PetsBest Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
Find the perfect pet insurance for you with our helpful guide to the differences between Spot Pet Insurance plans and Pets Best Insurance plans. At Spot, we're happy to compare ourselves to others because we're confident in the products we offer. Let’s take a look at what you get with a Spot Pet Insurance plan vs. a PetsBest Pet Insurance plan.

Choosing a pet insurance plan means weighing deductibles, waiting periods, and what's actually covered — here's how Spot plans compare to Pets Best plans on the details that matter most.
Pets Best's multi-pet discount is 5%, and only available on its BestBenefit plan. Spot's is 10% across all plans.
Pets Best requires an optional add-on to help cover prescription food. Spot includes it in every base plan when prescribed to treat a covered condition.
Pets Best only helps cover microchipping if you add an optional wellness plan. Spot includes it in every base plan.
Pets Best requires an add-on to help cover sick exam fees. Spot includes exam fee coverage for eligible conditions in its base plans.
Behavioral Issues
No Upper Age Limit
Exam Fees
Preventive Care
Microchip
Prescription Foods
Alternative Therapies
Chronic Conditions
One Annual Deductible
Specialists
Hereditary & Congenital Conditions
Dental Illness
Multi Pet Discount
30-Day Money Back Guarantee
Comparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
5 Reasons to Consider Spot Plans over Pets Best Plans
Pets Best's Multi-Pet Discount Is 5% and Only on Its BestBenefit Plan. Spot's Is 10% Across Every Plan.
If you’re a parent to multiple dogs or cats, you can enjoy a 10 percent multi-pet discount with Spot Pet Insurance plans for all additional pets.
PetsBest pet insurance plans also offer a multi-pet discount but for five percent off and exclusively with the BestBenefit plan.
Pets Best Requires an Add-On to Cover Prescription Food. Spot Includes It in Every Base Plan.
We know that pet health often extends beyond vet visits, and so do the costs. With pet insurance plans provided by Spot, core plans include coverage for RX food & supplements when prescribed by a licensed veterinarian to treat covered conditions (excluding general maintenance or weight management).
With PetsBest plans, Rx foods and supplements are excluded from pet insurance coverage.
Spot Pet Insurance Plans provide access to a 24/7 pet telehealth service. Having help always available is key, as you never know when you may need it. We’re glad to offer plans that provide access to a pet telehealth service for all policyholders.
Pets Best Only Helps Cover Microchipping With an Optional Wellness Add-On. Spot Includes It in Every Base Plan.
Microchip implantation is a simple procedure that helps reunite lost pets with their families. Pets Best only helps cover it if you add an optional routine wellness plan on top of your accident & illness policy. Every Spot base plan includes microchip coverage at no extra cost.
Pets Best Requires an Add-On to Help Cover Sick Exam Fees. Spot Includes Exam Fee Coverage in Its Base Plans.
Pets Best only helps cover exam fees for sick visits if you purchase an optional add-on. Spot includes exam fee coverage for eligible conditions in its base accident & illness plans, so you may be covered from day one.
Pet Parent Education Thrives at Spot Pet Insurance
When protecting your pet’s health, knowing is half the battle.
At Spot Pet Insurance, we’re excited to share an extensive library of lifelong learning resources, including exclusive materials from world-renowned pet experts. From breed guides to frequently asked questions, we offer a variety of core pet parent knowledge. Wondering whether fresh food is worth it for dogs, for example? We’re here to help you find out.
Combined with our highly customizable plan options, you can be sure that we’re here to help you find the best way forward for your furry family members.
Frequently Asked Questions
What is Pets Best's multi-pet discount?
Pets Best offers a 5% multi-pet discount, and only on its BestBenefit plan. Spot offers a 10% multi-pet discount across every plan.
Does Pets Best cover prescription pet food?
Only with an optional add-on — it's not included in Pets Best's standard coverage. Spot includes Rx food and supplement coverage in every base plan when prescribed to treat a covered condition.
Does Pets Best cover microchip implantation?
Only if you add an optional routine wellness plan to your accident & illness policy. Spot includes microchip coverage in every base plan at no extra cost.
Does Pets Best cover exam fees for sick visits?
Only with an optional add-on. Spot includes exam fee coverage for eligible conditions in its base plans.
Choose Spot if You Want Exam Fees, Microchipping, and Rx Food Covered Without Add-Ons
Spot includes exam fee, microchip, and prescription food coverage in every base plan, plus a 10% multi-pet discount — all extra or more limited with Pets Best.

Tucker's Road to Recovery
When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.
Cost of Treatment: $4,305
Spot Plan Reimbursed: $3,874.505

Comparison information is provided using publicly available information as of [DATE] and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans is not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep the information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpetins.com.
Happy Pet Parents Trust Spot
No issues claim process
It was a straight forward process, the insurance representative reached out to the vet clinic for info for the claim. The refund was done promptly. Overall, from from the claim to payment was 1 month.
Submitted 10 invoices from two…
Submitted 10 invoices from two different vet offices for the same incident (ER out of town and home vet). Received reimbursement as expected within 2 weeks. No hassle, smooth easy process.
Easy to file a claim
Easy to file a claim. Reasonably priced insurance.
Easy to send a claim
Easy to send a claim
Spot always responds and reimburses…
Spot always responds and reimburses quickly. The app is super easy to use. No complaints !
good service
Response time after claim submission was prompt. The company delivers good communication practices. I am glad I switched.
Easy to file a claim
Easy to file a claim. Great support for my pet. Highly recommend
Claim process was so easy
Claim process was so easy! Filled the claim for our dogs TTA surgery and less than a week later the payment was in my checking account
Quick claim response
Quick claim response
Seamless claims process no fuss payment.
I just signed up over a month ago and submitted my first claim for Toby's shots. Excellent seamless process from start to finish. The communication was on point and love how the funds are directly deposited into my checking account. I highly recommend considering Spot for your fur babies insurance needs.



