Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
They processed my claims in a timely…
They processed my claims in a timely fashion.
Very easy to submit claims and you hear…
Very easy to submit claims and you hear back in a timely manner. It is a stress free way to have coverage for your beloved pet. If only human insurance could be this easy.
Another satisfied customer.
Was supportive and far in their reviews and paid back nicely. Preventive care is one of their concerns and they reward well to support your pets life care needs.
Easy to submit claims with a fast…
Easy to submit claims with a fast response
Easy Process
The process of submitting a claim was very easy and quick. My claim was processed within a matter of a few days, and my refund was deposited into my account quickly as well. Overall a very smooth and easy process.
Murphy’s teeth cleaning
Easy process!
Spot offers more for the money
Spot offers more for the money. Their claims process is so easy and are quick with reimbursement. I am very happy with my service so far.
This is our first time getting pet…
This is our first time getting pet insurance. It was very easy going online and getting a monthly price. I had a few questions and do I called the customer care phone number. Star was amazing! She answered all of my questions and put me to ease. She also helped me register! We have already seen the vet for our pies wellness exam and round of shots. We uploaded the information needed and heard a response quickly from Spot that our claim was accepted. So far, Spot has been a pleasure to work with! Thank you!
Very easy and quick claims process and…
Very easy and quick claims process and received my payment very quick!!
Claim Processing / App
Claim was processed quickly and the app is super easy to use, funds deposit via direct deposit in just a few days.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.