The monthly cost of insurance premiums for dogs can depend on multiple factors like the breed, age, and even the place where you live. Plan selections can also affect the cost of pet insurance. We’ll come to the average insurance cost for French Bulldogs in a bit, but now that you’re either looking to get one of them bad boys home or have already got one, we would like you to know some interesting facts about the breed.
The first fact is something you may already know – there are two versions of bulldogs, the English and French.
French Bulldogs are very popular among celebrities. They’ve been pets of celebrity names like Lady Gaga, Reese Witherspoon, and Hugh Jackman.
French Bulldogs are also brachycephalic, meaning they boast a short, wide skull with a smooshed face. This means that they are prone to Brachycephalic obstructive airway syndrome (BOAS) because their short head comes with narrow nostrils and a small windpipe. Apart from that, they are also prone to other medical conditions like – (1)
Health Concern | Description |
Heatstroke | Bulldogs are prone to BOAS, making it difficult for them to breathe at times. |
Skin Infections | Includes allergies like itchiness, rashes, hot spots, acne, etc. |
Ear Infections | Caused by narrower ear canals, making it harder to clean them. |
Pregnancy Issues | Most French Bulldogs require a C-section, as they can rarely give birth naturally. |
Additionally, there are other issues like cataracts, entropion, hip dysplasia, kidney issues, etc. that they can be prone to.
This information is very important for you to know because the cost of insurance is highly dependent on the medical conditions a breed is prone to. Having said that, let’s answer the question that you came here looking for -
Average Premium for French Bulldogs | $69.59† |
Number of Claims Submitted (2024) | 42,665* |
How Much is the Average Premium for French Bulldogs?
The average monthly insurance premium cost for a French Bulldog is around $69.59†. You’ll find this cost to be more than the average cost for most other breeds because of their brachycephalic head and other medical conditions they are prone to.
How Many Claims Did French Bulldog Owners Make?
We received 42,665* claims to date (2024) from French bulldog owners, including medical conditions and injuries.
Is Pet Insurance Worth It for French Bulldogs?
We do not want your dog to get ill or injured in order for you to make sense of the insurance premium. However, some conditions are out of your control and can be highly likely to affect Frenchies after a certain age. For many French Bulldog owners, getting pet insurance may be worth it because of the possible reimbursement for unexpected incidents or routine care.
Learn More About Dog Insurance Here
Are French Bulldogs High Maintenance?
French Bulldogs can be considered moderately high-maintenance due to their unique health needs, grooming requirements, and strong desire for attention. French Bulldogs are known for being clingy and needy. They love attention and want to be close to their owners, which means they can develop separation anxiety if left alone for too long. They don’t do well in situations where they are frequently left home alone, so they require an owner who is available for companionship or is prepared to provide mental stimulation when they are on their own.
Also, since French Bulldogs are prone to breathing problems, their owners will need to be extra attentive to them.
Do All French Bulldogs Have Breathing Problems?
Not all French Bulldogs will experience severe breathing problems, but because of their brachycephalic (flat-faced) structure, they are more prone to respiratory issues than other breeds. The short, squished noses and flat faces of French Bulldogs lead to a condition known as brachycephalic obstructive airway syndrome (BOAS), which can cause varying degrees of breathing difficulty.
How to Tell if a Frenchie Has BOAS?
Pet parents can look at certain symptoms of BOAS. These include:
Noisy Breathing | One of the most common signs of BOAS is loud or raspy breathing. |
Difficulty Breathing | If your French Bulldog seems to be struggling to breathe or has labored, shallow breathing, especially when they’re resting, this could be a sign of BOAS |
Snoring or Gasping | Snoring is common in French Bulldogs, but if it’s particularly loud or accompanied by gasping for air, it could be an indication of an airway obstruction. |
Exercise Intolerance | If your French Bulldog struggles to keep up with moderate physical activity, becomes easily winded, or panting excessively |
Blue or Pale Gums | A more serious sign of BOAS is a lack of oxygen. |
Difficulty in Hot Weather | Because French Bulldogs with BOAS have compromised breathing, they often struggle more in hot or humid environments. |
Distress | Dogs with BOAS might seem uncomfortable or restless, especially when trying to settle down to sleep. |
Does Pet Insurance Cover BOAS?
Yes, most pet insurance plans will help cover BOAS surgery if it is not a pre-existing condition
How is Spot Pet Insurance Different?
Our plans can help pet parents manage the eligible costs of covered veterinary care and help ensure that their pets can receive the best treatment possible. Here are some ways that Spot pet insurance plans can help:
Covers Unexpected Veterinary Costs: Spot pet insurance plans cover the eligible costs of unexpected veterinary treatments, such as emergency surgeries, X-rays, and prescription medications for covered conditions.
Customizable Plans: Choose your annual limit, reimbursement rate, and deductible from a range of options, and create the plan that will fit the needs of your pet and your budget.
Peace of Mind: With Spot pet insurance plans, pet parents can know that they can provide the best care for their pet with less worry about the cost.
To learn more about Spot Plans or to get a free quote, click here.
† Average premiums are based on current policyholders as of 2024 with accident-only or accident-and-illness plans and may vary due to plan options such as annual limit, co-insurance, and annual deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
* Using administrative claims data from Jan 2024 to Dec 2024. Coverage and reimbursement may vary based on plan type and selected options. Variations in coinsurance rate, annual limit, and annual deductible, can affect the amount reimbursed for eligible claims. Please review plan details carefully, as coverage and reimbursement will differ by plan and are subject to specific terms, conditions, and exclusions.
I’m Charlie: canine enthusiast with a knack for figuring out why my dog, Dallas, is more infatuated with tennis balls than me. My lifelong passion for dogs has created a dedication to help other pet parents better understands their furry family members!
Creative manager by day, pet enthusiast all the time! After 19 years with my dog (hopefully he wins the award for oldest pet in the world), I enjoy spending my days brainstorming tail-wagging content, and sniffing out the latest trends in the pet world.
Grenus, B., DVM. (2023, December 6). 23 French bulldog Health issues pet parents should know about. PetMD. https://www.petmd.com/dog/general-health/french-bulldog-health-issues
