What is Pet Insurance?
Pet insurance is a type of coverage that helps cover the cost of vet care for your pet by reimbursing up to 90% of covered vet bills. It can help cover unexpected accidents and illnesses, as well as routine preventive care. With pet insurance, you can help protect your pet's health and potentially avoid significant financial burdens in case of unexpected vet bills.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What is the best age to insure my pet?
Spot plans don’t have upper age limits for new enrollments or coverage. We advise all pet parents to enroll their pets as soon as they are eligible, at 8 weeks old. This lowers the chance that your pet may develop a “pre-existing condition,” which will then not be eligible for coverage once they are insured. Read more about insurance for multiple pets here.
Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Happy Pet Parents Trust Spot
I have not submitted a claim but am…
I have not submitted a claim but am proud for when I can use it when I know I need it.
We submitted multiple claims and each…
We submitted multiple claims and each claim was paid in a timely manner. It was nice to get our cat the care she needed. We are very happy with Spot insurance
Best pet insurance with excellent…
Best pet insurance with excellent coverafe and customer service. Easy to submit claim and obtain my reimbursement.
Forms and contact are super easy
after submitting my claim, the response was super quick! Filing a claim is extremely easy and straightforward. I am awaiting my reimbursement now!
The claim process has been nothing but…
The claim process has been nothing but a good experience for me from the beginning to the end. It’s simple to file the claim. They process it quickly and send the payment. I would recommend spot to anyone who asked.
They make this easy and hassle free
They make this easy and hassle free. I’ve been very satisfied with they are not giving me any issues or going back and fourth.
Help needed help given
My Old English Sheepdog had a very deep laceration on her leg. The vets and techs took amazing care of her. I would highly recommend VEG to anyone who has a pet that needs urgent care.
Put a claim in for me pet.
Put a claim in for me pet.
Claim was easy
Files claim 2x . Everything went smooth
Responded to my claim quickly
Responded to my claim quickly and received what I was anticipating
