Fetch Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
In the world of pet insurance providers, we're all working toward healthier pets. With so many different options, it can be time consuming and tricky to find the right one. It gets even more confusing when your pet is dealing with specific conditions like hip dysplasia. When it comes to pet health, we feel like Spot plans really hit the "Spot." You might have some questions about pet insurance policies. Comparing Spot plans to other plans you might be considering, such as Fetch Pet Insurance plans, can help you see differences. Here’s what you need to know about how Spot plans differ from Fetch plans.

How do Spot plans and Fetch policies differ?
There are some key differences between Spot plans and Fetch plans. Here are a few that you might want to know about:
Fetch plans don't cover microchip implantation in their base accident and illness plans.
Fetch plans don't offer a multi-pet discount
Fetch policyholders must have their pet examined within 30 days of policy start (if they haven't been to the vet six months prior to the policy start date).
Behavioral Issues
No Upper Age Limit
Exam Fees
Preventive Care
Microchip
Prescription Foods
Alternative Therapies
Chronic Conditions
One Annual Deductible
Specialists
Hereditary & Congenital Conditions
Dental Illness
Multi Pet Discount
30-Day Money Back Guarantee
Comparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
4 Reasons to consider Spot plans over Fetch plans
1. Fetch plans don't cover microchip implantation.
Microchip implantation is quick and simple and can help increase the chance that a pet parent and lost pet will be reunited by 80%. All base plans provided by Spot cover microchip implantation.
Fetch plans do not cover microchip implantation in their base plans. For an extra cost, Fetch offers coverage for microchip implantation in their Wellness add-ons.
2. Fetch plans don't offer a multi-pet discount.
We know that many pet lovers can't have just one fur baby! Spot plans provide a 10 percent multi-pet discount for all added pets after the first. With Fetch plans, any added pets will have a full-priced premium insurance plan.
3. Fetch plans do not cover prescription food.
Spot plans cover prescription foods and supplements as long as they are prescribed by a licensed veterinarian.
Fetch plans do not cover any prescription foods.
4. Fetch plans may require an exam within 30 days of the policy start date.
Fetch requires new policyholders to take pets for an annual check-up and dental cleaning within six months of the policy start date to be eligible for coverage.
Spot plans do not have preventive care requirements for coverage eligibility.
Find the pet insurance that’s right for you
We trust that you know your pet best and will bring them in to see the vet when you know they need assistance. That’s why Spot plans don’t just cover exam fees for eligible conditions, but also alternative therapies, like acupuncture, that are prescribed to treat eligible conditions.

Tucker's Road to Recovery
When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.
Cost of Treatment: $4,305
Spot Plan Reimbursed: $3,874.505

Happy Pet Parents Trust Spot
This pet insurance is a huge saver when…
This pet insurance is a huge saver when taking my pet to the vet. It provides services that my dog needs.
Very easy to file the claim.
Very easy to file the claim.
I highly recommend Spot Pet Insurance…
I highly recommend Spot Pet Insurance to anyone looking for trustworthy and stress-free pet insurance. Spot has been reliable, supportive and incredibly user-friendly from day one.
This was my first time ever submitting…
This was my first time ever submitting an insurance claim for my pet. It was very simple, straightforward, and I heard back in a timely manner. It made an extremely stressful time in our life a little easier.
Filing a claim was incredibly easy
filing a claim was incredibly easy
Spot pet insurance rocks
After satisfying my deductible, the balance of my bill was deposited in my checking account. Best of all the website is easy to navigate through and real people answer the phone if you have any questions
Submitting claims and getting my money
Submitting claims and getting my money Quickly is a huge benefit!
Submitting my claim was easy and my…
Submitting my claim was easy and my claim was processed in a timely manner.



