PetsBest Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
Find the perfect pet insurance for you with our helpful guide to the differences between Spot Pet Insurance plans and Pets Best Insurance plans. At Spot, we're happy to compare ourselves to others because we're confident in the products we offer. Let’s take a look at what you get with a Spot Pet Insurance plan vs. a PetsBest Pet Insurance plan.

Comparing Pet Insurance Plans
Caring for the health of our pets is a central responsibility for all pet owners, from routine care considerations like vaccinations and heartworm medication to more specialty care options like microchipping and acupuncture. Exam fees can really start to add up, whether you’re dealing with preventative care or emergency care. But are pet insurance plans the best way to go forward?
Although research supports the benefits of pet insurance, choosing what’s ideal for you becomes difficult as you find dozens of potential pet insurance providers.
Questions about deductibles, reimbursement levels, waiting periods, claims processing and other factors are common and crucial. The answers vary widely based on your situation and the plans available. Sometimes a bit of help is needed to find what truly sets a pet insurance plan apart without spending hours researching.
At Spot Pet Insurance, our passion for the wellness of pets is core to everything we do. From exceptional customer service and informative resources to concise insurance comparisons, we are here to help.
Today, we’re lending a hand in your search for the right pet insurance provider for you. Read on to see some of the ways Spot Pet Insurance plans and Pets Best Insurance plans differ in areas that can help you make the best decision.
Behavioral Issues
No Upper Age Limit
Exam Fees
Preventive Care
Microchip
Prescription Foods
Alternative Therapies
Chronic Conditions
One Annual Deductible
Specialists
Hereditary & Congenital Conditions
Dental Illness
Multi Pet Discount
30-Day Money Back Guarantee
Comparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
Spot Pet Insurance plans’ Multi-Pet Discounts vs. Pets Best plans’
If you’re a parent to multiple dogs or cats, you can enjoy a 10 percent multi-pet discount with Spot Pet Insurance plans for all additional pets.
PetsBest pet insurance plans also offer a multi-pet discount but for five percent off and exclusively with the BestBenefit plan.
Spot Pet Insurance plans include coverage for Rx food & supplements prescribed to treat covered conditions
We know that pet health often extends beyond vet visits, and so do the costs. With pet insurance plans provided by Spot, core plans include coverage for RX food & supplements when prescribed by a licensed veterinarian to treat covered conditions (excluding general maintenance or weight management).
With PetsBest plans, Rx foods and supplements are excluded from pet insurance coverage.
Spot Pet Insurance Plans provide access to a 24/7 pet telehealth service powered by VetAccess™. At Spot Pet Insurance, we’re proud to partner with VetAccess™ to bring policyholders' pet telehealth services available 24/7, immediately upon enrollment. VetAccess™ provides pet telehealth service.
Having help always available is key, as you never know when you may need it. We’re glad to offer plans that provide access to a pet telehealth service for all policyholders.
Pet Parent Education Thrives at Spot Pet Insurance
When protecting your pet’s health, knowing is half the battle.
At Spot Pet Insurance, we’re excited to share an extensive library of lifelong learning resources, including exclusive materials from world-renowned pet experts. From breed guides to frequently asked questions, we offer a variety of core pet parent knowledge. Wondering whether fresh food is worth it for dogs, for example? We’re here to help you find out.
Combined with our highly customizable plan options, you can be sure that we’re here to help you find the best way forward for your furry family members.
Conclusion
Finding the perfect pet insurance policy for your pet family is easier than you might think through insurance comparisons like this. Get a quote today to see if joining the Spot family is right for you, and keep coming back to our blog for more helpful guides like this!

Tucker's Road to Recovery
When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.
Cost of Treatment: $4,305
Spot Plan Reimbursed: $3,874.505

Happy Pet Parents Trust Spot
My doggie injured his back right leg
My doggie injured his back right leg. I took him to his vet who recommended an exam, x-rays and meds. after all was said and done I received the bill. I submitted the bill to Spot and just in a couple of days I received payment in my bank account. They paid exactly what they said they would and showed it in detailed.
We really made the right decision in…
We really made the right decision in purchasing Spot pet insurance. This coming January Sadie will be 2 years old. We have had Spot insurance since May of 2024 paying $48 a month. 17 months at $48 paid $816 during this time Sadie had racked up $1,000’s in wellness and medical costs. Spot covered and reimbursed us 80% after a small yearly deductible. The very best decision we ever made purchasing Spot pet insurance. I was concerned when Sadie’s policy was renewed she would either be refused continuance of insurance or it would increase dramatically due to the claims we had especially the first year. Much to our surprise insurance continued and at the same premium! Spot insurance makes it very easy to submit a claim and the reimbursement in our opinion is reasonably quick with direct deposit. Spot insurance couldn’t make it any easier. I would highly recommend Spot insurance. Representatives are helpful and easy to work with.
Fast and efficient
Fast and efficient. Very easy process
The claim was processed timely and I…
The claim was processed timely and I received the reimbursement that I expected.
Fast replies. Always e-mail me promptly when they are…
Always e-mail me promptly when they are working on a claim and when it is completed.
Quick and Fair Review
Reviewed and processed claim timely. Fair and quick reimbursement.
I m pleased with Spot pet insurance.
I m pleased with Spot pet insurance. Very easy to file and quick processed to submit the claims and got my money back pretty fast.
The process to make a claim was very…
The process to make a claim was very easy to understand and it was reviewed quickly.
Simple process and fast reimbursent
Simple process and fast reimbursent
Spot pet insurance has been a blessing…
Spot pet insurance has been a blessing for me and my family. I would recommend Spot to anyone looking for pet insurance. Thank you.