Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
Processed claims with no issue
Processed claims with no issue
Best Pet Insurance!!
Best Pet Insurance!!! It is so easy to submit claims and they are processed so quickly. I am so grateful for you and your help with our fur babies!!! ❤️
I've only made a couple of claims so…
I've only made a couple of claims so far, but they've been pretty quick and simple. Its a great peace of mind to know my furry friends are covered and I dont have to worry about their medical care.
So far I have enjoyed my insurance…
So far I have enjoyed my insurance experience with spot.
Very reasonable price and police and…
Very reasonable price and police and quick processing, never had any issues with any of our claims.
Quick & great reimbursement
The claim took less than two weeks to process and I was reimbursed about 70%!!! So awesome. This is such a financial relief. I’m happy with my Spot experience overall.
Exceeded expectations
I’ve used them a couple of times and very prompt and paid claims quickly . Would highly recommend
Having Spot allowed us to save our…
Having Spot allowed us to save our dog's life. Claims and reimbursement are easy. We will never be without Spot again!
I’ve had your Pet insurance for a while…
I’ve had your Pet insurance for a while now and never had the opportunity to use it. My dog Cody, a little Shih Tzu had a seizure and I had to rush him to the emergency pet clinic. I notified you A Day after and you were so kind and everyone took care of everything I didn’t have any questions. Everything was very clear and how to do things and you settled everything for me quite quickly and I thank you so much. It’s quite a relief Cody so far is doing fine.
It is so easy to make a claim on Spot…
It is so easy to make a claim on Spot insurance. You just send a copy of the bill. It doesn’t take that long to get it approved. Your money is deposited in your account. Very simple. Love spot Insurance.
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.