Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Has worked like a dream
Has worked like a dream. So glad I have that worry not nagging me when I have to take my pup to the vet for anything even just for her annual shots! Finally, a website doesn’t try to mess you up. It’s true!!
Quick,easy,worth the money
I did a lot of research before signing up to Spot Pet Insurance. I never had pet Insurance but after spending $8,000 on treatment for my previous dog for hospice care. When I found my new dog I knew I wanted Insurance. I am so happy I chose Spot. So far my goldendoodle has had to go to vet 3 times. And putting in the claims is quick and easy. Was reimbursement around 8 days. No questions asked. App is simple and money is direct deposit in your bank. Recommend to all.
Every dog parent sure had it
I send my puppy Brianna receipt to them, and the day they email me, and explain everything to me
I had to submit 3 separate claims for 2…
I had to submit 3 separate claims for 2 visit because of the way the clinic billed. I thought this might cause a problem but the claims were settled correctly and quickly.
Easy and simple process
Easy and simple process. Helps when dealing with the stress of having a sick puppy.
So far Spot Pet Insurance has been…
So far Spot Pet Insurance has been awesome. Took Boogie for a wellness visit where he got his shots including his rabies. They did a test for Lymes.. The best part I got reimbursed and it only took a couple days. So glad I got it!
This is the best insurance for your…
This is the best insurance for your pet!!!
Easy to use…
This app was easy to use and provided enough space to explain medical issues asking to be covered. Their response to my receipt was timely, and the claim processing was, too. I would recommend this pet insurance.
Very helpful representatives to help with submitting your claims
I had a representative that helped me step-by-step to file my claim and she was very nice and very patient with me and told me exactly what to do and what to mark on my claim and then gave me my number so I could submit my records
Spot Insurance surprised me!
Spot Insurance surprised me!! I filled out the claim on my phone. Attached the Vet bills and watched the app for the progress. I got notified when the payment would be processed to my bank. I wish my insurance was that easy. Thank you Spot!!
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.