Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
My little Oscar needed to have dental
My little Oscar needed to have a dental. The Dr. had to remove some teeth. I sent my receipt in and filed a claim. I did not have to do anything else. When I checked my claim, I already had my reimbursement in my bank account. It was so easy to file. When I wanted to add another pet to my policy, I called Spot. The woman on the phone was so nice.She made it very easy. I highly recommend using Spot Pet Insurance. It is very affordable and filing a claim is very easy.
so easy to file claims
so easy to file claims. all my cats have had issues the last few months and it’s been very helpful having such great coverage for them.
Reliable and quick
Reliable and quick
Great service
Great service. Easy to manage website
I love Spot Ins
I love Spot Ins! It is very self explanatory, claims are so easy and refunds are very fast!
Claims are super easy
Claims are super easy! And when I spoke to a rep on the phone, she was super helpful and kind! She also asked me how my pets were doing and I felt that she genuinely cared about their well being.
Very fast turnaround rate
Very fast turnaround rate - easy to use app and website.
Easy and quick!
It is so easy to upload your vet bill to spot! I just answer a few questions upload a picture and wait for the claim to process. It’s been quick and easy, getting claims processed before my card payment is due so I never have to worry about falling behind or not having enough money.
We process the claim quickly and sent…
We process the claim quickly and sent out the check immediately. Thank you.
Spot is the best
Without Spot, I do not know how we would be able to afford all the medication and tests needed for our furbaby’s diabetes. They are quick answer questions. It is easy to set up claims and there is a quick turnaround time. We will forever insure our pets because you never know.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.