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How Important is a Dog's Dental Health?
80 – 90% of dogs 3 years and older have gum disease7.
Pet’s with gum disease often experience tooth loss, oral pain, and difficulty chewing3.
Left untreated gum disease can affect your dog’s heart, lungs, and kidneys6.
Dog Insurance with Dental Disease Coverage
Life is full of surprises. Spot's easy and simple pet insurance options help pet parents prepare for the unexpected.
For a List of Exclusions View a Sample Policy
Dog Dental Coverage FAQs
Are dental cleanings for dogs worth it?
Annual dental cleanings can help prevent dogs from developing gum disease. While brushing your pet’s teeth at home can help remove plaque and tartar above the gum line, they are not enough to remove plaque and tartar that develops below your dog’s gum line4. This means that even though you take precautions for at-home dental care, professional dental cleanings are still highly recommended, and are important for your pet’s long-term health.
What Does Dental Insurance for Dogs Cover?
Dental coverage varies depending on the dog insurance plan you choose for your pet. Spot's accident-only plan can offer cash back on the cost of dental extractions needed due to an eligible condition. Accident and illness plans offer more comprehensive coverage and can help cover the cost of treatment for dental illness and dental extractions necessary due to the condition. Please note that preventive coverage is only available with the optional wellness add-on.
Why is canine dental care so expensive?
Even relatively calm dogs at the vet won't be able to lay still long enough for a dental cleaning. Dogs are generally sedated during their dental cleanings for both their safety and that of the veterinary team. The cost of anesthesia is a large reason for the high cost of dental care for pets5.
Is dental insurance for dogs worth it?
Canine dental insurance can help pet parents get up to 90% cash back on the eligible costs of dental extractions or treatment for gum disease or other dental illnesses. This additional financial support can help pet parents facing high vet bills for their dogs.
Happy Pet Parents Trust Spot
Blazing fast claim processing time
Claim process is a blast with this company, with few simple docs they make sure you get reimbursed blazing fast. best pet insurance out there in 2025.
All my babies are covered by spot
All my babies are covered by spot. They are fast and fair about the claims.
Paying claim
Sent the invoice on Jan 1 and by Jan 2 getting a response
My dog had a tough ear infection and I…
My dog had a tough ear infection and I submitted my vet bills. They reviewed and payed without any issues
Little lengthy but good
Little lengthy but good
Ecellent Experience
The whole experience was excellent. The support from your team make it easy for the entire process. You guys evaluated my claim real fast and i got answers right away. Too bad i still not getting my refund, just waiting for a check on the mail. Besides that i am very happy with my insurance choice. Keep the good work!!
So far so good!
So far so good! I did a ton of research and went with Spot as I wanted Unlimited coverage at a reasonable rate. They seemed the best. I submitted 2 claims soon after I started this insurance and they paid what I expected. I had cancelled another insurance as they paid pretty much nothing so I am very happy with Spot.
Great job of a quick claim
Great job of a quick claim Turnaround:) It is so great to have a policy that is affordable and truly comes through when you need it. Thank you!!
I have been with Spot for more than 3…
I have been with Spot for more than 3 years. Last year, my dog Akira fell ill a few times, and I submitted a claim each time; all of them were approved.
Excellent pet insurance
I've now insured 4 cats through Spot. When I starting buying insurance for our current two 1-1/2 year old brothers as a precaution when they were still kittens, one of the cats unexpectedly developed some chronic health issues that have already nearly cost $2,000. As with all of our other pets, Spot has reimbursed me for the expenses promptly and without any administrative back-and-forth. I cannot recommend them enough.
Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 33801. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
“What Happens If Periodontal Disease Goes Untreated in Dogs?” Hamiltonanimalhospital.com, 2024, www.hamiltonanimalhospital.com/blog/what-happens-if-periodontal-disease-goes-untreated-in-dogs.html.
Coufal, Rick. “How Often Do Dogs Need Dental Cleaning? | Ponderosa Vet Clinic.” Ponderosa Veterinary Clinic, 15 Aug. 2022, ponderosavetclinic.com/how-often-do-dogs-need-dental-cleaning/.
Missoula Veterinary Dentistry & Oral Surgery. “Understanding the Cost of Professional Pet Dental Cleanings.” Missoula Veterinary Dentistry & Oral Surgery, 30 Aug. 2024, missoulavetdentist.com/understanding-cost-of-professional-pet-dental-cleanings/.
AVMA. “Pet Dental Care.” American Veterinary Medical Association, www.avma.org/resources-tools/pet-owners/petcare/pet-dental-care.
Belvoir Media Group. “Periodontal Disease.” Cornell University College of Veterinary Medicine, 3 Jan. 2023, www.vet.cornell.edu/departments-centers-and-institutes/riney-canine-health-center/canine-health-information/periodontal-disease.