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How Important is a Dog's Dental Health?
80 – 90% of dogs 3 years and older have gum disease7.
Pet’s with gum disease often experience tooth loss, oral pain, and difficulty chewing3.
Left untreated gum disease can affect your dog’s heart, lungs, and kidneys6.
Dog Insurance with Dental Disease Coverage
Life is full of surprises. Spot's easy and simple pet insurance options help pet parents prepare for the unexpected.
For a List of Exclusions View a Sample Policy
Dog Dental Coverage FAQs
Are dental cleanings for dogs worth it?
Annual dental cleanings can help prevent dogs from developing gum disease. While brushing your pet’s teeth at home can help remove plaque and tartar above the gum line, they are not enough to remove plaque and tartar that develops below your dog’s gum line4. This means that even though you take precautions for at-home dental care, professional dental cleanings are still highly recommended, and are important for your pet’s long-term health.
What Does Dental Insurance for Dogs Cover?
Dental coverage varies depending on the dog insurance plan you choose for your pet. Spot's accident-only plan can offer cash back on the cost of dental extractions needed due to an eligible condition. Accident and illness plans offer more comprehensive coverage and can help cover the cost of treatment for dental illness and dental extractions necessary due to the condition. Please note that preventive coverage is only available with the optional wellness add-on.
Why is canine dental care so expensive?
Even relatively calm dogs at the vet won't be able to lay still long enough for a dental cleaning. Dogs are generally sedated during their dental cleanings for both their safety and that of the veterinary team. The cost of anesthesia is a large reason for the high cost of dental care for pets5.
Is dental insurance for dogs worth it?
Canine dental insurance can help pet parents get up to 90% cash back on the eligible costs of dental extractions or treatment for gum disease or other dental illnesses. This additional financial support can help pet parents facing high vet bills for their dogs.
Happy Pet Parents Trust Spot
Fast processing of claim
I recently submitted a claim for my pet, though I was initially told it would take up to 4 weeks, it was processed in a week. The claim submission process is very simple and easy. Thanks for the awesome service!
Fast clear easy to follow instructions…
Fast clear easy to follow instructions for making my claim
Always great and quick service
Always great and quick service
Easy to file,quick payment
Easy to file,quick payment
Knowledgeable Staff.
Knowledgeable Staff.
The site was very user friendly
The site was very user friendly, even uploading invoices. Would be better if you could just select all, but one at a time worked too. The claim was processed fast enough with no hassles and easy to read and understand everything.
Very easy process to file a claim
Very easy process to file a claim. All within One week submitted and paid!! Thank you!!!
Great pet insurance company!…
This company made the claim process super simple, quick, and was extremely responsive to any questions. I have 6 pets insured with them and can’t recommend this company enough!
Peace of mind
My dog got sick and rather than be worried about finances, I was able to focus on quality care to save her life. This insurance gave the peace I needed to make that decision to continue with best quality care.
The insurance was extremely fast at…
The insurance was extremely fast at reviewing and refunding my claim.
Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 33801. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
“What Happens If Periodontal Disease Goes Untreated in Dogs?” Hamiltonanimalhospital.com, 2024, www.hamiltonanimalhospital.com/blog/what-happens-if-periodontal-disease-goes-untreated-in-dogs.html.
Coufal, Rick. “How Often Do Dogs Need Dental Cleaning? | Ponderosa Vet Clinic.” Ponderosa Veterinary Clinic, 15 Aug. 2022, ponderosavetclinic.com/how-often-do-dogs-need-dental-cleaning/.
Missoula Veterinary Dentistry & Oral Surgery. “Understanding the Cost of Professional Pet Dental Cleanings.” Missoula Veterinary Dentistry & Oral Surgery, 30 Aug. 2024, missoulavetdentist.com/understanding-cost-of-professional-pet-dental-cleanings/.
AVMA. “Pet Dental Care.” American Veterinary Medical Association, www.avma.org/resources-tools/pet-owners/petcare/pet-dental-care.
Belvoir Media Group. “Periodontal Disease.” Cornell University College of Veterinary Medicine, 3 Jan. 2023, www.vet.cornell.edu/departments-centers-and-institutes/riney-canine-health-center/canine-health-information/periodontal-disease.