Exam Fees Covered
Trupanion does not cover the cost of exam fees even for conditions covered under their plan. With any base plan from Spot, you can get up to 90% cash back for exam fees for covered conditions.
No Upper Age Limits
Spot understands that pets of all ages deserve top-notch care. With no upper age limits, Spot welcomes senior pets with open arms, helping ensure they can have the coverage they need when they need it most.
Accident-Only Plans
Trupanion only offers accident and illness plans, limiting your coverage options. Spot offers accident & illness and accident-only plans so you can choose the best coverage for your pet + budget.
Microchip
No Upper Age Limit
One Annual Deductible
Preventive Care
Multi Pet Discount
Exam Fees
Behavioral Issues
Dental Illness
Prescription Foods
Alternative Therapies
Hereditary & Congenital Conditions
Chronic Conditions
Specialists
30-Day Money Back Guarantee
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Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
Multi Pet Discount
Spot understands that the cost of caring for multiple pets can quickly add up. With a plan from Spot, you will receive a 10% multi-pet discount for every additional pet after the first, helping to lower your premiums. With Trupanion, if you add an additional pet to your plan, you will need to pay the full premium price for each of your pets.
Get More from Spot
Spot is America's Favorite Pet Insurance for a reason. Not only do we offer customizable plans to fit your budget, we also proudly provide access to discounts on your favorite pet products and 24/7 access to a dedicated pet tele-health helpline.
As part of our mission to help pets lead happier and healthier lives, we’ve sourced the best deals for you and your pet.∞
Discounts on Pet Products and Services
Curated list of offers for easy access
Variety of Brands and Services
Get unlimited, 24/7 virtual pet care for everything from nutrition advice to behavioral guidance for your pet.
Access to 24/7 vet experts
Call or chat options available
Ask any question about your pet’s health
Happy Pet Parents Trust Spot
Excellent
Professional. Responsive. Reliable. Excellent coverage with very good reimbursement options. Fast reimbursement (automatic deposit). It has been a real pleasure, so far, working with Spot Pet Insurance!
Very easy to put my claims in.
Very easy to put my claims in.
Super easy and 10/10
Super easy and quick to use! I’ve never had pet insurance before but this was definitely worth it. Probably one of the best decisions I’ve made. I filed my first claim and it was super simple through the app and I got the response in a week. Love it
You make everything easy
You make everything easy. From filing the claim to receiving the money. It's good to you're on my side ☺️
Response is quick
Response is quick. Reimbursements are processed quickly.
Filing my claim was so easy and…
Filing my claim was so easy and reimbursement came much quicker than I expected. I was also thrilled that SPOT worked with my vet to get medical records, much more easily than I could have done.
MY FIRST EXPERIENCE WITH PLACING A…
MY FIRST EXPERIENCE WITH PLACING A CLAIM FOR MY DOG. IT WAS SO SIMPLE AND RESPONSE WAS FAST. VERY HAPPY.
Quick Payment
Clearly stated what they needed and paid within 1 day of approval of claim.
Professional and timely
These folks are very professional and timely in reviewing and processing the claims.
Quickly and easy access with actually…
Quickly and easy access with actually reimbursements that happen within a reasonable time
*Spot plans provide a 10% multi-pet discount for every additional pet insured.
1Offer is subject to eligibility terms and is not available to residents of LA, MA, MI, MS, MT, NM, RI, SD, and WA. No purchase necessary. Full eligibility terms.