Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
Easy Process
The process of submitting a claim was very easy and quick. My claim was processed within a matter of a few days, and my refund was deposited into my account quickly as well. Overall a very smooth and easy process.
Murphy’s teeth cleaning
Easy process!
Spot offers more for the money
Spot offers more for the money. Their claims process is so easy and are quick with reimbursement. I am very happy with my service so far.
This is our first time getting pet…
This is our first time getting pet insurance. It was very easy going online and getting a monthly price. I had a few questions and do I called the customer care phone number. Star was amazing! She answered all of my questions and put me to ease. She also helped me register! We have already seen the vet for our pies wellness exam and round of shots. We uploaded the information needed and heard a response quickly from Spot that our claim was accepted. So far, Spot has been a pleasure to work with! Thank you!
Very easy and quick claims process and…
Very easy and quick claims process and received my payment very quick!!
Claim Processing / App
Claim was processed quickly and the app is super easy to use, funds deposit via direct deposit in just a few days.
I love SPOT Pet Insurance
I love SPOT Pet Insurance! My dog, Chica, recently had to have CCL surgery and they were so quick to respond after I filed the claim. I can highly recommend them for other pet owners!
Customer service is excellent
Customer service is excellent. Always answered questions that I had. Very helpful with any concerns.
Claims are easy Reimbursement very quick
The process for filing a claim is very easy. The reimbursement was very fast. I would recommend this pet insurance to any pet parent!
Best pet insurance out there!
Best pet insurance out there!! They're proactive in reaching out for medical records from vets as needed and turnaround time for claim processing is quick! Glad I chose SPOT!!
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.