What is Pet Insurance?
Pet insurance is a type of coverage that helps cover the cost of vet care for your pet by reimbursing up to 90% of covered vet bills. It can help cover unexpected accidents and illnesses, as well as routine preventive care. With pet insurance, you can help protect your pet's health and potentially avoid significant financial burdens in case of unexpected vet bills.

Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What is the best age to insure my pet?
Spot plans don’t have upper age limits for new enrollments or coverage. We advise all pet parents to enroll their pets as soon as they are eligible, at 8 weeks old. This lowers the chance that your pet may develop a “pre-existing condition,” which will then not be eligible for coverage once they are insured. Read more about insurance for multiple pets here.

Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Happy Pet Parents Trust Spot
Reasonable price and good cash return…
Reasonable price.and good cash return on my first vet invoice. Spot.reimbursed over 50% of our first visit. In our bank account in just days. Reassuring that Spot has us covered go keep pet cost under control.
Great rates and Cust svc
Great rates and Cust svc , Lana was wonderful
The time to process my claim was very…
The time to process my claim was very quick! Thank you.
Excellent customer service!
Excellent prompt customer service and reimbursement. Very pleased!
Thanks for services.
Thanks for services.
Fast Response
Fast Response with payment
Seamless app
Seamless app, easy to work with, they actually pay claims.
submitting my clasim and getting…
submitting my clasim and getting reimbursed was easy peasy.
Easy to use!
Easy to use! Instructions are easy, people always available to help
Fast and easy to navigate app with…
Fast and easy to navigate app with good communication when needed












