Health

Common Illnesses in Dogs and Cats: Symptoms, Costs, and Prevention Tips

Fact Checked
Key Points
  • Dogs and cats share many common illnesses, but most can be prevented or managed with early care and regular vet visits.
  • Knowing the symptoms of common conditions helps pet parents take action before they become serious.
  • The average cost to treat common pet illnesses ranges from a few hundred to over a thousand dollars—pet insurance can help manage these expenses.

Every pet parent wants their animal to live a long, healthy life. But even with the best care, pets can still develop health issues. Knowing the most common illnesses in dogs and cats and their warning signs helps you spot trouble early and seek care before small problems become serious ones.

From contagious infections like parvovirus and feline leukemia to everyday concerns like ear infections and arthritis, early detection can make all the difference. Here’s what to watch for, what these conditions mean, and how much treatment typically costs.

Common Illnesses in Dogs

Dogs face a range of health issues throughout their lives. Some are preventable with vaccines or routine care, while others develop with age or genetics.

  • Rabies - Rabies is a deadly viral disease that attacks the nervous system and can spread through bites. It’s preventable with vaccination and required by law in most states.

  • Parvovirus (Parvo) - A highly contagious virus that affects puppies and unvaccinated dogs, parvo causes severe vomiting, diarrhea, and dehydration. Without treatment, it can be fatal—but vaccines are highly effective in preventing it.

  • Heartworm Disease - Transmitted by mosquitoes, heartworms grow in a dog’s heart and lungs, causing coughing, fatigue, and heart failure. Monthly preventatives are much easier and cheaper than treatment.

  • Cancer (Tumors or Growths) - Cancer can affect dogs of any age but is most common in older pets. Watch for lumps, weight loss, or changes in appetite. Many types are treatable if caught early.

  • Diarrhea and Vomiting - Upset stomachs happen, but persistent vomiting or diarrhea can indicate infections, food allergies, or other underlying health issues. Dehydration can occur quickly, so veterinary care is recommended.

  • Parasites (Internal and External) - Fleas, ticks, and worms can cause discomfort and disease transmission. Year-round prevention helps keep your dog parasite-free.

  • Ear Infections - Ear infections are especially common in dogs with floppy ears or allergies. Look for head shaking, scratching, odor, or discharge. Regular cleaning and vet-prescribed treatments help prevent recurrence.

  • Arthritis - Arthritis affects older dogs and larger breeds most often, causing stiffness and pain. Joint supplements, weight management, and gentle exercise can improve mobility.

  • Lupus - An autoimmune condition that causes the immune system to attack the body’s own tissues, leading to joint pain, fatigue, or skin irritation. While chronic, lupus can be managed with medication and care.

Common Illnesses in Cats

Cats are just as prone to illness as dogs—some are contagious, while others develop with age. Recognizing symptoms early helps ensure timely treatment.

  • Feline Leukemia Virus (FeLV) - A viral infection that weakens the immune system and increases the risk of other diseases. It’s spread through saliva and close contact between cats and is preventable with vaccination.

  • Diabetes (Diabetes Mellitus)Caused by the body’s inability to regulate blood sugar, diabetes leads to excessive thirst, urination, and weight loss. It’s manageable with insulin and diet changes.

  • Feline Immunodeficiency Virus (FIV) - Similar to HIV in humans, FIV weakens a cat’s immune defenses, making them more vulnerable to infection. It spreads mainly through bite wounds between cats.

  • Heartworm Disease - Though rare in cats, heartworm can cause breathing issues, coughing, and sudden collapse. Monthly prevention is safer than treatment.

  • Ringworm - A fungal skin infection that causes circular bald patches and scaly lesions. It’s contagious to other pets and humans but treatable with antifungal medication.

  • Cancer - Cancer can affect any part of a cat’s body, from the skin to internal organs. Lymphoma is one of the most common feline cancers. Early detection improves treatment outcomes.

  • Upper Respiratory Infections (Cat Flu) - Common in shelters and multi-cat homes, upper respiratory infections cause sneezing, nasal discharge, and watery eyes. Most resolve with supportive care, but severe cases may need antibiotics.

