Fetch Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
In the world of pet insurance providers, we're all working toward healthier pets. With so many different options, it can be time consuming and tricky to find the right one. It gets even more confusing when your pet is dealing with specific conditions like hip dysplasia. When it comes to pet health, we feel like Spot plans really hit the "Spot." You might have some questions about pet insurance policies. Comparing Spot plans to other plans you might be considering, such as Fetch Pet Insurance plans, can help you see differences. Here’s what you need to know about how Spot plans differ from Fetch plans.
How do Spot plans and Fetch policies differ?
There are some key differences between Spot plans and Fetch plans. Here are a few that you might want to know about:
Fetch plans don't cover microchip implantation in their base accident and illness plans.
Fetch plans don't offer a multi-pet discount
Fetch policyholders must have their pet examined within 30 days of policy start (if they haven't been to the vet six months prior to the policy start date).
Behavioral Issues
No Upper Age Limit
Exam Fees
Preventive Care
Microchip
Prescription Foods
Alternative Therapies
Chronic Conditions
One Annual Deductible
Specialists
Hereditary & Congenital Conditions
Dental Illness
Multi Pet Discount
30-Day Money Back Guarantee
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Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
4 Reasons to consider Spot plans over Fetch plans
1. Fetch plans don't cover microchip implantation.
Microchip implantation is quick and simple and can help increase the chance that a pet parent and lost pet will be reunited by 80%. All base plans provided by Spot cover microchip implantation.
Fetch plans do not cover microchip implantation in their base plans. For an extra cost, Fetch offers coverage for microchip implantation in their Wellness add-ons.
2. Fetch plans don't offer a multi-pet discount.
We know that many pet lovers can't have just one fur baby! Spot plans provide a 10 percent multi-pet discount for all added pets after the first. With Fetch plans, any added pets will have a full-priced premium insurance plan.
3. Fetch plans do not cover prescription food.
Spot plans cover prescription foods and supplements as long as they are prescribed by a licensed veterinarian.
Fetch plans do not cover any prescription foods.
4. Fetch plans may require an exam within 30 days of the policy start date.
Fetch requires new policyholders to take pets for an annual check-up and dental cleaning within six months of the policy start date to be eligible for coverage.
Spot plans do not have preventive care requirements for coverage eligibility.
Find the pet insurance that’s right for you
We trust that you know your pet best and will bring them in to see the vet when you know they need assistance. That’s why Spot plans don’t just cover exam fees for eligible conditions, but also alternative therapies, like acupuncture, that are prescribed to treat eligible conditions.
Tucker's Road to Recovery
When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.
Cost of Treatment: $4,305
Spot Plan Reimbursed: $3,874.505
Happy Pet Parents Trust Spot
They have been great for me
They have been great for me. They take care of all the claims on time and issue reimbursement where applicable. Online experience is so smooth and easy. Highly recommend this to all the pet owners.
This is my 2nd time using SPOT and I'm…
This is my 2nd time using SPOT and I'm so impressed with their service. We lost our 18 1/2 year old kitty just this last May and SPOT made it so easy to handle all of the costs we incurred trying to save her - it was great not to have to deal with that while grieving our loss. Now, we have 2 new kittens and they will be covered for the rest of their lives. Thank you SPOT!
Spot is great!
I love spot, theyre straight forward about insurance, proof of bills are sent in then they direct deposit or send a check to you back with what they help pay. They are prompt about getting back to you. I never had an issue with them getting back to me. Insurance for smaller things are whatever to me, they paid a portion of those too. I had a solid just basic coverage. But man insurance sure did come in handy during extreme help for my cats medical/emergency bills. I am so grateful i looked into insurance for my little guy. It does help you guys! My pay out helped my finances so much. I would definitely use Spot again or recommend it to others! Give them a go!
Easy claim submittal
Easy claim submittal. No hassle. Quick reimbursement check. Great service!
Spot Insurance is outstanding!
From the onset, Spot Insurance has been amazing. When comparing Pet Insurance, Spot quickly rose to the top of list: Excellent client service, outstanding rates and inclusion of services. After selecting Spot Insurance, the Client service has remained exceptional, the ease of submitting claims is unbelievable and the time for claims processing is very quick. I couldn't be more pleased and so very happy that I selected Spot. Thank you!
Help when we needed it most !
Couldn’t be more happy to have some help when we needed it ! when the vet emergency was necessary it can get really expensive fast! Spot was there and helped ease the burden and stress knowing we were covered for a lot of the cost ! Max thanks you as well as our whole family!
Fast and very easy to submit my claim…
Fast and very easy to submit my claim and get reimbursed. Thank you
2 years with Spot Insurance coverage
I've had my dog and cat covered with SPOT since 2023. Their coverage is wide and still on the affordable side compared to other insurance companies. I recently received a significant reimbursement for a procedure my cat had, and I could not be happier! I don't plan on ever moving to another insurance company and highly recommend it to those who would like a reliable company and some help with vet bills!
Good coverage with a lot of options for benefits and cost.
Qucik responses to questions, very easy claims process and quick direct-deposit payment system.
Great experience
Easy, fast, convenient.
Spot Is a Pack Leader
