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What is Pet Insurance for Dogs and Cats?
Pet insurance is a safety net for unfortunate accidents and illnesses that can happen to our pets. It acts like insurance for us humans and covers the cost of eligible vet bills at the price of a premium.
We wouldn’t want anything to happen to our pets, but if some injury or illness happens to them, we would want to get them the best care. The vet bills can run high at times, especially if some unfortunate accident happens to our four-legged babies. This is where pet insurance can help. Despite the many possible threats to your pet, you have help sleeping like a baby with a pet insurance plan. Know more about pre-existing conditions.
Spot Pet Insurance plans can cover up to 90% of your eligible vet expenses so you can worry less about the costs. Learn more about how does pet insurance work.
Why is pet insurance important in Nebraska?
Carnivores
Some carnivores found in Nebraska are lynxes, bears, foxes, dark wolves, coyotes, cougars, skunks, and ferrets. These animals have been found in many populations across the state of Nebraska. Although most of these animals live in the forest areas, they can have an encounter with your pet at times, especially coyotes, which have been spotted around urban areas. Dogs can get in a fight with a wild animal and come out with wounds or injuries. The open wounds can serve as avenues for bacteria and viruses to breed and enter the pet’s body leading to infections or other illnesses.
Read moreHow Spot Plans Help Protect Your Pet
Surgery & Specialized Care
Spot plans cover surgery for covered conditions. Eligible care by a licensed specialist in the U.S. or Canada for covered conditions are also covered by Spot plans.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $6,210†
You Pay $790
Leptospirosis
Leptospirosis is a disease caused by the bacteria Leptospira and can affect dogs, cats, and humans too. Nebraska has reported several cases of this disease in dogs which can be contracted though contact with water, soil, or vegetation that has been contaminated by the infected urine of other animals. Some symptoms of Leptospirosis can include fever or chills, headaches, muscle aches, vomiting, diarrhea, increase in thirst, and stomach pains. If treated early, infected pets can make a good recovery, but there’s a risk the disease can lead to permanent kidney or liver damage.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Lyme Disease
Lyme disease is a disease that is caused by ticks. Historically, it was present in the northern part of the country but has slowly crept its way into the state of Mr. Warren Buffet as well. Parasites generally look for a warm body to attach to and feed on and some of them may carry the bacteria that causes this disease. Lyme disease can transfer between pets through ticks and even to humans at times. Some symptoms can include, limping, swelling around the site, lethargy, fever, and enlarged lymph nodes. The chances of infection can be higher if your dog accompanies you on forest trails and hikes.
Read moreHow Spot Plans Help Protect Your Pet
Diagnostics & Treatments for Covered Conditions
Spot plans cover diagnostics & treatments for covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Why Spot Plans?
We are a pet and pet-parent-first company. We strive to help pet parents sleep peacefully at night, knowing they have extensive coverage for their pets if they need it. Our plans offer customizable coverage options to help protect your pet and your wallet. Know more about pet insurance reviews and top pet insurance FAQs.
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Nebraska Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Nebraska.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Is medication covered by Spot pet insurance plans?
Yes, medication prescribed by a licensed vet to treat a covered condition would be covered by a Spot plan. Know more about what does pet insurance cover.
Can you get pet insurance after diagnosis?
Although the diagnosed condition wouldn’t be covered in the plan as it counts as a pre-existing condition, you can still get a pet insurance plan after a diagnosis to help cover eligible future costs for other covered conditions.
Are vaccinations covered by pet insurance?
Most pet insurance providers do not cover the cost of vaccinations in their base plans. Spot offers two preventive care coverage options that you can add to your plan for an extra cost, where you will be eligible for reimbursement on vaccines like rabies and Lyme disease.
Can I get pet insurance for my older dog?
Better late than never is what we think about pet insurance! Older pets can have higher vet bills as they are more prone to accidents and illnesses as they age. A Spot plan can help you cover eligible vet bills for covered conditions.
Is pet insurance for everyone?
Pet insurance can fetch you extensive coverage and help you save money when life throws unexpected lemons at our pets (which could be a covered accident!). You never know when your pet may need care, and pet insurance can help give you peace of mind.
How many pets can you own in Nebraska?
In Nebraska, one household can own up to 3 adult dogs and 5 adult cats. Take advantage of Spot plans’ multi-pet discount and save on each added pet!