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Special Offer for Purina Fans

Free Pet Insurance Quote in 30 Seconds

Affordable Pet Insurance Plan Options

Up to a 20% Discount

  • 10% discount for Purina fans* (The discount applies to all pets, not just the first pet)

  • 10% multi-pet discount on all additional pets

*Strategic Partner Discount not available in FL, HI, MN, TN, WA, VA, and PA. 5% strategic partner discount in LA, NE, ND, and TX.


Let Spot Plans Help Lead Your Pet’s Care

When you love your pet like family, you help treat them to the care they deserve if they become sick or hurt. Spot plans are all heart and packed with coverage benefits to help ensure your pet feels loved and protected, and help you feel peace of mind.

Microchip Implantation

Spot Accident & Illness plans cover the cost of microchip implantation for your pet by a veterinarian.

Dental Illness

Spot Accident & Illness Plan covers dental illnesses like Gingivitis and Spot plans cover tooth extractions for dental accidents.

Behavioral Issues

Spot Accident & Illness plans can help cover eligible costs for vet visits concerning problematic behavior caused by anxiety or compulsive behaviors.

Exam Fees

Spot plans include exam fees for covered conditions, excluding annual physical exams, once the deductible is met.

Preventive Care Requirements

Spot plans do not require an annual wellness exam or specific vaccines to be eligible for coverage for certain illnesses.

One Annual Deductible

Spot plans offer several annual deductible options so you can pick the annual deductible that’s right for you.

Accident-Only Plan Available

Spot offers an Accident-Only plan option as well as the more extensive Accident & Illness plan option.

No Upper Age Limit

Spot plans don't put an upper age limit on new enrollments, and they don't reduce coverage due to old age.

Hereditary & Congenital Issues

Spot Accident & Illness plans include coverage for eligible inherited illnesses that don't show symptoms until later in your pet's life, like heart disease and hip dysplasia.

Free Pet Insurance Quote in 30 Seconds

  • Accidents, injuries, illnesses, and chronic conditions...Personalize a plan that works for you.

  • Plans offered by Spot reimburse you between 70% - 90% of eligible vet bills.

  • Add-on preventive care coverage options are available for a little extra cost a month.

How Spot Plans Looks Out For Your Pet’s Future

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Pick Your Vet

“Trying to locate a licensed vet that was covered by a Spot plan was much easier than we anticipated.”

Shelly S.

Choose Care Over Cost

“It’s a great feeling knowing I never have to worry or panic about my
 pets healthcare.”

Cory L.

Get Reimbursed Quickly

“Great experience with Spot Insurance. The claim process is very quick! You really get what you pay for”

Sandra C.

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24/7 Pet Health Helpline

Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccessTM.

Your questions will be answered by veterinary experts 24/7 at no additional cost!