Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Spot Pet Insurance is spot on!
It took my dog getting sick to realize what a jewel we have in Spot Pet Insurance. Every claim that I filed was acted upon promptly and I received the compensation that I expected. There was 1 claim that was not fully paid at first, but after I called and explained the situation, that claim was reopened and compensation was paid. I hope I never have to use this insurance again, but am so glad that we have it.
They made it simple to submit a claim…
They made it simple to submit a claim for my dog.
Very easy process
Very easy process. My WIFE'S cat Louise was injured after being chase under a metal fence. This really helped with the vet bill. Thank you
Extremely nice agent
I filed a claim, and 50% was paid very quickly. The agent I spoke to on the phone was extremely nice, but I accidentally gave him a low grade on the post-call survey. I meant to give him a 5 but gave him a 1.
Claims were paid and it didn’t take too…
Claims were paid and it didn’t take too long. Direct deposit was also nice.
Refunds come quick and they dont raise…
Refunds come quick and they dont raise your rates astronomically even if your pup has the misfortune of being diagnosed with a congenital disease. So grateful for Spot!!
Wonderful company
Wonderful company. Very friendly and helpful customer service. Covered my cats expenses. Big relief. It was very expensive bill. Wow, a company who does what they say will do.
Great Pet Insurance
Thank goodness I finally got Pet Insurance and that I chose SPOT. My dog recenlty got very sick and needed ER visits and a lot of TLC from the Vets. It cost a lot of money, and without any question SPOT reimbursed me quickly. This is a great company.
I’ve had spot on my 3 dogs and it’s…
I’ve had spot on my 3 dogs and it’s helped me two times already. Back in 2024 my Stella crossed over the rainbow. This year in march my Rubie got sick. I called spot to put medical on my 3 girls and didn’t realise I already had the plan. I would recommend spot to many of my pet friends. Thank you
Easy
No hassle, great communication
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.