Exam Fees Covered
Trupanion does not cover the cost of exam fees even for conditions covered under their plan. With any base plan from Spot, you can get up to 90% cash back for exam fees for covered conditions.
No Upper Age Limits
Spot understands that pets of all ages deserve top-notch care. With no upper age limits, Spot welcomes senior pets with open arms, helping ensure they can have the coverage they need when they need it most.
Accident-Only Plans
Trupanion only offers accident and illness plans, limiting your coverage options. Spot offers accident & illness and accident-only plans so you can choose the best coverage for your pet + budget.
Microchip
No Upper Age Limit
One Annual Deductible
Preventive Care
Multi Pet Discount
Exam Fees
Behavioral Issues
Dental Illness
Prescription Foods
Alternative Therapies
Hereditary & Congenital Conditions
Chronic Conditions
Specialists
30-Day Money Back Guarantee
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Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
Multi Pet Discount
Spot understands that the cost of caring for multiple pets can quickly add up. With a plan from Spot, you will receive a 10% multi-pet discount for every additional pet after the first, helping to lower your premiums. With Trupanion, if you add an additional pet to your plan, you will need to pay the full premium price for each of your pets.
Get More from Spot
Spot is America's Favorite Pet Insurance for a reason. Not only do we offer customizable plans to fit your budget, we also proudly provide access to discounts on your favorite pet products and 24/7 access to a dedicated pet tele-health helpline.
As part of our mission to help pets lead happier and healthier lives, we’ve sourced the best deals for you and your pet.∞
Discounts on Pet Products and Services
Curated list of offers for easy access
Variety of Brands and Services
Get unlimited, 24/7 virtual pet care for everything from nutrition advice to behavioral guidance for your pet.
Access to 24/7 vet experts
Call or chat options available
Ask any question about your pet’s health
Happy Pet Parents Trust Spot
Put a claim in for me pet.
Put a claim in for me pet.
Claim was easy
Files claim 2x . Everything went smooth
Responded to my claim quickly
Responded to my claim quickly and received what I was anticipating
Spot company processed my claim fast…
Spot company processed my claim fast and efficient. They returned the maximum to me. And I am very happy with the process. Yes, I do Recommend a spot insurance for your significance. Little ones.
Greatly appreciate that Spot reached…
Greatly appreciate that Spot reached out directly to vet instead of having to make multiple phone call to office and upload several documents. Quick reinbursement
First claim for well visit was super…
First claim for well visit was super simple and direct deposit arrived within 72 hours of initiating the claim.
Claim submission is easy and vet access…
Claim submission is easy and vet access 24/7 is very convenient.
Incredible service for my dog
I got spot after my dog tore us Crucial Ligament. They have been great supporting treatments and rehab, and allowed me to prolong my time with my best friend
The claim was processed immediately and…
The claim was processed immediately and updates let us know the progress. We were very pleased that there were no delays or hassles.
Spot has been a great pet insurance…
Spot has been a great pet insurance company to deal with. I recently had a very sick dog that needed emergency care twice in 2 days. The first claim was approved almost instantly and the second claim was approved a few days later. I’m so glad I chose them for Daisy’s insurance.
*Spot plans provide a 10% multi-pet discount for every additional pet insured.
1Offer is subject to eligibility terms and is not available to residents of LA, MA, MI, MS, MT, NM, RI, SD, and WA. No purchase necessary. Full eligibility terms.