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What Does a Spot Pet Insurance Plan Cover in Utah?
No matter where you are in Utah, Spot Pet Insurance offers our same comprehensive plan options to help you with the eligible costs of caring for your pet. Whether it’s unexpected accidents, injuries, or illnesses, our plans can also extend to hereditary and congenital conditions as well as surgeries for covered conditions. You’ll also find coverage for prescription medications and alternative therapies included in the base plans. Just keep in mind, our plans do not cover pre-existing conditions.
Adopt Your Next Pet in These Animal Shelters in Utah
Does Spot Offer Different Plans in Utah?
Spot doesn’t offer different plans by state, and you can choose from these consistent options no matter where you live in the U.S.
Accident Only Plan: The Accident Only plan is designed to help cover accidents and injuries, making it a suitable choice if you want protection against unexpected incidents like fractures or other accidental injuries.
Accident and Illness Plan: The Accident and Illness plan includes coverage for unexpected illnesses in addition to accidents. It helps provide financial protection for conditions like cancer, infections, and diabetes, offering broader coverage for your pet’s health needs.
Preventive Care Coverage: Additionally, Spot offers optional Preventive Care coverage options. This can help you manage routine care expenses, such as vaccinations and regular check-ups, which can be important for maintaining your pet’s overall health.
What is The Average Claims Cost in Utah?
The average pet insurance claims cost in Utah is $374.10†.
What Was the Highest Reimbursement in Utah?
According to internal claims data, the highest reimbursement in Utah was $9,863.48†.
Are There Examples of Common Claims in Utah?
Some examples of common claims in Utah include diarrhea, vomiting, microchip implantation, and ear infections†.
Vet Offices in Utah
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursed for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Why We Recommend Pet Insurance in Utah?
Ear Infections
Caused by allergies, yeast, ear mites, bacteria, hair growth deep in the ear canal, etc. ear infections are common in dogs in the state of Utah. But this is not only limited to UT. As many as 20 percent of dogs have some form of ear disease in the country. Breeds like Basset Hounds and Cocker Spaniels, which have floppy ears, are more prone to these. Some symptoms of such infections include head shaking, scratching at the affected ear, dark discharge, odor, redness, and swelling of the ear canal. The moisture in Utah’s air is a primary cause for this, which can lead to growth of bacteria and yeast in the ears. If ignored, these can lead to deafness, facial paralysis, and vestibular signs.
Read moreHow Spot Plans Help Protect Your Pet
Diagnostics & Treatments
Spot plans cover diagnostics & treatments for covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Canine Distemper
Canine distemper is a contagious and serious disease caused by a virus that attacks the respiratory, gastrointestinal, and nervous systems of puppies and dogs. It is mostly spread through sneezing and coughing via air and infected food bowls or water bowls, but mother dogs can pass the virus through the placenta to their puppies as well. Pus-like discharge from the eyes, fever, nasal discharge, coughing, lethargy, reduced appetite, and vomiting are some signs of the virus. In later and more serious stages, it can also show signs of muscle twitches, convulsions or even seizures, and partial or complete paralysis. Utah has reported several positive cases of this disease in dogs. This possibly fatal disease would need immediate and thorough treatment.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Fleas
Fleas and ticks are a common threat to pets in Utah, though the most common flea is the Ctenocephalides Felix (AKA the cat flea). This flea is capable of affecting humans, cats, dogs, and a variety of other household pet species. These fleas reproduce rapidly and can often infect an entire household affecting all pets and humans that live there. Some symptoms of fleas can include itchiness and open sores. Often times you can see fleas with the naked eye by brushing the hair on your infected pets towards a white piece of paper. If one pet in the household as fleas, all pets should be treated. Treatment usually includes a special shampoo or topical treatment that will kill fleas for a few days up to a few weeks. Contact your veterinarian for more information regarding the prevention and treatment of fleas.
Read moreHow Spot Plans Help Protect Your Pet
Diseases from Parasites
Spot accident & illness plans can cover eligible illnesses and diseases resulting from parasites.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Why Spot Plans
Spot aims to provide comfort along with pet insurance. We believe in pet and pet-parents first and the plans we offer always have them in mind. Know more about pet insurance reviews and top pet insurance FAQs
What to Do With Your Pet in Utah
For outdoor enthusiasts, explore national parks like Zion, Arches, and Bryce Canyon. Enjoy water activities at Great Salt Lake State Park or embark on city adventures in Salt Lake City. For unique experiences, visit pet-friendly wineries, breweries, or local events. Remember to check local regulations and guidelines to ensure a smooth and enjoyable experience with your furry companion.
Top Dog Parks in Utah
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Utah Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Utah.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Is pet insurance in Utah worth it?
It is possible that you may not be able to claim more money that you paid as premiums to the insurer all the time, but that would also mean that your pet didn’t fall sick that often. And in other cases, you would definitely be saving hundreds or even thousands of dollars with insurance in case of surgeries for accidents or severe illnesses. And irrespective of both, you get to sleep peacefully without worrying as much about huge vet bills for your pet's accidents and illnesses because you have a pet insurance plan.
What is the most popular dog breed in UT?
Labrador Retriever is the most popular dog breed in the state, followed by Goldendoodle, then the Border Collie, Australian Shepherd, and Golden Retriever.
Can You Get Pet Insurance After a Diagnosis?
You can apply for pet insurance after a diagnosis, but keep in mind that vet bills related to that condition won’t be covered, as it will be deemed a pre-existing condition.