Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
A Great Start
Our experience thus far, and we have only had it for four months, has been very good. They communicate well and process the claims very fast. Hopefully our partnership will continue to be positive!
My experience with Spot insurance has…
My experience with Spot insurance has been incredible. I didn’t have insurance with my last dog and what a difference it has made! Also, everything has been so easy. I really couldn’t recommend it highly enough. I’d give it 10 stars if it was possible.
Fantastic
I heard it a great insurance
Spot made it very easy to submit a claim
Spot made it very easy to submit a claim and they respond right away, with settlement and reimbursement in about a week! Such a relief they covered the emergency vet expenses less deductible at 90%! Very happy with their service & highly recommend!
This was my first claim and I was so…
This was my first claim and I was so impressed by the speed with which you approved it! Excellent service!
I took my puppy Payton for a wellness…
I took my puppy Payton for a wellness exam plus 2 vaccines which cost me 142.50 which paid then I submitted my invoice and got 125.00 back. I love this insurance!! they gave me 90% back !!
The personable touch your team provides…
The personable touch your team provides every time I talk With them .
My experience was great
My experience was great! The application process was easy and quick. The claims process was the same. I highly recommend this pet insurance.
They are very responsive and I…
They are very responsive and I appreciate that.
Processing
Processing, completion of claim. The reimbursement was fast and accurate. Thank you for providing such great insurance for our pets.
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.