Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Easy and Quick Response
Thankfully, I have not had to submit a claim before, but when I did, it was very easy to upload the doctor's notes and receipt from our emergency visit. Spot was quick to respond and validate our claim. I appreciate the ease and quickness that Spot offers.
First time having to make a claim
Our dog had medical issue where she needed treatment. Spot Pet Insurance quickly took the claim and reimbursed us quickly for the claim. We are so thankful to Spot Pet Insurance for taking care of our claim quickly
LOVE SPOT
I absolutely love Spot pet insurance. I have not been disappointed with any of the claims that I have filed for my 1-year-old Frenchie.
Super easy process, fast response
It was very easy to submit all supporting documents; it was very clear exactly what’s needed in support of the chief complaint (lab results, orders, etc). One of the three claims I submitted came back as a 70% refunded less than 48 hours later, which was great.
I was pleased to get $90 back on a…
I was pleased to get $90 back on a wellness exam. This helped cover all vaccines and his check up.
Really satisfied
It was really easy to submit the claim, I was surprised at how smoothly everything went.
We love SPOT
We love SPOT! Quick, easy and responsive
The ease of applying for reimbursement…
The ease of applying for reimbursement and the quickness of the review and approval is great!
Excellent customer service and quick…
Excellent customer service and quick approval of a claim. I consider it a very professional company.
Amazing experience
Amazing experience. Payment was easy and quick. They even made pre-approvals easy. I was introduced to this insurance through my neighbor who loved it. Now we do too. Highly recommend SPOT!
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.