Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
Super fast and fair
Super fast and fair
Satisfied Customer
Review of my claim was quick and funds deposited into my bank account within a matter of days. I've never had pet insurance before so this was a positive experience.
Easy claim process
Easy claim process. Quick processing and direct deposit of our reimbursement. Was expecting a hassle based on history with previous pet insurance company for a different dog. Previous insurance company always managed not to pay a claim. SPOT is fantastic. Thank you for living up to my expectation for a pet insurance company!
Spot is very quick to respond to claims
Spot is very quick to respond to claims
Very easy to submit a claim
Very easy to submit a claim. Prompt reimbursement of claims.
Fast reimbursement!
Fast reimbursement!
I sent statements in for reimbursement…
I sent statements in for reimbursement and it was easy after talking to support. I am hoping it will always be this way. Thank you
Great customer service
Great customer service
The claims we have filed have always…
The claims we have filed have always been taken care of efficiently and promptly. Response time is top notch!
Spot is very responsive
Spot is very responsive. I made the right choice signing with them for my Corgi.
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.