Exam Fees Covered
Trupanion does not cover the cost of exam fees even for conditions covered under their plan. With any base plan from Spot, you can get up to 90% cash back for exam fees for covered conditions.
No Upper Age Limits
Spot understands that pets of all ages deserve top-notch care. With no upper age limits, Spot welcomes senior pets with open arms, helping ensure they can have the coverage they need when they need it most.
Accident-Only Plans
Trupanion only offers accident and illness plans, limiting your coverage options. Spot offers accident & illness and accident-only plans so you can choose the best coverage for your pet + budget.
Microchip
No Upper Age Limit
One Annual Deductible
Preventive Care
Multi Pet Discount
Exam Fees
Behavioral Issues
Dental Illness
Prescription Foods
Alternative Therapies
Hereditary & Congenital Conditions
Chronic Conditions
Specialists
30-Day Money Back Guarantee
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Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
Multi Pet Discount
Spot understands that the cost of caring for multiple pets can quickly add up. With a plan from Spot, you will receive a 10% multi-pet discount for every additional pet after the first, helping to lower your premiums. With Trupanion, if you add an additional pet to your plan, you will need to pay the full premium price for each of your pets.
Get More from Spot
Spot is America's Favorite Pet Insurance for a reason. Not only do we offer customizable plans to fit your budget, we also proudly provide access to discounts on your favorite pet products and 24/7 access to a dedicated pet tele-health helpline.
As part of our mission to help pets lead happier and healthier lives, we’ve sourced the best deals for you and your pet.∞
Discounts on Pet Products and Services
Curated list of offers for easy access
Variety of Brands and Services
Get unlimited, 24/7 virtual pet care for everything from nutrition advice to behavioral guidance for your pet.
Access to 24/7 vet experts
Call or chat options available
Ask any question about your pet’s health
Happy Pet Parents Trust Spot
A Great Start
Our experience thus far, and we have only had it for four months, has been very good. They communicate well and process the claims very fast. Hopefully our partnership will continue to be positive!
My experience with Spot insurance has…
My experience with Spot insurance has been incredible. I didn’t have insurance with my last dog and what a difference it has made! Also, everything has been so easy. I really couldn’t recommend it highly enough. I’d give it 10 stars if it was possible.
Fantastic
I heard it a great insurance
Spot made it very easy to submit a claim
Spot made it very easy to submit a claim and they respond right away, with settlement and reimbursement in about a week! Such a relief they covered the emergency vet expenses less deductible at 90%! Very happy with their service & highly recommend!
This was my first claim and I was so…
This was my first claim and I was so impressed by the speed with which you approved it! Excellent service!
I took my puppy Payton for a wellness…
I took my puppy Payton for a wellness exam plus 2 vaccines which cost me 142.50 which paid then I submitted my invoice and got 125.00 back. I love this insurance!! they gave me 90% back !!
The personable touch your team provides…
The personable touch your team provides every time I talk With them .
My experience was great
My experience was great! The application process was easy and quick. The claims process was the same. I highly recommend this pet insurance.
They are very responsive and I…
They are very responsive and I appreciate that.
Processing
Processing, completion of claim. The reimbursement was fast and accurate. Thank you for providing such great insurance for our pets.
*Spot plans provide a 10% multi-pet discount for every additional pet insured.
1Offer is subject to eligibility terms and is not available to residents of LA, MA, MI, MS, MT, NM, RI, SD, and WA. No purchase necessary. Full eligibility terms.