Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Large Claims came through in 2 weeks!
Been with them for 3 years and haven’t had any problems/claims with my dog. He then had severe GI issues, spent a day in the hospital and multiple vet visits and medicine. It was great knowing that 80% of the cost was going to be taken care of and focusing on getting my dog healthy.
Reimbursement was quick and simplified
Reimbursement was quick and simplified
I had a big emergency with my girl
I had a big emergency with my girl, and spot really helped with the financial burden. I don’t regret having them as my insurance, highly recommend!
Spot is great!
Spot pet insurance has been great! East to submit claims. Fast reimbursement. Great customer service. Also love the app! Very user friendly. Thank you Spot!
The first time we used the insurance…
The first time we used the insurance for Spirit, we received excellent help in complaining the required form and were provided with a refund even though the form had multiple vet invoices.
No Nonsense!
We submitted our claim and it was a no nononsense process for the approval. They did not hassle or argue anything which was the last thing we needed after having a pretty big surgery on our boy. Thank you Spot for making it so easy and stress free to get our refund.
Quick response
Quick response
Claim process is intuitive and very…
Claim process is intuitive and very easy to do. Claim response is very quick and clear .
Easy to send in a claim in
Easy to send in a claim in, and fast response with processing claim. Highly recommend!
Been with Spot for Lily our Golden…
Been with Spot for Lily our Golden retriever 11 years . Lily has ha both hind CCLs Surgically repaired with TPLO and SPOT has covered both of them in accordance with our Agreement,,,NO complaints Allen
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.