Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Swift reimbursement
Swift reimbursement
Best Pet Insurance
If you have a pet, you need to get pet insurance.
After I sent my bills for my dogs
After I sent my bills for my dogs, I receive money without any issue and problem thank you
My 1 yr old pup just suffered…
My 1 yr old pup just suffered hemorrhaging gastritis which required urgent care. Spot was true to their word and covered all eligible expenses. Their dashboard is easy to navigate and file claims. Their communication was exceptional HIGHLY RECOMMEND!!!
Easy to deal with
Easy submission of bill. Quick auto deposit of payout
Easy Filing
the filing was easy in my opinion even though I didn't have my records for my pet, Spot was able to get them from from Vet and fulfill my claim and next thing I know I got a confirmation that a check was in the mail
Made my first claim
Made my first claim. It was processed in notice! Very pleased
You guys did as you say
You guys did as you say. You don’t say one thing and do the exact opposite
The team is very helpful and quick to…
The team is very helpful and quick to respond any of my questions.
Compassionate caring and efficient
When my animals passed away, they were very good about sending me a card, a message, and a phone call. On sending me sympathy message. which was very nice I had to file a couple of claims. They were very efficient getting them completed. I have renewed my policy with them due to the easy to work with them and affordable rates
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.