Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Submitting a claim is straightforward
Submitting a claim is straightforward
Great experience all around!
Great experience all around!
Easy to work with
Easy to work with. Helpful staff when calling for info.
I had a wonderful experience with Spot…
I had a wonderful experience with Spot Pet! They made the experience of getting care for my pet much less stressful because I knew I was covered ahead of time. I really appreciated their friendly customer service team and quick response time.
I found it easy to file a claim and the…
I found it easy to file a claim and the response letting me know the status of the claim was done in a timely manner. I am very satisfied with my SPOT coverage for my dog.
Great insurance… process claims…
Great insurance… process claims according and fast… affordable
These guys are great
These guys are great - you send in the receipt from your vet and they respond quickly with the decision to reimburse some of your expenses based on your insurance plan. Easy claim submission process.
Excellent company
Responses to any questions or comments are immediate. The website is fairly easy to use.
Reimbursements are real!
I submitted my vet bills and within 10 days or so I got an update on my account balances. Once deductible was met, I began getting reimbursements directly deposited! I never had pet insurance before, but im so glad I got this insurance for my dog now that he needs surgery.
Really helpful and prompt
Really helpful and prompt
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.