Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
We chose Spot Pet Insurance and…
We chose Spot Pet Insurance and honestly best decision my husband and I made, The monthly payment is fair, the app is easy to use to submit claims and the refund is deposited directly into my bank account. I would highly recommend and I will use them for all my pets.
I’m so impressed with how Spot…
I’m so impressed with how Spot Insurance handled our recent emergency. My cat had to go to the ER, and I was worried about the claims process, but Spot made it so easy. They processed everything promptly and without any back-and-forth. It’s rare to find a company that makes things this hassle-free. Truly grateful for the peace of mind!
I took my cat for his dental check and…
I took my cat for his dental check and had to get three of his teeth removed. Thankfully, I had taken the insurance for him. Post the treatment, I submitted the bills. The insurance company contacted the vets directly to collect remaining treatment details and reimbursed the amount timely.
Great claims processing
I'm going through number of tests to find out what is going on with my dog. I appreciate Spot's fast review, approval, and payment of my claims. It's great to find a pet insurance company that supports me rather than hassles me about my claims.
Fast. Easy. Reliable.
Submitting a claim is very easy and the response time is very timely! This insurance gives me peace of mind!!
Quick and wonderful service
Quick and wonderful service
Thank you for making insurance for my…dog
Thank you for making insurance for my little bean easier than I thought it would be. I just upload the receipt and I need to check to be sure I have the right one to upload. I goofed and uploaded the same receipt twice instead of the new one in October. But when I get it right you take it from there. Thank you. Getting senior brain I guess
My experience with spot insurance has…
My experience with spot insurance has been great. Our dog Brady passed away suddenly, and they processed our claim with no issues at all. It was very easy and made an awful event a little less terrible.
Processed reimbursement expeditiously.
Was reimbursed for vet bills expeditiously.
Yearly exam
I am grateful to have pet insurance for just in case situations. So far I’ve only used it for yearly physicals. Hopefully I will never need it for anything serious.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.