Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
I'm glad I got my insurance through Spot
I'm glad I got insurance through Spot. Something I hoped I wouldn't need to use but when I did it sure helped and filling a claim was quick and easy with a fast response from Spot team.
Great service
Great service, fast claim response
Clam paid fast
I cannot get over how quickly they paid my claim. Less than a week to make a decision! When you already have to deal with the trauma of an emergency admit, knowing you have reliable instance just alleviates some of that stress.
Spot makes filing claims simple and…
Spot makes filing claims simple and they respond quickly!
Perfect experience
Perfect experience, easy and fair! 👍👌
First time to file a claim and it went…
First time to file a claim and it went very smoothly. We made a phone call and then filed on-line. Gives peace of mind that we have our much-loved little dog covered for accidental and special needs.
Very supportive
Very supportive, informative, easy to process claims, and receive expedient payouts. Highly recommended.
Easy claim to submit, no hassles, and a quick resolution.
The claim was really easy to submit. They checked with our vet on medical history without having to intervene and we were paid out our claim in a matter of days!
They’re an amazing company
They’re an amazing company, my dogs are always well taken care of the only improvement as I wish they had more partnerships with vet clinics so that way you could just pay what you owe or they could just pay the vet directly and not add more steps. Outside of that, though they’re amazing.
Great company!
Have used Spot for a number of years. Great company to work with. Quick, easy service. When I had to say goodbye to one of my dogs, we received condolences from one of their representatives and sent a card. That in itself shows they're just not an 'insurance' company, but one with heart.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.