Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Spot made it very easy to submit a claim
Spot made it very easy to submit a claim and they respond right away, with settlement and reimbursement in about a week! Such a relief they covered the emergency vet expenses less deductible at 90%! Very happy with their service & highly recommend!
This was my first claim and I was so…
This was my first claim and I was so impressed by the speed with which you approved it! Excellent service!
I took my puppy Payton for a wellness…
I took my puppy Payton for a wellness exam plus 2 vaccines which cost me 142.50 which paid then I submitted my invoice and got 125.00 back. I love this insurance!! they gave me 90% back !!
The personable touch your team provides…
The personable touch your team provides every time I talk With them .
My experience was great
My experience was great! The application process was easy and quick. The claims process was the same. I highly recommend this pet insurance.
They are very responsive and I…
They are very responsive and I appreciate that.
Processing
Processing, completion of claim. The reimbursement was fast and accurate. Thank you for providing such great insurance for our pets.
Quick processing of our claims
Quick processing of our claims
Turnaround time was fast
Great compant highly recomend
Great Customer Service
Your customer service person was very friendly and funny and knowledgeable. I called because I added a new kitten to my family. I have yet to make a claim, so can't comment on that.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.