Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
The vet bill was handled and taken care…
The vet bill was handled and taken care of for me efficiently and quickly!!
Your response was prompt and friendly
Your response was prompt and friendly. I was also impressed that within 12 days we had a decision about our claim and the payment was in our account. So much appreciated!
Easy and Fast!
thank you for making filing claims easy. reimbursement was quick.
GREAT COMPANY TO INSURE YOUR FUR FRIEND!
All the staff are very courteous and professional, as well as, knowledgeable. Every time I need to consult, ask a question, or file a claim, it's-answered or processed very quickly and correctly. I have nothing but positive remarks for Spot Pet Insurance. I'm so glad I found them and have and will recommend them to insure their fur friends.
Great service
Filing the claim was really easy and the reimbursement payment was very quick. The website is easy to navigate and claim process is very easy. I’m very pleased so far with my experience.
So easy to submit the claims and never…
So easy to submit the claims and never had to hassle over payment. I have recommended Spot to friends too and know at least one of my friends uses them now.
Payments for vet are quick
Payments for vet are quick
They have made the process for…
They have made the process for submitting a claim very easy and seamless. I was able to quickly upload the vet bill answer a few questions and then within a few days the payment for covered items was deposited directly into my account.
Easy handling with my claims and fast…
Easy handling with my claims and fast reimbursement.
Great easy and quick claim processing
Great easy and quick claim processing. If guidelines are met they always reimburse. I prefer Spot over many other pet insurances. Great coverage at a very affordable price
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.