Dog Insurance Insights

Rottweiler Pet Insurance Costs

Fact Checked
Key Points
  • The average insurance premium cost for a Rottweiler is $71.32†
  • Rottweilers accounted for 6544* claims in the year 2024
  • Rottweilers are prone to infections on the skin, eye, etc. as well as injuries like any other dog.

Rottweilers - the loyal guardians of homes. They are known for their muscular build, powerful stature, and fiercely protective nature. They come as tough as they look. But with toughness comes the affectionate, playful, and silly nature that, if trained well, can be excellent family pets and your kid’s best friend. 

But as they say, every superhero needs their kryptonite. In the case of dogs, insurance can do it for them. We believe that you have already understood the importance of insurance, which is why you’ve landed on this page. It’s all about finding the best one now. However, now that you’re a proud owner of a Rottweiler (or about to be one), we would like you to know some facts about the breed that will probably make you feel prouder. (1)

  • Rottweilers can be traced back to ancient Rome and hence, can even be called one of the oldest surviving dog breeds out there. 

  • They’ve got beauty with muscles. They can be found in many top 10 most intelligent dog breeds lists. 

  • Despite them being seen as a little dangerous, they are among the top 10 most popular breeds in the US (probably which is why).

  • They are not just home guardians. They are excellent at jobs like search and rescue, carrying messages on battlefields, and more. 

  • They are foodies. They love eating and will probably convince you they need more food just 5 minutes after their meal.

If you are a proud dad/mom of a Rottweiler, you would already know how fun it can be to have them by your side all the time. 

Even these muscular dogs are prone to certain medical conditions during their lifetime. There is no doubt about their strength, athleticism, and power. It’s just that some conditions are either hereditary or a predisposition for a breed like theirs. They include – (2)

  • Obesity – We told you about their love for food, didn’t we? It may seem cute but can lead to serious problems at times.

  • Hip/elbow dysplasia – It is a joint problem that eventually leads to arthritis. 

  • Cranial Cruciate Ligament – Rottweilers often end up tearing their ligaments because of their large size and high energy levels. 

  • Osteosarcoma – It is a type of bone cancer that these dogs are prone to. 

  • Gastric Dilatation Volvulus – This is when there is a severe case of bloating. It happens to dogs that have deep chests and narrow abdomens. 

Apart from these conditions, Rottweilers are prone to infections on the skin, eye, etc. as well as injuries like any other dog. Now, this is all-important for you to know because the more prone a breed is to medical conditions, especially severe ones, the higher the insurance cost can be.  

Having said that, let’s move on to the answers you came here looking for - 

What is the Average Premium for Rottweilers?

The average Spot Pet Insurance plan premium for a rottweilers is generally $71.32. This is slightly on the higher side when compared to the premium cost of other popular breeds. 

How Many Claims Did Rottweilers Account For?

Rottweilers accounted for 6544* claims in the year 2024. This figure is relatively low thanks to the fact that they are strong and healthy dogs in general. 

Read More: How Much Does a Rottweiler Cost?

Is Pet Insurance Worth it for Rottweilers?

Looking at the number of claims we got, you may think that Rottweilers don’t really need insurance as there are comparatively fewer people claiming it. Their treatments may get extensive and may need surgery, alternate therapies, prescription diets, and more. In total, you could end up spending double-digit thousands on the care. 

Pet insurance can be a tool that you would not want to ever use as that would mean a medical emergency. However, when unfortunate situations occur, this tool could help you and ensure the best care for your canine buddy. 

More About Spot Pet Insurance

Our plans can help pet parents manage the eligible costs of covered veterinary care and help ensure that their pets can receive the best treatment possible. Here are some ways that Spot pet insurance plans can help:

  • Covers Unexpected Veterinary Costs: Spot pet insurance plans cover the eligible costs of unexpected veterinary treatments, such as emergency surgeries, X-rays, and prescription medications for covered conditions.

  • Customizable Plans: Choose your annual limit, reimbursement rate, and deductible from a range of options, and create the plan that will fit the needs of your pet and your budget. 

  • Peace of Mind: With Spot pet insurance plans, pet parents can know that they can provide the best care for their pet with less worry about the cost.

To learn more about Spot Plans or to get a free quote, click here.

† Average premiums are based on current policyholders as of 2024 with accident-only or accident-and-illness plans and may vary due to plan options such as annual limit, co-insurance, and annual deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

* Using administrative claims data from Jan 2024 to Dec 2024. Coverage and reimbursement may vary based on plan type and selected options. Variations in coinsurance rate, annual limit, and annual deductible, can affect the amount  reimbursed for eligible claims. Please review plan details carefully, as coverage and  reimbursement will differ by plan and are subject to specific terms, conditions, and exclusions.

Sources

  1. Chessher, C. (2024, October 1). 10 Interesting Rottweiler Facts (Vet reviewed). Dogster. https://www.dogster.com/lifestyle/rottweiler-facts

  2. Mph, H. N., DVM. (2024, November 27). Rottweiler. https://www.petmd.com/dog/breeds/rottweiler

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