Accident & Illness

Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.

  • Eligible exam fees

  • Cancer, Diabetes

  • Respiratory infections

And More, See Coverage >

Accident Only

Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.

  • Surgery & Hospitalization

  • Swallowed objects

  • Toxic ingestion

And More, See Coverage >

Preventive Care Add-Ons

Optional Preventive Care plans focused on routine care and regular check-ups at the vet.

  • Dental cleaning

  • Spaying or Neutering

  • Annual wellness exams

And More, See Coverage >

Affordable Pet Insurance Options for Cats & Dogs

Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada

Cat & Kitten Plans

as low as

$9/mo1

Dog & Puppy Plans

as low as

$15/mo2

View Sample Policy

1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.

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Frequently Asked Questions

Have questions about pet insurance? Don't worry, we've got you covered.

What Do Pet Insurance Plans Provided by Spot Cover?

When is the ideal time to get pet insurance for my pet?

What determines the cost of my pet insurance premium?

What is a Pre-Existing Condition?

Do All Vets Take Spot Pet Insurance?