Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Very Supportive and Fast
Previously I had Many Pets Insurance, and they did not pay me anything and raised my rates. Yoda has fallen pretty seriously ill recently, and Spot has paid our claims fast with no hassle.
So impressed
These past few weeks with Dexter being injured have been so difficult and of course vet bills do not make it any better. So grateful for Spot and making claim submission so easy and fast
Excellent Help During Kitty Cancer Treatment
I have never had to submit claims until this year, when what we thought was swelling from a toenail injury turned out to be a malignant tumor in my kitty’s paw. I was nervous about having to file claims but Spot has made the process pain free and is helping me to make sure that my kitty receives the best treatment so that he can have the best quality of life moving forward. I am grateful for the help!
No Hassle Claim.
No hassle claim. Quick response and payment on a significant surgery bill for my dog. 8 Day turn around between claim and payment.
It was super easy to submit a claim
It was super easy to submit a claim. Thank you, Spot Pet Insurance!
easy to make a claim and quick payments…
easy to make a claim and quick payments for the claims
Greatly Satisfied
I am very satisfied with the service and quick response that I receive. I would highly recommend Spot insurance to all people that have pets.
Very easy claim and refund
I took my kittie to the vet and found out he had asthma. I spent approx 1,300 on everything. Tests, medicine, and the visit itself. I got about 1,080 refunded and that was an absolute blessing. They gave back 90% and subtracted $100 which was my deductible. It was very easy and very quick.
Spot reimbursed quickly which is a big…
Spot reimbursed quickly which is a big help.
Great First Time Experience
We recently had our first experience filing a claim with Spot Pet Insurance, and we couldn’t be more grateful. Our golden retriever had a partial blockage, and the costs added up quickly—thank goodness we had insurance in place. Spot made the entire process incredibly easy. The claim was handled quickly, and the reimbursement helped relieve a lot of stress during an already difficult situation. We’ve owned many dogs over the years and never had pet insurance before, but this experience completely changed our perspective. We’re so glad we chose Spot and would absolutely recommend it to other pet owners.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.