Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Excellent Claims Experience with Spot Pet Insurance
I recently submitted two claims for our cat, Chouchou, and had a very positive experience with Spot Pet Insurance. The first claim was processed and approved within just two days, and the second was completed shortly afterward. Both claims were approved, and the reimbursements were issued through direct deposit. The online submission process was simple and straightforward, and I appreciated being able to track the progress of each claim. So far I'm very pleased with Spot and would definitely recommend them to other pet owners.
Quick payment on most recent claim
Quick payment on most recent claim
Claim was extremely easy to submit
Claim was extremely easy to submit. Uploaded all the required documents and received refund with no problem.
Quick and secure
Quick and secure. My cats appreciate having this level of care and so do we!!
Customer service is great
Customer service is great! Love the different levels of insurance.
Claim
Claim process is quick and painless.
Quick Response; Easy to File & Monitor
While I had hoped to never have to use my Pet insurance, I am thankful to have made the decision to cover my pup. Unexpectedly, he had a few urgent vet visits that ultimately meant a pricey procedure and treatments. The ease of filing claims and checking on policy terms is significantly easier than any other insurance app I've used and I appreciate how quickly Spot is able to make a determination, along with providing the EOB. Highly recommend Spot to any pet owner.
I submitted my claim and received my…
I submitted my claim and received my reimbursement via direct deposit 2 days later. Super easy-to-use
Paid 70% of claim
Paid 70% of claim, thankfully!
Good prices
Spot has offered me with an affordable.policy for my pet. They have great coverage and tht calim submission is very easy to follow. I am very happy with them and my mind at peace knowing Lula can receive the care she needs at an affordable price.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.