Fetch Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
In the world of pet insurance providers, we're all working toward healthier pets. With so many different options, it can be time consuming and tricky to find the right one. It gets even more confusing when your pet is dealing with specific conditions like hip dysplasia. When it comes to pet health, we feel like Spot plans really hit the "Spot." You might have some questions about pet insurance policies. Comparing Spot plans to other plans you might be considering, such as Fetch Pet Insurance plans, can help you see differences. Here’s what you need to know about how Spot plans differ from Fetch plans.
How do Spot plans and Fetch policies differ?
There are some key differences between Spot plans and Fetch plans. Here are a few that you might want to know about:
Fetch plans don't cover microchip implantation in their base accident and illness plans.
Fetch plans don't offer a multi-pet discount
Fetch policyholders must have their pet examined within 30 days of policy start (if they haven't been to the vet six months prior to the policy start date).
Behavioral Issues
No Upper Age Limit
Exam Fees
Preventive Care
Microchip
Prescription Foods
Alternative Therapies
Chronic Conditions
One Annual Deductible
Specialists
Hereditary & Congenital Conditions
Dental Illness
Multi Pet Discount
30-Day Money Back Guarantee
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Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
4 Reasons to consider Spot plans over Fetch plans
1. Fetch plans don't cover microchip implantation.
Microchip implantation is quick and simple and can help increase the chance that a pet parent and lost pet will be reunited by 80%. All base plans provided by Spot cover microchip implantation.
Fetch plans do not cover microchip implantation in their base plans. For an extra cost, Fetch offers coverage for microchip implantation in their Wellness add-ons.
2. Fetch plans don't offer a multi-pet discount.
We know that many pet lovers can't have just one fur baby! Spot plans provide a 10 percent multi-pet discount for all added pets after the first. With Fetch plans, any added pets will have a full-priced premium insurance plan.
3. Fetch plans do not cover prescription food.
Spot plans cover prescription foods and supplements as long as they are prescribed by a licensed veterinarian.
Fetch plans do not cover any prescription foods.
4. Fetch plans may require an exam within 30 days of the policy start date.
Fetch requires new policyholders to take pets for an annual check-up and dental cleaning within six months of the policy start date to be eligible for coverage.
Spot plans do not have preventive care requirements for coverage eligibility.
Find the pet insurance that’s right for you
We trust that you know your pet best and will bring them in to see the vet when you know they need assistance. That’s why Spot plans don’t just cover exam fees for eligible conditions, but also alternative therapies, like acupuncture, that are prescribed to treat eligible conditions.
Tucker's Road to Recovery
When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.
Cost of Treatment: $4,305
Spot Plan Reimbursed: $3,874.505
Happy Pet Parents Trust Spot
Spot has always been great to work…
Spot has always been great to work with. We have never had a problem being reimbursed for covered expenses.
Choose Spot Pet Insurance
This is our first time having pet insurance and loving having it. It takes away the stress of what could be a very stressful situation. Claims are easy to submit online and are processed quickly. This is a no-brainer!
Turn around time on claims great
Turn around time on claims great, also explanation of benefits is very clear
Easy to file claims.
Easy to file claims.
I’m very pleased with this insurance
I’m very pleased with this insurance. Claims are handled quickly and the communication is great. I feel like I have a partner in my dog’s care.
Fast and kind responses
We’ve only had to take in our little buddy Bruce twice this year for vet visits for one reason or the other. Spot has made it incredibly easy to submit claims and are prompt with response times. I’ve also called in the advice line and felt the staff is kind and knowledgeable. I am so glad we made the switch this year!
My dog needed dental surgery for a…
My dog needed dental surgery for a broken tooth - Spot quickly sent us our check for reimbursement. Very pleased!
Great insurance for my French bulldog.
I needed to file a claim for my French Bulldog Gracie. I had read the reviews and feel that they were dismal. I turned in Gracie's history and the current surgery she needed which was tumor removal in her gums and a few other "frenchie" items. I was reimbursed approximately 66% of the vet bill. I signed her up for emergency and accident insurance only. I felt that the reimbursement was completely fair. I had no problems with reimbursement and just received my check today - thus the review. I would rate Spot pet insurance a 5/5. I felt that they were fair and I received the judgement and payment relatively quickly. I have no complaints! Thank you for your help and assitance.
I have never had an issue receiving…
I have never had an issue receiving reimbursement for my claims. It is a very easy and user-friendly process.
Amazing experience
Amazing experience. Process is very streamlined and I love having the peace of mind for my pups.
Spot Is a Pack Leader
