Average Monthly Premium for Pomeranians | $50.55† |
Number of Claims Made by Pomeranians | 8222* claims |
The pint-sized fluff balls with hearts of lions – Pomeranians are adorable, dramatic, cuddly and bossy (sometimes all at the same time). While you may think that their fluff would act like a protective layer against injuries and infections, sadly, they are prone to a few mishaps and health hiccups during their lifetime.
Before we get into the cost of pet insurance for Pomeranians, here are some very interesting facts about Pomeranians or Pom-Poms as they are fondly called since you’re a proud owner of one or are about to be one – (1)
The name comes from a region in Northern Europe, Pomerania.
The puff is for a reason. Pomeranians came from larger dogs that pulled sleds in the Arctic. So, the puff is more like a puffer jacket for them.
It’s Queen Victoria who bred them to be smaller. They were actually bigger in size before she fell in love with them.
They are iconic. Out of the three dogs that made it alive on the Titanic, 2 were Pomeranians. Mozart also had a Pom called Pimperl, and they say that a Pom watched Michelangelo paint the Sistine Chapel.
Poms are Guinness World Record holders! One holds the record for running 10 meters on hind legs at 6.56 seconds, and another for the fastest 5-meter run on front legs at 7.76 seconds.
Personality-wise, they are very interesting creatures. They are chatty, smiley and very much adaptable. They seem like the perfect dogs, don’t they?
They are. However, Pom-Poms are prone to certain medical conditions during their lifetime. These include – (2)
Collapsed Trachea – This is usually an inherited condition that is caused by pressure on the windpipe.
Hypoglycaemia – This is caused by a sudden drop in sugar levels which causes symptoms like shaking, twitching muscles, and seizures.
Black Skin Disease – Also known as Alopecia, it is a condition where a Pom loses all its fur. It is probably caused because of hormonal imbalances allergies, obesity, and other genetic factors.
Patella Luxation – This is when the patella or the kneecap doesn’t develop properly and dislocates over time. This is probably because of their bow-shaped legs.
Apart from these, Pomeranians can also be prone to conditions like cataracts, elbow dysplasia, eye problems, etc. It’s not like every one of these dogs will go through these conditions. Just that, they have a higher chance of affecting a Pomeranian.
It is important for you to know this because the cost of insurance is calculated using the likelihood of the breed falling prey to medical conditions among other factors. Having said that, let’s move to the question you came looking for the answer to -
How Much is the Average Monthly Premium for Pomeranians?
The average monthly premium for Pomeranians is $50.55†. This is a fairly typical price to pay per month for pet insurance, as it lies in the middle of the spectrum of the insurance costs for dog breeds.
How Many Claims Did Pomeranian Owners Make?
Pomeranian owners made 8222* claims with us in 2024. Given the popularity of Pom-Poms in the US, this number seems quite low. This can be good news for you if you’re an owner (or about to be one) because it can mean that Pomeranians are generally healthy dogs.
Having said that, you may ask if it makes sense to get insurance for your Pomeranian. We would say yes. You see, the numbers here may make you feel that it can be avoided and if your Pom falls sick at times, your wallet will take care of it. It’s just that you don’t know when that will happen and how severe will that be.
Certain medical conditions take a long time to treat and recover and involve extensive treatment including surgery, alternate therapies, medications, prescription diets, etc. The total cost may very easily go into the 4-digit thousands.
We are not saying that you will need your dog to fall sick severely to make the insurance feel worth it. However, your bank account will thank you if you have one at such a time. Otherwise, insurance is a tool you would pray to never claim for you would always want your pup in a healthy condition.
Is Spot Pet Insurance worth it?
Our plans can help pet parents manage the eligible costs of covered veterinary care and help ensure that their pets can receive the best treatment possible. Here are some ways that Spot pet insurance plans can help:
Covers Unexpected Veterinary Costs: Spot pet insurance plans cover the eligible costs of unexpected veterinary treatments, such as emergency surgeries, X-rays, and prescription medications for covered conditions.
Customizable Plans: Choose your annual limit, reimbursement rate, and deductible from a range of options, and create the plan that will fit the needs of your pet and your budget.
Peace of Mind: With Spot pet insurance plans, pet parents can know that they can provide the best care for their pet with less worry about the cost.
To learn more about Spot Plans or to get a free quote, click here.
† Average premiums are based on current policyholders as of 2024 with accident-only or accident-and-illness plans and may vary due to plan options such as annual limit, co-insurance, and annual deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
* Using administrative claims data from Jan 2024 to Dec 2024. Coverage and reimbursement may vary based on plan type and selected options. Variations in coinsurance rate, annual limit, and annual deductible, can affect the amount reimbursed for eligible claims. Please review plan details carefully, as coverage and reimbursement will differ by plan and are subject to specific terms, conditions, and exclusions.
With 10 years of experience as a pet parent, I aim to empower pet owners with insights into pet insurance and maintaining their pet's well-being. I aspire to be a trusted source, combining knowledge with a commitment to the welfare of our beloved pets.
With 15 years as a dog and cat parent, my pet articles are a mix of humor and firsthand experience - proof that the best stories often come with paws and purrs.
Copeland, K. (2024, November 28). 15 Fun & Cool Pomeranian Facts (With Pictures). Dogster. https://www.dogster.com/dog-breeds/pomeranian-facts
Common health problems in Pomeranians. (n.d.). https://www.purina.co.uk/articles/dogs/health/symptoms/pomeranian-health-problems
