Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
Love VEG
VEG has been so good to my dog and has always cared for him. They've always been so patient and caring for him. I also love that they have a waiting space and take time to make sure everything is okay. I always feel comfortable when I leave that he's had a thorough exam and is safe to come home.
Easy claims
I had my rescue doggies annual appointment & it was a little pricey but since I've been paying for Spot for her I submitted the claim & got a response really quick. I appreciate that they will do what they say & reimburse you as much as they can.
easy and quick claims made and paid
easy and quick claims made and paid. worth it.
Quick response- with a great…
Quick response- with a great reimbursement and explanation of the benefits
Service was excellent
Service was excellent, claims were handled quickly.
They are gracious when I have questions…
They are gracious when I have questions or concerns, quick with processing the claims and payments for my pet. So glad I chose Spot Pet Insurance!
Very easy to get in touch with a…
Very easy to get in touch with a representative
Smooth, easy, and definitely financially helpful
It went smoothly. I submitted everything I knew, waited, and got my refund for all covered expenses about a week and a half later. That's exactly what you want from a pet insurance provider!
They pay on claims
They pay on claims! Better service than I’ve had with other pet insurance companies.
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.