Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Excellent and fast service.Processed my…
Excellent and fast service.Processed my claim in less than 24 hours after submitting!
Affordable. Simple. Easy. Quick.
Sign in to your account. Pick your pet that had illness or injury. Answer a few questions. Submit your bill. Then your vets notes. Instant email received from spot regarding receipt of info. Then reimbursement. All within a few days. It’s that easy. Any question you have or help they are there for you.
Great investment
This is the first time I've used pet insurance for any of my fur babies and I am pleased with the ease of submitting a claim and getting reinbursed.
Very easy to file a claim
Very easy to file a claim, was reviewed quickly and approved, I appreciate it. It’s nice not to have to jump through hoops.
Everyone I talked with was professional…
Everyone I talked with was professional and informative. All of my questions and concerns were taken care of. My first claim was for a wellness/vaccine visit and the refund was handled promptly. No complaints here.
Claim process was easy and payment made…
Claim process was easy and payment made promptly.
Easy to submit claims and Spot Pet…
Easy to submit claims and Spot Pet ability to keep me update on the processing of claim.
Just starting but so far its been very…
Just starting but so far its been very easy to navigate through the site, and very happy dealing with questions on the phone.
The app is very easy to use
The app is very easy to use. I like that there is not a billion questions to answer when trying to submit a claim. My claim process was very easy and very fast.
Everything when very well
Everything when very well and easy to upload paperwork.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.