What is Pet Insurance?
Pet insurance is a type of coverage that helps cover the cost of vet care for your pet by reimbursing up to 90% of covered vet bills. It can help cover unexpected accidents and illnesses, as well as routine preventive care. With pet insurance, you can help protect your pet's health and potentially avoid significant financial burdens in case of unexpected vet bills.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What is the best age to insure my pet?
Spot plans don’t have upper age limits for new enrollments or coverage. We advise all pet parents to enroll their pets as soon as they are eligible, at 8 weeks old. This lowers the chance that your pet may develop a “pre-existing condition,” which will then not be eligible for coverage once they are insured. Read more about insurance for multiple pets here.
Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Happy Pet Parents Trust Spot
solid customer support
Clear communication and solid customer support when I had questions about the claims process.
Easy and not complicated at all
Easy and not complicated at all. Prompt payment! Very pleased!!!
Quick reimbursement and I haven't had…
Quick reimbursement and I haven't had any issues so far
Thank you very much for your work
Thank you very much for your work. I received a refund of 90% of the amount I paid at the veterinary clinic. Your company delivers on all its promises. Thank you so much.
So far spot has been great at getting…
So far spot has been great at getting back when I submit a claim.
My dog had a tooth extracted
My dog had a tooth extracted. From filing the claim to receiving reimbursement was way to simple. Really took alot of stress from a big bill.
Fast n easy to use
Fast n easy to use! Got my payment back quickly!!
me (not…
It was very easy for me (not technically savy) to download my receipts. But it's talking a long time for Spot to review my Soap notes for my payment. However, I did download multiple receipts at one time, so I'll assume that's the reason. I was also able to see on my Spot app where the processing is for progress, so that's helpful.
The Spot Pet Insurance Web page made it…
The Spot Pet Insurance Web page made it very easy to file our claim and submit the necessary documentation. We could monitor the progress of our claim and their telephone support was very helpful. Great service!
Easy sign up
Easy sign up. Clear instructions to file a claim. Quick response
