Exam Fees Covered
Trupanion does not cover the cost of exam fees even for conditions covered under their plan. With any base plan from Spot, you can get up to 90% cash back for exam fees for covered conditions.
No Upper Age Limits
Spot understands that pets of all ages deserve top-notch care. With no upper age limits, Spot welcomes senior pets with open arms, helping ensure they can have the coverage they need when they need it most.
Accident-Only Plans
Trupanion only offers accident and illness plans, limiting your coverage options. Spot offers accident & illness and accident-only plans so you can choose the best coverage for your pet + budget.
Microchip
No Upper Age Limit
One Annual Deductible
Preventive Care
Multi Pet Discount
Exam Fees
Behavioral Issues
Dental Illness
Prescription Foods
Alternative Therapies
Hereditary & Congenital Conditions
Chronic Conditions
Specialists
30-Day Money Back Guarantee
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Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
Multi Pet Discount
Spot understands that the cost of caring for multiple pets can quickly add up. With a plan from Spot, you will receive a 10% multi-pet discount for every additional pet after the first, helping to lower your premiums. With Trupanion, if you add an additional pet to your plan, you will need to pay the full premium price for each of your pets.
Get More from Spot
Spot is America's Favorite Pet Insurance for a reason. Not only do we offer customizable plans to fit your budget, we also proudly provide access to discounts on your favorite pet products and 24/7 access to a dedicated pet tele-health helpline.
As part of our mission to help pets lead happier and healthier lives, we’ve sourced the best deals for you and your pet.∞
Discounts on Pet Products and Services
Curated list of offers for easy access
Variety of Brands and Services
Get unlimited, 24/7 virtual pet care for everything from nutrition advice to behavioral guidance for your pet.
Access to 24/7 vet experts
Call or chat options available
Ask any question about your pet’s health
Happy Pet Parents Trust Spot
I submitted a claim and it was easy to…
I submitted a claim and it was easy to get reimbursed
Spot is the BEST!!!!
Spot is the best pet insurance that i have found. To offer 80% back on all expenses is a major plus.
Easy to work with
Easy to work with, prompt response.
Having Spot insurance provided us a…
Having Spot insurance provided us a level of comfort in ensuring we provided the best possible care for our Golden Retriever. Spot Insurance exceeded our expectations and will forever maintain a policy with them.
I love everything about it thanks so…
I love everything about it thanks so much
Worth every penny
A good policy is nothing if the insurance company fights claims or is unclear in any way. I’ve had 100% clarity, defined expectations and absolutely no headaches when claims need to be filed. I’ve recommend spot to friends and family, for their amazing coverage and exceptional service.
Cover over half of my pet expenses
Cver over half of my pet expenses. Reimbursement is process quickly especially using acch.
Sidney my Lil Girl…Happy Cat
My cat Sidney had surgery for a bladder stone. I submitted my claims to Spot Ins. and they are processing those claims as we speak! Very helpful. I didn’t have preventive. Only Accident snd Illness, but they paid for most of the surgery! Very happy about the results!! I did have to push them to view my case! Very Impressed tho, fast results. 5 stars!!
Less anxiety, more coverage
Easy to submit a claim. Easy to upload paperwork needed. Very quick turn around for reimbursement. Took some of the anxiety out of going to the vet.
Timely
Timely, responsive, and fair. Very pleased with Spot and all that they cover. Jack is my best friend and want only the best for him. Spot helps me do this. Thank you Spot!!
*Spot plans provide a 10% multi-pet discount for every additional pet insured.
1Offer is subject to eligibility terms and is not available to residents of LA, MA, MI, MS, MT, NM, RI, SD, and WA. No purchase necessary. Full eligibility terms.