Brenda and Charlie’s Story
Brenda and her curious Large Mix dog, Charlie, call the beautiful state of Maine home.
The Unexpected Encounter
While outside, Charlie had an unfortunate run-in with a porcupine, resulting in a face full of painful quills. This necessitated an immediate trip to the emergency veterinarian for removal.
The Convenience of Coverage
Thankfully, Brenda had enrolled Charlie in Spot pet insurance. Recounting her experience, Brenda shared, "You folks covered almost all of Charlie's porcupine quill removal visit to the emergency vet. It was all done online, which is so convenient. Thank you! Hopefully, he's learned from this painful experience."
Seamless Online Process
Brenda specifically appreciated the convenience of the entire claims process being online, making it easy to submit the necessary information from the comfort of her home during a stressful time. The significant reimbursement helped to ease the financial burden of the unexpected emergency vet visit.
Claim Highlights
Condition | Porcupine Quills |
Total Vet Bill | $1,622 |
Total Co-pay | $160 |
Total Reimbursement | $1,441* |
Disclosure: *Claim example illustrates reimbursement based on an accident and illness policy at $41.76/month plus wellness $9.95/month with a $250 deductible, 90% reimbursement, and $5,000 annual benefit for a 5.9-year-old large mix (51-100 pounds). Individual reimbursement results and coverage varies based on plan type.
Testimonial provided by Spot Pet Insurance Services, LLC. member[s]. The views and opinions expressed in this testimonial are solely those of the individual providing the recommendation. Coverage options, policy terms, and customer experiences may vary based on personal circumstances and the specific insurance provider's policies.

Creative manager by day, pet enthusiast all the time! After 19 years with my dog (hopefully he wins the award for oldest pet in the world), I enjoy spending my days brainstorming tail-wagging content, and sniffing out the latest trends in the pet world.