Prudent Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
See how Prudent Pet Insurance plans and Spot Pet Insurance plans differ in today’s comparison. Doing your homework before you enroll your pet will help ensure you’ve picked a good pet insurance plan for your furry family member. At Spot, we're happy to compare ourselves to others because we're confident in the products we offer. Let’s take a look at what you get with a Spot Pet Insurance plan vs. a Prudent Pet Insurance plan.
One web search for pet insurance will show you an array of options to choose from. You know you need to get your pet the proper vaccines and that you need to be prepared in case of emergency hospitalization for something like a ligament injury, but you might not be as sure about pet health insurance. Figuring out how to handle your pet’s needs can get tricky.
Between dozens of pet insurance providers and widely varying pet insurance policies, narrowing down the right pet insurance plan can feel overwhelming.
Although quotes are a great place to start, at Spot Pet Insurance, we go the extra mile with helpful comparison guides between our insurance and other pet insurance providers, such as Nationwide or Pets Best.
Today’s guide breaks down the most critical differences between Spot Pet Insurance plans and Prudent Pet Insurance plans. Read on to see where we differ and to get closer to finding the ultimate pet insurance fit for you!
No Upper Age Limit
Exam Fees
Behavioral Issues
Preventive Care
Microchip
Prescription Foods
Alternative Therapies
Chronic Conditions
One Annual Deductible
Specialists
Hereditary & Congenital Conditions
Dental Illness
Multi Pet Discount
30-Day Money Back Guarantee
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Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
Wellness Plan Differences: Spot Pet Plans vs. Prudent Plans
Wellness care for your pets is essential, but whether or not to include certain parts of wellness care in your insurance plan is another matter that can differ for each pet family.
Spot Pet Insurance and Prudent Pet Insurance both offer add-on wellness coverage options that can supplement a core Accident & Illness plan or an Accident-only plan for an additional cost. However, there are some key differences.
Base plans provided by Spot include coverage for microchip implantation. In order to get coverage for microchip implantation with Prudent Pet Insurance plans, you need to add on a wellness plan to your base plan for an additional cost.
Microchipping is a helpful way to find your pet should they become lost.
With the Gold Preventive Care Coverage add-on option offered by Spot, you are covered for up to $100 for dental cleanings annually, or $150 for dental cleanings annually with the Platinum Preventive Care Coverage option. See our preventive care coverage plan breakdowns for more details!
At Prudent, on the other hand, three levels of wellness coverage add-on options are available – low, medium, and high – and include $0, $40, and $60 of coverage, respectively, for dental cleanings annually. Prudent also requires pets to have routine dental exams to qualify receive reimbursement for dental illnesses.
Exam Fees For Covered Conditions Are Included in Base plans provided by Spot
At Spot Pet Insurance, the base plans we provide include coverage for exam fees for covered conditions.
In contrast, with Prudent Pet Insurance plans, you’ll have to purchase an additional add-on to get coverage for exam fees for covered conditions.
Prescription Food Coverage
Spot Pet Insurance plans include coverage for Rx food and supplements when they’re prescribed by a licensed vet to treat covered accidents and illnesses (not for general maintenance or weight management).
Prudent plans only cover Rx food when it is prescribed to treat existing bladder stones and crystals in urine.
Conclusion
We want you to find the perfect fit for your fur family’s best interests. From helping you stay educated to providing extensive pet insurance plans, we’re here to help. Whether you’re trying to learn more about your pup’s hereditary condition, you’re curious about prescription medication for your cat, or your pet swallowed something they shouldn’t have, we want to help give pet owners the support they need.
Get a quote today to see if joining the Spot family is right for you, and keep coming back to our blog for more helpful guides just like this one!
Tucker's Road to Recovery
When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.
Cost of Treatment: $4,305
Spot Plan Reimbursed: $3,874.505
Happy Pet Parents Trust Spot
When I first purchased the policy for…
When I first purchased the policy for my adopted dog; I didn't know anything about her. She was found on the street and had NO tags or chip. Emaciated etc. I had one hell of a time getting my first claim paid. I had to speak to an American salesman. He fixed it so that ALL of the proof and paperwork I sent them at least 5 times was confirmed as true and I haven't had a problem since. I have renewed the policy. Excellent company but the people that answer the phones are simply over seas operators that don't know ins and outs. No fault of there own.
Fast and honest service
Fast and honest service
I received my check promptly.
I received my check promptly.
Reimburse
Well, my cat digest something that made him puke all his food and water up. Than he went into dry heaves He did not eat for 1 day. So I took him to the vet. He did not eat that day either. 2 days no eating or drinking Vet gave him fluids under the skin and checked his stomach and get some other things Bill was 1,043. I got back.$ 730.25
Claim for Bentley
My experience with spot pet insurance was fantastic. Their team helped me process my claim as I am technically challenged. The processing time was quick and I received my check within days ,ahead of schedule. I would highly recommend this insurance.
Excellent coverage
Excellent copy, great explanation, great coverage
Submitting the claims was easy
Submitting the claims was easy. My German Shepard Dog is 9 years of age and my original vet wanted to cut her digit/toe off I found a vet that was willing to treat the toe first with antibiotics. Spot recognized what I was going thru and supported me 100% and my new vet! I am not an actor just a happy customer
Paid within days, no extra paperwork or emails
I was pleasantly surprised when i submited my claim and it was accepted and a check was in the mail within days of submitting.
So easy to send in your bill and get…
So easy to send in your bill and get reimbursed
They are fast in processing claims
They are fast in processing claims. Easy to submit and view claims.
Spot Is a Pack Leader
