Fetch Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison

Fetch Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison

In the world of pet insurance providers, we're all working toward healthier pets. With so many different options, it can be time consuming and tricky to find the right one. It gets even more confusing when your pet is dealing with specific conditions like hip dysplasia. When it comes to pet health, we feel like Spot plans really hit the "Spot." You might have some questions about pet insurance policies. Comparing Spot plans to other plans you might be considering, such as Fetch Pet Insurance plans, can help you see differences. Here’s what you need to know about how Spot plans differ from Fetch plans.

How do Spot plans and Fetch policies differ?

There are some key differences between Spot plans and Fetch plans. Here are a few that you might want to know about:

  1. Fetch plans don't have preventive care coverage options (Spot offers preventive care coverage options for a little extra cost)

  2. Fetch plans don't cover microchip implantation

  3. Fetch plans don't offer a multi-pet discount

  4. Fetch policyholders must have their pet examined within 30 days of policy start (if they haven't been to the vet six months prior to the policy start date).

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Prescription Foods

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Exam Fees

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Alternative Therapies

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Behavioral Issues

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Chronic Conditions

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No Upper Age Limit

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One Annual Deductible

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Hereditary & Congenital Conditions

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Dental Illness

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Preventive Care

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Multi Pet Discount

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30-Day Money Back Guarantee

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Comparison information is provided using publicly available information as of 10/18/2022 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans is not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep the information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.

4 Reasons to consider Spot plans over Fetch plans

1. Fetch plans don't have preventive care coverage options.

Fetch doesn’t offer preventative care coverage. They also require pet parents to take pets for preventative care visits to remain eligible for coverage.

To support pet parents with routine care and wellness visits, Spot offers Preventive Care coverage options policyholders can add to their coverage for a little extra cost. Preventive care covers the cost of routine services like vaccinations, dental cleanings, and annual wellness exams.

That’s just one example of how Spot plans are designed to help you — and make it easier for loving pet owners to take the best care possible of their pets.

2. Fetch plans don't cover microchip implantation.

Microchip implantation is quick and simple and can help increase the chance that a pet parent and lost pet will be reunited by 80%. All base plans provided by Spot cover microchip implantation.

Fetch plans do not cover microchip implantation.

3. Fetch plans don't offer a multi-pet discount.

We know that many pet lovers can't have just one fur baby! Spot plans provide a 10 percent multi-pet discount for all added pets after the first. With Fetch plans, any added pets will have a full-priced premium insurance plan.

4. Fetch plans do not cover prescription food.

Spot plans cover prescription foods and supplements as long as they are prescribed by a licensed veterinarian.

Fetch plans do not cover any prescription foods.

5. Fetch plans may require an exam within 30 days of the policy start date.

Fetch requires new policyholders to take pets for an annual check-up and dental cleaning within six months of the policy start date to be eligible for coverage.

Spot plans do not have preventive care requirements for coverage eligibility.

Find the pet insurance that’s right for you

We trust that you know your pet best and will bring them in to see the vet when you know they need assistance. That’s why Spot plans don’t just cover exam fees for eligible conditions, but also alternative therapies, like acupuncture, that are prescribed to treat eligible conditions.

Tucker's Road to Recovery

When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.

Cost of Treatment: $4,305

Spot Plan Reimbursed: $3,874.505

Have More Questions?

Visit our blog to learn more about how pet insurance works and the benefits it can offer you and your pet.

What Does Pet Insurance Cover?

What is the Waiting Period in Pet Insurance?

What are Pre-existing Conditions?

How Does Pet Insurance Work?


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