Pet Insurance Plans in Nebraska

  • Help keep your pets safe in Nebraska
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What Does a Spot Pet Insurance Plan Cover in Nebraska?

In Nebraska, Spot Pet Insurance plans help ensure that your pet’s coverage is consistent with what’s offered nationwide. Our plans assist in covering eligible expenses from unexpected accidents, injuries, and illnesses, and include coverage for hereditary and congenital conditions. Coverage also applies to surgeries for covered conditions, prescription medications, and alternative therapies. It’s worth noting that pre-existing conditions are not covered under our plans.

How Does a Spot Plan Work in Nebraska?

Wondering how a Spot plan works in Nebraska? First, pick a plan—either Accident & Illness or Accident-Only—and consider adding a Preventive Care add-on for routine wellness coverage. Next, customize your plan by choosing your annual deductible, reimbursement rate, and annual limit. Enroll your pet by providing basic information like their location, age, and breed. If your pet needs medical care, visit any licensed veterinarian, pay the vet bill, and then submit a claim online, in the app, or by mail or email. Once your claim is processed and approved, you will be reimbursed according to the coverage details in your plan.

Find a Vet in Nebraska

What are Common Claims in Nebraska?

Three common claims in Nebraska are not as different from other areas in the country as you might think. These include ear infections, microchip implantation, and diarrhea or vomiting.

How Much Was the Highest Reimbursement in Nebraska?

Vet bills in the Cornhusker State could get quite expensive. According to internal data, the highest pet insurance reimbursement in Nebraska was  $4,459.03.

† Jan 2019 to May 2024 administrative claims data. Includes total reimbursed for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.

Why We Recommend Pet Insurance in Nebraska?

Carnivores

Some carnivores found in Nebraska are lynxes, bears, foxes, dark wolves, coyotes, cougars, skunks, and ferrets. These animals have been found in many populations across the state of Nebraska. Although most of these animals live in the forest areas, they can have an encounter with your pet at times, especially coyotes, which have been spotted around urban areas. Dogs can get in a fight with a wild animal and come out with wounds or injuries. The open wounds can serve as avenues for bacteria and viruses to breed and enter the pet’s body leading to infections or other illnesses.

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How Spot Plans Help Protect Your Pet

Surgery & Specialized Care

Spot plans cover surgery for covered conditions. Eligible care by a licensed specialist in the U.S. or Canada for covered conditions are also covered by Spot plans.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$7,000
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $6,210

You Pay $790

Leptospirosis

Leptospirosis is a disease caused by the bacteria Leptospira and can affect dogs, cats, and humans too. Nebraska has reported several cases of this disease in dogs which can be contracted though contact with water, soil, or vegetation that has been contaminated by the infected urine of other animals. Some symptoms of Leptospirosis can include fever or chills, headaches, muscle aches, vomiting, diarrhea, increase in thirst, and stomach pains. If treated early, infected pets can make a good recovery, but there’s a risk the disease can lead to permanent kidney or liver damage.

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How Spot Plans Help Protect Your Pet

Infectious Diseases

Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$2,000
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $1,710

You Pay $290

Lyme Disease

Lyme disease is a disease that is caused by ticks. Historically, it was present in the northern part of the country but has slowly crept its way into the state of Mr. Warren Buffet as well. Parasites generally look for a warm body to attach to and feed on and some of them may carry the bacteria that causes this disease. Lyme disease can transfer between pets through ticks and even to humans at times. Some symptoms can include, limping, swelling around the site, lethargy, fever, and enlarged lymph nodes. The chances of infection can be higher if your dog accompanies you on forest trails and hikes.

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How Spot Plans Help Protect Your Pet

Diagnostics & Treatments for Covered Conditions

Spot plans cover diagnostics & treatments for covered conditions.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$500
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $360

You Pay $140

Read more

Why Spot Plans?

We are a pet and pet-parent-first company. We strive to help pet parents sleep peacefully at night, knowing they have extensive coverage for their pets if they need it. Our plans offer customizable coverage options to help protect your pet and your wallet. Know more about pet insurance reviews and top pet insurance FAQs.

Find a New Pet in Nebraska at These Animal Shelters

Things To Do in Nebraska With Your Pet

Nebraska offers a variety of pet-friendly activities and locations. Here are some good options for you and your pet:

  • Explore the scenic trails at places like the Omaha's Heartland of America Park and Zorinsky Lake Park.

  • Visit dog-friendly parks such as Canine Courts Dog Park in Lincoln or La Vista Dog Park, where your pup can play off-leash with other dogs

  • Take a leisurely drive through the Sandhills region, offering beautiful landscapes and opportunities for short hikes with your pet.

Does Nebraska Have a High Average Claim?

According to internal data, Nebraska has an average claim of $108.12.†

Check Out These Dog Parks in Nebraska

† Jan 2019 to May 2024 administrative claims data. Includes total reimbursed for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.

Affordable Pet Insurance Options for Cats & Dogs

Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada

Cat & Kitten Plans

as low as

$9/mo1

Dog & Puppy Plans

as low as

$15/mo2

View Sample Policy

1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.

Nebraska Pet Insurance Information by City

Find city-specific information about Pet Insurance in the state of Nebraska.

Pet Insurance FAQs

Have questions about pet insurance and how it works? Let’s dig up an answer.

How many pets can you own in Nebraska?

In Nebraska, one household can own up to 3 adult dogs and 5 adult cats. Take advantage of Spot plans’ multi-pet discount and save on each added pet!

What is the Best Level of Pet Insurance in Nebraska?

With Spot Pet Insurance, you can choose between Accident-Only and Accident & Illness plans. Spot’s policies include unlimited annual limits, with no per-incident or lifetime caps. Coverage includes eligible expenses for necessary veterinary treatments prescribed for your pet’s covered conditions. You’re free to use any licensed veterinarian in the US and Canada. Click here to review a sample policy for a complete list of terms and conditions.

Do Spot Plans Offer Coverage for Puppies/Kittens?

Yes, Spot provides coverage for both dogs and cats starting from as young as 8 weeks old.