Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Every rep asks me how my dog is doing
Every rep asks me how my dog is doing. They pay my claims in a timely matter and keep me updated on its progress They are “ seasoned professionals”who answer any issues or questions I may have!!! Very pleased with SPOT INSURANCE 👍😍❤️
Easy
Yuck responses
Easy to use! Quick Reimbursement
Spot was easy to purchase an easy to navigate. The reimbursement system is super easy to just upload my invoice and then get reimbursed directly into my bank account and the reimbursement only takes a couple of days which is really nice!
Very easy to submit a claim
Very easy to submit a claim, and I received my money fast.
Your refunds for services is very…
Your refunds for services is very timely. Keep up the good work
Easy to fill out claim application
Easy to fill out claim application. And payment was quick and fast right into my checking account. Would highly recommend.
I highly recommend Spot Pet Insurance…
I highly recommend Spot Pet Insurance My dog recently needed surgery, which was already a very stressful experience, but Spot made the insurance part so much easier. Submitting my claim was quick and easy, and I was very impressed with how fast I received my reimbursement. Having that financial support during such an unexpected situation gave me a lot of peace of mind. Spot made the whole process simple and stress-free when I really needed it. I’m so glad I chose Spot for my dog’s insurance and would definitely recommend them to other pet parents!
I bought the Platinum Insurance for my…
I bought the Platinum Insurance for my puppy. I submitted the paperwork for vet visit.They paid the bill for my puppies shots, visit and heartworm med all within 2days . Great Company and friendly associates!
They processed my claims in a timely…
They processed my claims in a timely fashion.
Very easy to submit claims and you hear…
Very easy to submit claims and you hear back in a timely manner. It is a stress free way to have coverage for your beloved pet. If only human insurance could be this easy.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.