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What is Pet Insurance for Dogs and Cats?
Pet insurance is a safety net for unfortunate accidents and illnesses that can happen to our pets. It acts like insurance for us humans and helps cover the eligible medical expenses for our pets in return for a premium.
A living body is prone to diseases and illnesses. Our pets are not immune to it. Several diseases like canine distemper, influenza, heartworms, leptospirosis, external parasites, etc. for dogs and roundworms, rabies, campylobacteriosis, salmonellosis, cryptosporidiosis, and giardiasis, etc. for cats are a few examples that can affect our pets. When these occur, we would want to get them the best possible care, but the vet bills can be overwhelming at times. This is where pet insurance can help. Learn more about how much pet insurance is and how to choose the best pet insurance option.
Why is pet insurance important in Utah?
Ear Infections
Caused by allergies, yeast, ear mites, bacteria, hair growth deep in the ear canal, etc. ear infections are common in dogs in the state of Utah. But this is not only limited to UT. As many as 20 percent of dogs have some form of ear disease in the country. Breeds like Basset Hounds and Cocker Spaniels, which have floppy ears, are more prone to these. Some symptoms of such infections include head shaking, scratching at the affected ear, dark discharge, odor, redness, and swelling of the ear canal. The moisture in Utah’s air is a primary cause for this, which can lead to growth of bacteria and yeast in the ears. If ignored, these can lead to deafness, facial paralysis, and vestibular signs.
Read moreHow Spot Plans Help Protect Your Pet
Diagnostics & Treatments
Spot plans cover diagnostics & treatments for covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Canine Distemper
Canine distemper is a contagious and serious disease caused by a virus that attacks the respiratory, gastrointestinal, and nervous systems of puppies and dogs. It is mostly spread through sneezing and coughing via air and infected food bowls or water bowls, but mother dogs can pass the virus through the placenta to their puppies as well. Pus-like discharge from the eyes, fever, nasal discharge, coughing, lethargy, reduced appetite, and vomiting are some signs of the virus. In later and more serious stages, it can also show signs of muscle twitches, convulsions or even seizures, and partial or complete paralysis. Utah has reported several positive cases of this disease in dogs. This possibly fatal disease would need immediate and thorough treatment.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Fleas
Fleas and ticks are a common threat to pets in Utah, though the most common flea is the Ctenocephalides Felix (AKA the cat flea). This flea is capable of affecting humans, cats, dogs, and a variety of other household pet species. These fleas reproduce rapidly and can often infect an entire household affecting all pets and humans that live there. Some symptoms of fleas can include itchiness and open sores. Often times you can see fleas with the naked eye by brushing the hair on your infected pets towards a white piece of paper. If one pet in the household as fleas, all pets should be treated. Treatment usually includes a special shampoo or topical treatment that will kill fleas for a few days up to a few weeks. Contact your veterinarian for more information regarding the prevention and treatment of fleas.
Read moreHow Spot Plans Help Protect Your Pet
Diseases from Parasites
Spot accident & illness plans can cover eligible illnesses and diseases resulting from parasites.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Why Spot Plans?
Spot aims to provide comfort along with pet insurance. We believe in pet and pet-parents first and the plans we offer always have them in mind. Know more about pet insurance reviews and top pet insurance FAQs
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Utah Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Utah.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Can I Get Reimbursed for Routine Teeth Cleanings?
Base level plans provided by Spot do not cover routine teeth cleanings.
However, Spot accident & illness plans cover treatments for dental illnesses. The only treatment covered for dental accidents is tooth extractions.
To get reimbursed on routine cleanings for your dog or cat’s general wellbeing, you’ll need to add preventive coverage to your base plan for a little extra cost per month.
Is microchip covered by pet insurance?
Most providers don’t cover microchip implantation in the base plans they offer BUT Spot plans cover microchip implantation in all base plans. Know more about what does pet insurance cover.
Is pet insurance in Utah worth it?
It is possible that you may not be able to claim more money that you paid as premiums to the insurer all the time, but that would also mean that your pet didn’t fall sick that often. And in other cases, you would definitely be saving hundreds or even thousands of dollars with insurance in case of surgeries for accidents or severe illnesses. And irrespective of both, you get to sleep peacefully without worrying as much about huge vet bills for your pet's accidents and illnesses because you have a pet insurance plan.
How to protect pets during storms?
If a storm is forecasted, it is advised to keep your pet and yourself indoors or find a shelter wherever possible at the earliest and stay there until the threat is over. Try to stay in the interiors of the room and not near the windows and doors to avoid direct impact.
Is ear infection in dogs considered an emergency?
It may not be the same as a snake bite or an accident, but ear infections usually do need treatment and can be painful for your dog.
What is the most popular dog breed in UT?
Labrador Retriever is the most popular dog breed in the state, followed by Goldendoodle, then the Border Collie, Australian Shepherd, and Golden Retriever.