Exam Fees Covered
Trupanion does not cover the cost of exam fees even for conditions covered under their plan. With any base plan from Spot, you can get up to 90% cash back for exam fees for covered conditions.
No Upper Age Limits
Spot understands that pets of all ages deserve top-notch care. With no upper age limits, Spot welcomes senior pets with open arms, helping ensure they can have the coverage they need when they need it most.
Accident-Only Plans
Trupanion only offers accident and illness plans, limiting your coverage options. Spot offers accident & illness and accident-only plans so you can choose the best coverage for your pet + budget.
Microchip
No Upper Age Limit
One Annual Deductible
Preventive Care
Multi Pet Discount
Exam Fees
Behavioral Issues
Dental Illness
Prescription Foods
Alternative Therapies
Hereditary & Congenital Conditions
Chronic Conditions
Specialists
30-Day Money Back Guarantee
/
Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
Multi Pet Discount
Spot understands that the cost of caring for multiple pets can quickly add up. With a plan from Spot, you will receive a 10% multi-pet discount for every additional pet after the first, helping to lower your premiums. With Trupanion, if you add an additional pet to your plan, you will need to pay the full premium price for each of your pets.
Get More from Spot
Spot is America's Favorite Pet Insurance for a reason. Not only do we offer customizable plans to fit your budget, we also proudly provide access to discounts on your favorite pet products and 24/7 access to a dedicated pet tele-health helpline.
As part of our mission to help pets lead happier and healthier lives, we’ve sourced the best deals for you and your pet.∞
Discounts on Pet Products and Services
Curated list of offers for easy access
Variety of Brands and Services
Get unlimited, 24/7 virtual pet care for everything from nutrition advice to behavioral guidance for your pet.
Access to 24/7 vet experts
Call or chat options available
Ask any question about your pet’s health
Happy Pet Parents Trust Spot
This was my first claim and I was…
This was my first claim and I was worried, but they covered everything they said they would, so knock on wood I never have to use them again, but I won’t be stressed if I do. In this day and age, thank you for doing what you said you would. Also, my pup is back to 100%.
Very quick response to claim
Very quick response to claim and NO hassles Great Service Thank you Frederick M
Claims were easy to process.
Claims were easy to process.
Easy to send claims
Easy to send claims, fast reimbursement
Fast easy claim process
Fast easy claim process. Quick payment. Great customer experience!
Great experience
Spot app makes it easy to upload invoices and record veterinary information so that processing out claim is smooth. We have needed to use this coverage twice to cover unplanned procedures for our doodle. We had a positive experience in both cases.
Great Response from Spot
When our elderly St. Bernard had a very scary medical experience, we used her Spot insurance for the first time. So far, their response has been very quick and they have covered everything. We have dealt with four different pet insurance companies through our lives with many furry friends. Spot has been the easiest of them all to work with. We strongly recommend Spot Pet Insurance!
Easy to submit claim
Easy to submit claim, fast turn around time
Fast claim responses
Fast claim responses. One of the best pet insurances I’ve had.
The process is easy and you are kept…
The process is easy and you are kept informed along the way.
*Spot plans provide a 10% multi-pet discount for every additional pet insured.
1Offer is subject to eligibility terms and is not available to residents of LA, MA, MI, MS, MT, NM, RI, SD, and WA. No purchase necessary. Full eligibility terms.