Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
The quickness of the claim payment was…
The quickness of the claim payment was astonishing!
I wanted to add the extra insurance on…
I wanted to add the extra insurance on Lila, but the lady said that I could not do that until it’s ready to renew. That seems like a very poor policy. because it’s money the corporation is missing out on
Good time response
Good time response
They needed additional information to…
They needed additional information to process my dog's claim. They contacted me right away after they received my claim form. They processed the claim as soon as they got the information they requested and I received payment ASAP. I think this is going to be a great relationship!
It makes taking care of my pets fast
It makes taking care of my pets fast, and affordable.
Great Insurance for pets!
Fast payment, no hassles, it didn't take very long for Spot to take care of my claim.
I have not submitted a claim but am…
I have not submitted a claim but am proud for when I can use it when I know I need it.
We submitted multiple claims and each…
We submitted multiple claims and each claim was paid in a timely manner. It was nice to get our cat the care she needed. We are very happy with Spot insurance
Best pet insurance with excellent…
Best pet insurance with excellent coverafe and customer service. Easy to submit claim and obtain my reimbursement.
Forms and contact are super easy
after submitting my claim, the response was super quick! Filing a claim is extremely easy and straightforward. I am awaiting my reimbursement now!
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.