Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
Large Claims came through in 2 weeks!
Been with them for 3 years and haven’t had any problems/claims with my dog. He then had severe GI issues, spent a day in the hospital and multiple vet visits and medicine. It was great knowing that 80% of the cost was going to be taken care of and focusing on getting my dog healthy.
Reimbursement was quick and simplified
Reimbursement was quick and simplified
I had a big emergency with my girl
I had a big emergency with my girl, and spot really helped with the financial burden. I don’t regret having them as my insurance, highly recommend!
Spot is great!
Spot pet insurance has been great! East to submit claims. Fast reimbursement. Great customer service. Also love the app! Very user friendly. Thank you Spot!
The first time we used the insurance…
The first time we used the insurance for Spirit, we received excellent help in complaining the required form and were provided with a refund even though the form had multiple vet invoices.
No Nonsense!
We submitted our claim and it was a no nononsense process for the approval. They did not hassle or argue anything which was the last thing we needed after having a pretty big surgery on our boy. Thank you Spot for making it so easy and stress free to get our refund.
Quick response
Quick response
Claim process is intuitive and very…
Claim process is intuitive and very easy to do. Claim response is very quick and clear .
Easy to send in a claim in
Easy to send in a claim in, and fast response with processing claim. Highly recommend!
Been with Spot for Lily our Golden…
Been with Spot for Lily our Golden retriever 11 years . Lily has ha both hind CCLs Surgically repaired with TPLO and SPOT has covered both of them in accordance with our Agreement,,,NO complaints Allen
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.