Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Prompt reimbursement
Prompt reimbursement for our fur-baby's recent visit to the veterinarian made it less stressful for us.
Very easy to work with
Very easy to work with. Company was very responsive and made the reimbursement process a breeze.
Spot was Spot on.
Spot was Spot on for processing the payment. They processed the payment before my Siberian Husky Enza went in for her 2 week checkup for a torn CCL. They saved me over $3,300.00 so obviously I highly recommend Spot Pet Insurance. My daughter has 2 German Shepards, they were running in her backyard, 1 of them had her stomach flip and needed an emergency visit to the Vet and an operation. They didn’t have insurance, almost $5,000.00 vet bill. That’s when I decided to get insurance. Dogs aren’t cheap, Spot Pet Insurance is.
Claim was promptly processed and paid
Claim was promptly processed and paid. Great customer service! I am glad that I have this insurance after many years of a healthy kitty at this difficult time.
Seamless experience
Seamless experience Fast processing.
Very pleased with this company
First, I think Spot has better coverage than a lot of the other Insurance products on the market. Second, and more importantly, they processed my case very quickly and issued the reimbursement directly to my bank. Lastly, they are reasonably priced for better coverage. As long as prices stay the same I have no reason to look around for alternatives.
Great service
The process to submit a claim is easy and the response time is fast! So far I’ve had a great experience
The ease and submitting billing is so…
The ease and submitting billing is so nice and stress free.
Great Experience!
Great Experience! Very quick to communicate and let me know the status of a claim. Quick reimbursement following our pup's surgery. Best decision we've made as pet owners! Highly recommend.
I was extremely amazed how easy and…
I was extremely amazed how easy and quick it was to process the claim and to received the refund within a few days - already telling anyone I know if they don’t have insurance they should get spot
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.