Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Our First Claim
We submitted a claim without knowing what would happen. To our surprise, the process and paperwork was seamless, resulting in coverage and reimbursement. Thank you Spot Pet Insurance!
Easy through hard moment
Made things easy through the hard moment of losing one of our furry family members. Very appreciated
Spot Pet Insurance was the best…
Spot Pet Insurance was the best decision I made for my little Chachi. Filing a claim was so easy and the quick response was also a plus. I have a piece of mind now when I need to take my furbaby to the vet. Thank you Spot Pet Insurance!
Awesome service
Awesome service - just as advertised. Communication was great. They paid out just as expected. Don't delay - get your pet insurance today. We saved thousands in vet bills with our 4 yo dog.
Overall easy to provide information
Overall easy to provide information
Dori's Spot experience
It was my first time using my Spot pet insurance so I wasn't sure what to expect. But it was simple and easy to use. And I was refunded 80% of my Vet bill after my deductable was taken out. I'm pleased.
First time filing a claim
First time filing a claim. Gather all they requested and without any hassles claim was processed and honored just like our plan stated.
Easy!
It is very easy to file a claim and I got my return reimbursement quickly. Couldn't be happier.
Easy to make the claims very simple
Easy to make the claims very simple
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.