Average Pet Insurance Claim Costs for Common Illnesses (2025)

Healthcare costs can add up quickly when your pet gets sick. Here’s a look at the average claim costs for common pet illnesses in 2025, based on Spot Pet Insurance data*:

Average Claim Costs for Common Conditions in Dogs

Condition

Average Claim Cost (2025)

Heartworm Disease

$453.48

Cancer

$1,079.91

Diarrhea

$574.51

Vomiting

$573.82

Ear Infections

$354.59

Lupus

$250.84

Arthritis

$403.68

Average Claim Costs for Common Conditions in Cats

Condition

Average Claim Cost (2025)

Feline Leukemia Virus (FeLV)

$734.18

Diabetes

$414.35

Feline Immunodeficiency Virus (FIV)

$641.80

Heartworm Disease

$316.70

Ringworm

$270.25

Cancer

$1,029.17

Upper Respiratory Infections (URI)

$591.77

Takeaway: Even common illnesses can result in hundreds—or thousands—of dollars in veterinary costs. Pet insurance helps cover unexpected bills and ensures your pet gets the best care possible when it matters most.

Preventing Common Pet Illnesses

Prevention is the easiest, most affordable way to protect your pets from many of these conditions.

For Dogs

For Cats

  • Keep vaccines current for FeLV, FIV, and rabies.

  • Use monthly parasite prevention.

  • Keep indoor cats away from strays to reduce infection risks.

  • Encourage hydration and monitor weight and appetite changes.

Regular vet visits not only prevent illness—they also catch health problems early, improving treatment outcomes.

FAQ: Common Questions About Illnesses in Dogs and Cats

  • What are the most common illnesses in dogs? Common dog illnesses include parvovirus, heartworm disease, cancer, diarrhea, ear infections, and arthritis. Regular vet care and vaccines can help prevent most of them.

  • How to tell if a dog is unwell? Look for changes in appetite, behavior, or energy. Vomiting, diarrhea, coughing, or limpness are signs your dog should see a vet.

  • What is the silent killer disease in dogs? Heartworm disease is often called the “silent killer” because symptoms may not appear until it’s advanced. Preventive medication is far safer than treatment.

  • What are the first signs of parvo in a dog? Vomiting, loss of appetite, fever, and bloody diarrhea are early parvo signs. Immediate vet care is critical for recovery.

  • What are the most common illnesses in cats? Feline leukemia, FIV, diabetes, parasites, and upper respiratory infections are among the most common cat illnesses.

  • What cat illnesses are contagious to humans? Ringworm and some parasites (like roundworms) can spread to people. Proper hygiene and vet treatment reduce the risk.

  • What is a silent killer disease in cats? Chronic kidney disease is often called a “silent killer” because symptoms develop slowly. Routine bloodwork can detect it early.

  • What is the #1 cause of death in cats? Cancer—especially lymphoma—is one of the most common causes of death in cats. Early diagnosis and treatment can extend life expectancy.

More About Spot Pet Insurance

Pet insurance can help provide financial assistance for covered veterinary care in case of unexpected accidents, illnesses, or injuries. Our plans can help pet parents manage the eligible costs of covered veterinary care and help ensure that their pets can receive the best treatment possible. Here are some ways that Spot pet insurance plans can help:

  • Helps Cover Unexpected Veterinary Costs: Spot pet insurance plans help cover the eligible costs of unexpected veterinary treatments, such as emergency surgeries, X-rays, and prescription medications for covered conditions.

  • Customizable Plans: Choose your annual limit, reimbursement rate, and deductible from a range of options, and create the plan that will fit the needs of your pet and your budget.

  • Peace of Mind: With Spot pet insurance plans, pet parents can know that they can provide the best care for their pet with less worry about the cost.

To learn more about Spot Plans or to get a free quote, click here.

Key Takeaway

Illnesses in dogs and cats are common, but with the right preventive care, most are manageable or avoidable. Regular checkups, vaccines, and parasite prevention protect your pets’ health and your peace of mind.

Pet insurance helps make that care more accessible, covering costs for accidents, illnesses, and chronic conditions. By staying proactive and informed, pet parents can ensure their animals live longer, happier, and healthier lives.

Article author Charlie Gardner

I’m Charlie: canine enthusiast with a knack for figuring out why my dog, Dallas, is more infatuated with tennis balls than me. My lifelong passion for dogs has created a dedication to help other pet parents better understands their furry family members!

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Sources

*Based on 2025 Spot Pet Insurance Services, LLC. Claims data

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