Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
My claims were processed very rapidly.
My claims were processed very rapidly. This insurance helps me keep my sweet fur baby healthy and also saves my bank account.
Very fast response
Very fast response. They did a great job of keeping me updated on my claim. Very easy to work with.
Quick and easy
Easy to submit a claim and very quick reimbursement.
So far All good👍😀
So far All good👍😀
I am new to pet insurance
I am new to pet insurance. I've had my first claim with no stress and a quick response. So far, so good.
It was very easy to submit my claim
It was very easy to submit my claim. The claim was processed quickly.
Super simple to upload receipts and get…
Super simple to upload receipts and get reimbursed.
Spot was so fast with reimbursement
Spot was so fast with reimbursement! I thought for sure I was going to have to fight to get my money back, but 10 days after my.clain was filed, the reimbursement was already in my account. Submitting was also a breeze! I highly recommend Spot!
The claim was resolved very quick as…
The claim was resolved very quick as usual. I appreciate that they care about my pet!
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.