Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
We had a claim on our sweet English…
We had a claim on our sweet English Bulldog that got overheated this summer! Spot made it so simple and hassle free. Easy!! Got reimbursed super fast!
Very easy to submit a claim,and it was…
Very easy to submit a claim,and it was processed in a timely manner. Everyone I spoke to answered all my questions and made things easier.
Thank you for making it easy to file a…
Thank you for making it easy to file a claim and paying promptly. I tell everyone about Spot!! Thank you V Koski
Pet insurance
So far it’s been everything we expected we had a different insurance for our last dog happy we found Spot
Excellent customer
Excellent customer. Quick processing of claims. They're great!
Thanks!
Spot definitely helped cover some of my expenses when my cat caught an illness. Grateful !
I submitted my invoice from the vet and…
I submitted my invoice from the vet and I was refunded most of the cost I spent at the vet. I've only had it for a month but so far so good took a week to get paid back . I dont know how they are long term and the limits yet, for example do I get 25$ off 1 time for the whole year for flea medication? That is kinda lame . But other than that so far they have been good. I pay 50$ a month total in CA.
Putting in my claim was easy and they…
Putting in my claim was easy and they were quick to send me my check. Thank you spot your the best.
Excellent Coverage and Hassle-Free Claims
I'm very satisfied with Spot Pet Insurance. They have consistently paid my claims according to the policy terms, and I really appreciate their reliable coverage. Thanks to Spot, I've been able to provide my cat with the medical care she needs without worrying excessively about the cost of treatment. The claims submission process is simple and straightforward. Spot also appears to communicate directly with the veterinary clinic to obtain any necessary medical information, which makes the process even easier for me. Overall, I'm very happy with Spot and would highly recommend them to other pet owners.
Claim process review
Easy to submit claim and was processed in a timely manner.
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.