range of options helps ensure you can find the most suitable coverage for your pet’s health needs.
Can Any Breed in Kansas be Insured?
Yes, pet insurance typically covers every breed. You can choose a plan that accommodates the specific requirements of your pet, regardless of their breed.
Do All Animal Hospitals Accept Spot in Kansas?
Absolutely, Spot Pet Insurance allows you to visit any licensed vet in the United States with your dog. You have the freedom to choose a veterinarian that best suits your pet's needs.