Sarah and Gambol’s Story
A charming small mix-breed puppy who recently joined Sarah's family in Georgia.
The Unexpected Setback
In his early months, little Gambol developed lameness, requiring veterinary attention and ultimately, knee surgery. This unforeseen health issue presented a significant expense for Sarah.
Strategic Insurance Choice
Sarah had thoughtfully chosen SPOT Pet Insurance, specifically citing inclusion of Health and Wellness benefits for her new puppy as a significant draw. Reflecting on her experience, Sarah shared, "I chose SPOT because of the sliding deductible/reimbursement/price. It allowed me to get the most value for my money. I also chose SPOT because they also offer Health and Wellness benefits, and I just adopted a 4 month old. I have saved thousands of dollars, my puppy had to have knee surgery, and the claim process is so easy and streamlined through the app, even this old Luddite can do it. The best part is the speed of the claim process. I have always received my reimbursement within seven to ten days."
Seamless Process and Significant Savings
Sarah highlighted the user-friendly nature of the SPOT app, making the claim submission process straightforward, even for someone less familiar with technology. More importantly, she emphasized the substantial savings she experienced due to the insurance coverage for Gambol's knee surgery. The consistently quick reimbursement timeframe further contributed to a positive experience.
Claim Highlights
Condition | Lameness |
Total Vet Bill | $1,646 |
Total Co-pay | $325 |
Total Reimbursement | $1,303* |
Claim example illustrates reimbursement based on an accident and illness policy at $25.32/month plus wellness $24.95/month with a $250 deductible, 80% reimbursement, and $7,000 annual benefit for a 1.9-year-old small mix (11-25 pounds). Individual reimbursement results and coverage varies based on plan type.
Testimonial provided by Spot Pet Insurance Services, LLC. member[s]. The views and opinions expressed in this testimonial are solely those of the individual providing the recommendation. Coverage options, policy terms, and customer experiences may vary based on personal circumstances and the specific insurance provider's policies.

As Spot’s resident cat enthusiast, I am dedicated to researching and sharing information that helps pet owners take the best care of their pets. Pet ownership comes with it’s share of challenges, but my goal is to help make this journey easier.